Privacy.com vs ShearFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Privacy.com
Protect your online payments by masking your debit card or bank account number. Create merchant-locked or one-time-use virtual cards with customizable spending limits to prevent overcharging and block hidden fees. Receive real-time transaction notifications and easily manage your cards.
- Masks card numbers for security
- Merchant-locked cards
- One-time-use cards
- Customizable spending limits
- Real-time transaction monitoring
- Pause, unpause, and close cards
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Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.
ShearFlow
This app helps service professionals manage their schedules and finances. It offers flexible pricing support, income tracking, and customizable calendar views. An optional subscription unlocks unlimited appointments and advanced features.
- Daily and weekly calendar views
- Income tracking and payment insights
- Flexible pricing support
- Add-ons and customizable pricing
- Spanish and English language options
- Unlimited appointments (with subscription)
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ShearFlow is the ultimate scheduling app for service professionals. Whether you rent a chair, split a percentage, or keep 100% of your profits, ShearFlow adapts to your workflow with ease. Core Features: • Clean daily and weekly calendar views • Income tracking and payment insights • Add-ons and flexible pricing support • Built-in Spanish and English language options ShearFlow Plus – $14.99/month Unlock premium features and remove all limits: • Unlimited appointments • Full access to advanced features • Cancel anytime in iOS settings Subscription Details: ShearFlow Pro is a monthly auto-renewing subscription billed to your Apple ID. Your subscription will renew automatically unless canceled at least 24 hours before the end of the billing cycle. You can manage or cancel your subscription anytime in your device’s settings. By subscribing, you agree to our Privacy Policy (https://www.shearflow.app/privacy-policy) and Terms of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/). Need help or support? Visit https://www.shearflow.app/support
Screenshots
Verdict
The clearest difference is review sentiment: ShearFlow at 100% against Privacy.com's 39%. ShearFlow also leads on rating (5.0 vs 4.5). Privacy.com's advantage is in-app purchases (none vs 1) and ratings volume (7.2K vs 8). On price, update cadence, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ShearFlow sells 1 in-app purchase, starting at $14.99 per month. Privacy.com asks for nothing beyond the download.
ShearFlow holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 39% of Privacy.com's written reviews are positive against 100% of ShearFlow's.
Privacy.com ships an update every 4 weeks, ShearFlow every 2 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | Privacy.com | ShearFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (7.2K ratings) | 5.0 (8 ratings) — better |
| Positive reviews | 39.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 7.2K — better | 8 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 55 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay With Privacy, Inc. | Costa Tech Solutions LLC |
Customer experience
Privacy.com
ShearFlow
Bugs and requests
Privacy.com
Reported bugs
5 issues- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards
Requested features
6 requests- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support
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- Browser extension
ShearFlow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Privacy.com
No in-app purchases
ShearFlow
- ShearFlow Plus1 Month trial$14.991 Month









