Privacy.com vs Zidly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Privacy.com
Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.
- Create virtual payment cards
- Merchant-locked cards
- One-time-use cards
- Customizable spending limits
- Real-time transaction monitoring
- Pause/unpause/close cards
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Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.
Zidly
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Zidly turns a scan into a thank-you. Tip the people who look after you — a waiter, barista, valet, stylist, driver or freelancer — by scanning their Zidly QR code. Choose an amount, pay in seconds, and it reaches them straight away. SEND A TIP IN SECONDS • Scan a Zidly QR code from the home screen — the camera opens instantly • See who you are tipping before you pay • Pick a suggested amount or enter your own • See the exact breakdown — tip, fee and total — before you confirm • Pay with Apple Pay or a debit or credit card • Add an optional rating and a short thank-you note YOUR TIP IS PRIVATE The person you tip sees the amount and your note — never your name, number or email. Every tip is anonymous by design. RECEIVE TIPS • Create a personal profile and complete identity verification • Get your own QR code to show customers • Watch your balance update as tips arrive • See a countdown to your next payout • Automatic monthly payouts to your verified bank account • An instant notification the moment a tip lands WORK AT A VENUE? Join your workplace with a Business ID — no documents needed. Your manager handles the setup, and your tips are tracked under the venue. BUILT FOR TRUST • Identity verification before any profile can receive tips • Card details are handled by our payment provider and never stored by Zidly • Your bank details stay masked — only the last four digits are ever shown • Sign in with Face ID or Touch ID • A full history of everything you send and receive ARABIC AND ENGLISH Switch language whenever you like. Zidly is fully translated, with complete right-to-left support. GOOD TO KNOW • Tips are payments to real people for real services they provide • Amounts are in Kuwaiti Dinar (KWD) • Fees are always shown before you confirm a payment • You must be 21 or over to complete identity verification and receive tips • Receiving tips requires approved identity verification and a valid bank account • An internet connection is required Need a hand? Reach us from Account → Support inside the app, or visit zidly.me. Privacy Policy: https://zidly.me/privacy/ Terms of Service: https://zidly.me/terms/
Screenshots
Verdict
The clearest difference is update cadence: Zidly at daily against Privacy.com's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Privacy.com ships an update every 4 weeks, Zidly daily. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | Privacy.com | Zidly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (7.2K ratings) — better | — |
| Positive reviews | 39.0% of reviews | — |
| Number of ratings | 7.2K — better | — |
| Update frequency | Every 4 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 55 MB | 45 MB |
| Age rating | 4+ | 17+ |
| Developer | Pay With Privacy, Inc. | Flojics FZCO |
Bugs and requests
Privacy.com
Reported bugs
5 issues- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards
Requested features
6 requests- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support
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- Browser extension
Zidly
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Privacy.com
No in-app purchases
Zidly
No in-app purchases









