Privacy.com vs ColdCart

Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.

Ever opened a package and thought, "why did I buy this?" ColdCart is the pause button between "I want it" and "I bought it." See something tempting? Don't fight the urge — freeze it. Add it to ColdCart, pick a cooldown from 24 hours to 7 days, and let the craving thaw. When the timer ends, you decide with a clear head: buy it guilt-free, or skip it and put that money toward something you actually care about. Cheering you on is Pip, your soft-hearted wallet mascot. Pip celebrates every resisted purchase and never, ever shames you when you decide to buy. No lectures. No guilt. Just a little space between impulse and checkout. HOW IT WORKS • Freeze it — capture the thing you're tempted by and choose a cooldown (24 hours to 7 days) • Shield the source — while a freeze is active, ColdCart can shield the shopping apps you choose using Apple's Screen Time controls, so "just browsing" doesn't turn into "order confirmed" • Decide later — when the cooldown ends, buy it or skip it. Either way, you chose on purpose • Reflect — a quick decision journal helps you spot what triggers your impulse buys MORE WAYS TO STAY COOL • Block tab: block shopping apps on daily schedules or time limits, even without an active freeze • Savings goals: every purchase you skip funds a goal you set — watch a vacation, a debt payment, or an emergency fund grow from money you almost spent • Wallet-health score: a friendly 0–100 score that reflects how your spending habits are trending • Widgets and Live Activities: watch your cooldown count down right on your Home Screen and Lock Screen • Emergency access: really need that app right now? A deliberate hold-to-unlock gives you a way through — with just enough friction to make sure it's really you deciding PRIVATE BY DESIGN No account. No sign-up. Your freezes, decisions, reflections, and goals stay on your device. The apps you choose to shield are handled by Apple's Screen Time framework and are never visible to us. We receive only anonymous purchase data (to manage subscriptions) and anonymous usage analytics — never your identity, never your shopping list. COLDCART PRO The free version lets you run 1 active freeze at a time. ColdCart Pro unlocks unlimited freezes and the full experience for $3.99/month or $29.99/year, with a 7-day free trial on the annual plan. Prices may vary by region. Your future self already knows which purchases were worth it. ColdCart just gives them a say. Questions or ideas? We'd love to hear from you: support@coldcart.app Privacy Policy: https://coldcart.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/