Convenient
Good use case example: I was just at a retailer this morning and their payment software was down. They had no idea when it would be back. They kindly offered for me to come back and pay later, but because I can create a single use card so easy on the go, I was able to spin one up quick and leave them the card details knowing it’s safe. After one use, it’s closed, so even if someone got curious and pulled my written information out of the trash, it wouldn’t matter. Great product!
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Another service down the drain
A company and domain called Privacy.com is using Persona ID verify now. They are terrible and should feel terrible.
Used to be good
I used to love using this app to protect myself from data breaches or easy cancellation of subscription services.
They recently added a biometric ID verification through Persona that uses your data to improve the 3rd party product and their data will be held for “no more” than 3 years. Their last data breach was in 2026.
They recently added a biometric ID verification through Persona that uses your data to improve the 3rd party product and their data will be held for “no more” than 3 years. Their last data breach was in 2026.
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New protocol
Best way to prevent bs subscription charges
Great
This has become my default payment method for subscription payments. Easy to track and limit payments. Love it. No going back.
DO NOT USE!
Privacy.com software has failed at their supposed security “features”. I have had an account for years, but recently hackers have found a way to spoof merchants allowing “merchant locked” cards with spending limits to approve charges for amount way above the set limit and to a merchant the card is not linked to. Be warned, Privacy.com is no longer secure. Others have posted about this issue on Reddit.
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It don’t work
It’s don’t work I get stuck in a never ending cycle of verification, and it never ends
DO NOT GIVE YOUR INFO
Spam calls and texts multiple times a day since i gave these hacks my info also cant use my debit card. Absolutely worthless do not give these bums your info
Great until recently
Chronically denies transactions for not enough funds. Yet there are PLENTY of funds available. Worked great until about 30’days ago. You can’t get support—-it’s a chat bot and a bunch of articles. Tried deleting and redoing connection; tried reinstalling app. Over it. Going back to credit cards.
No Customer Service
I’d give them 0 stars if I could. I don’t think they have a customer service department. They don’t respond to emails
Filth
I couldn’t think of a more hypocritical thing to call this company. Immediately after sign up asks for PII through Persona.
More like Less privacy.com
This app takes so much data and then doesn’t even have the onboarding section seamless.
It takes 5 hours to go through a new account setup, did I mention the process of Privacy… is to collect ALL of your info - personal (all of it it needs for the SUPER SUPREME KYC it needs to be a app)
So this app is outdated tech. Most banks have this beat with built-in virtual cards.
This app also has the clunkiest very non intuitive design AI could make a better app than this/ it doesn’t even let you go back during the setup part..
Good luck friends. This isn’t privacy this is - essentially the opposite of it.
It takes 5 hours to go through a new account setup, did I mention the process of Privacy… is to collect ALL of your info - personal (all of it it needs for the SUPER SUPREME KYC it needs to be a app)
So this app is outdated tech. Most banks have this beat with built-in virtual cards.
This app also has the clunkiest very non intuitive design AI could make a better app than this/ it doesn’t even let you go back during the setup part..
Good luck friends. This isn’t privacy this is - essentially the opposite of it.
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Trash
Poor customer service, not recommended
Thieves
Declined a merchant locked purchase, then immediately accepted the purchase AT A HIGHER PRICE. “Support” claimed it wasn’t the same merchant, it was and it went thorough at a higher price on the merchants second attempt seconds later, and they told me to click something that didn’t exist to fix it. They told me they would give me a $5 credit for the trouble their incompetence caused. They did NOT. I replied, they were silent. I eventually refunded my purchase to buy it AGAIN on a real HONEST card. The real price was refunded, but the extra HIGHER price was not. It’s been a week and NOTHING has changed and THEY are keeping that extra HIGHER charge that apparently THEY snuck in to steal from me since the merchant NEVER charged that and refunded everything they took. Avoid these thieving, lying criminals at all costs. They will be reported at several more places for their crimes.
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"Account in Review" for a week
My account has been stuck in "account in review" mode for a week now. I work for a bank so I know it does not take this long to check into someone's financial history with other institutions or even OFAC. I don't know what the hold up was but I gave up and closed my account.
Amazing customer support!
I’ve had an account for several years. Amazing service and product. Quit using for a couple years, had issues getting back into my account. I emailed support and they helped friendly, efficiently. 5 stars for sure for this company.
Privacy.com doesn't adhere to privacy at all.
The whole point of this is supposed to be about privacy. First thing I'm asked is to give my personal information, including the last 4 of my social... Then when this app magically 'can't verify my identity,' it asks for my full social security number... Uh, no. You don't need that or any of my personal information unless you're looking to sell it.
Privacy.com isn't about privacy at all, it's about data brokering.
Privacy.com isn't about privacy at all, it's about data brokering.
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The gold standard!
This app is a lifesaver and then some, it prevents greedy subscription charges from taking your money! You can pause cards create new ones and it's legit, it makes it so your privacy stays with your original funding source! The best app ever! I'm shocked more people don't know about it. The customer service is even better!
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Account locked for days over a simple payment retry
I’ve been a Privacy.com user for about two weeks. A few days ago, they couldn’t process a charge against my bank account, so they paused my account — fair enough, that happens. I logged into the app right away, approved a retry of the charge, and assumed it would be resolved quickly.
That was two days ago. My account is still paused. Every single one of my virtual cards is being declined. I can’t use the product at all.
The core promise of Privacy.com is that you create virtual cards so you don’t have to worry about your real card being compromised or misused. But if a routine billing hiccup can lock you out of all your cards for days with no clear timeline for resolution, you’re trading one risk for another — the risk that you’ll be unable to make purchases when you need to.
A payment retry should take minutes, not days. There’s no ETA shown in the app, no explanation of what’s happening, and no way to escalate. For a product that positions itself as a privacy and security tool, locking users out of all their cards with zero communication is a serious reliability problem.
Great concept. Needs much better handling of account recovery before I can trust it for real-world use.
That was two days ago. My account is still paused. Every single one of my virtual cards is being declined. I can’t use the product at all.
The core promise of Privacy.com is that you create virtual cards so you don’t have to worry about your real card being compromised or misused. But if a routine billing hiccup can lock you out of all your cards for days with no clear timeline for resolution, you’re trading one risk for another — the risk that you’ll be unable to make purchases when you need to.
A payment retry should take minutes, not days. There’s no ETA shown in the app, no explanation of what’s happening, and no way to escalate. For a product that positions itself as a privacy and security tool, locking users out of all their cards with zero communication is a serious reliability problem.
Great concept. Needs much better handling of account recovery before I can trust it for real-world use.
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I love this app
One of the BEST apps on the market.
