Privacy.com vs Aurum AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Privacy.com
Protect your online payments by masking your debit card or bank account number. Create merchant-locked or one-time-use virtual cards with customizable spending limits to prevent overcharging and block hidden fees. Receive real-time transaction notifications and easily manage your cards.
- Masks card numbers for security
- Merchant-locked cards
- One-time-use cards
- Customizable spending limits
- Real-time transaction monitoring
- Pause, unpause, and close cards
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Stop exposing your credit or debit card information and protect your online payments with Privacy. Join over 250,000 users who have saved millions of dollars by using Privacy to block unwanted charges from compromised cards, overcharging, hidden fees, and forgotten subscriptions. Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and request your first virtual card. Start shopping and enjoy the added layer of protection Privacy provides to protect you from payment card theft and fraud. Benefits: - Shield your true financial information: Our Privacy Cards mask your debit card or bank account number to help protect you from card theft and fraud. Pay with greater privacy and security anytime, anywhere on desktop or on mobile. - Create merchant-locked and one-time-use cards: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction. - Take complete control over your spending: Set customizable spending limits to prevent overcharging and block hidden fees—perfect for managing subscriptions and recurring expenses. If a transaction goes over the limit, we will automatically decline it. - Leverage real-time transaction monitoring: Receive notifications any time a Privacy Card is used. Easily pause, unpause, and close Privacy Cards any time with just one push of a button. Privacy’s core product is free to use on domestic transactions, because, like other card companies, we collect transaction fees from merchants. Privacy Cards can be used at most merchants that accept credit and debit cards. The security of our users’ personal information and data is critical to everything that we do at Privacy. You can review our security policies at https://privacy.com/security. Read about us in Forbes, Wirecutter, and The Wall Street Journal! For support, questions, or more information, please contact us at support@privacy.com.
Aurum AI
This app helps you analyze physical gold and silver offers before buying or selling. It uses on-device OCR to extract information, performs financial calculations, and allows you to build a private, secure vault for your records. Stay disciplined with personalized financial goals and export your data locally.
- Analyze buy/sell offers
- Calculate financial metrics
- Build a private digital vault
- Track ownership history
- Set financial goals
- Local data export (PDF, CSV, JSON)
- On-device processing
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Aurum AI helps you understand physical gold and silver offers before you buy or sell—and preserve the records after you decide. Photograph a listing, receipt, certificate, or offer. Aurum reads visible text on-device, organizes the important fields, asks you to confirm anything uncertain, and performs every financial calculation with deterministic rules. No hosted AI sees your Vault. CHECK A DEAL • Review buying and selling offers • See gold or silver value, total delivered cost, extra cost, net sell proceeds, and break-even baseline • Compare two offers using the same confirmed baseline and personal limits • Detect conflicting terms such as plated descriptions or inconsistent weights • Use Jewelry Mode without guessing stone or non-metal weight BUILD A PRIVATE VAULT • Save confirmed items, source photographs, serial or assay details, sellers, storage aliases, and notes • Search item passports and keep sold items in your ownership history • Review Vault Health based on documentation and exit readiness—not market performance • Hide monetary values globally or by Vault • Protect access with Face ID or device passcode STAY DISCIPLINED • Set your own Gold Plan goal, maximum extra cost, and preferred sell target • Review local Aurum Memory and structured Ask Aurum summaries • Generate local PDFs, CSV files, and a complete JSON record export • Use privacy-safe reminders, widgets, Shortcuts, and share cards LOCAL BY DESIGN • No account required • No advertising or third-party analytics SDK • No hosted LLM • No automatic live-price dependency • Vision OCR and the complete rule-based Smart Scan run on-device • Supported iOS 26 devices may use Apple Foundation Models on-device for structured extraction; all financial arithmetic remains deterministic Subscriptions unlock higher limits, detailed reports, and multiple Vaults. Existing local records remain readable and exportable after a subscription ends. Aurum provides estimates based on information you enter or confirm. It does not authenticate precious metals, verify sellers, appraise collectible value, or provide financial, legal, tax, insurance, or investment advice. Terms: https://aurumsupport.lovable.app/terms Privacy: https://aurumsupport.lovable.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Privacy.com at none against Aurum AI's 3. Privacy.com also leads on ratings volume (7.2K vs 1) and device support (3 vs 1). Aurum AI's advantage is rating (5.0 vs 4.5) and update cadence (every 3 days vs every 4 weeks). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Aurum AI sells 3 in-app purchases, starting at $14.99 per month. Privacy.com asks for nothing beyond the download.
Aurum AI holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 1, so its average is the more settled of the two.
Privacy.com ships an update every 4 weeks, Aurum AI every 3 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.
| Parameter | Privacy.com | Aurum AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (7.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 39.0% of reviews | — |
| Number of ratings | 7.2K — better | 1 |
| Update frequency | Every 4 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 55 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Pay With Privacy, Inc. | Raaif Bokhari |
Customer experience
Privacy.com
Aurum AI
Bugs and requests
Privacy.com
Reported bugs
5 issues- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards
Requested features
6 requests- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support
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- Browser extension
Aurum AI
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Privacy.com
No in-app purchases
Aurum AI
- Aurum Pro Monthly$14.991 Month
- Aurum Pro Annual$99.991 Year
- Aurum Private Annual$199.991 Year









