Comparison

Expense Split vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Split

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

Highlights
  • Split bills in seconds
  • Customizable and smart splits
  • Intelligent expense suggestions
  • Organized group overviews
  • Real-time collaboration
  • Simplified debt settlement
  • Privacy-focused, no account needed
Features
Read full description

Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.

About

SplitPal

Features
Read full description

SplitPal makes it simple to track shared expenses, split bills, and settle balances with friends and groups. Whether you are sharing a meal, planning a trip, managing household spending, or keeping track of everyday costs, SplitPal helps everyone stay clear on who paid and what is still owed. Key features: - Add personal and group expenses - Split bills with friends and group members - Track balances and record settlements - Organize expenses by category - Review your activity history and spending insights - Scan receipts to make expense entry easier - Use multiple currencies for different expenses and groups - Invite friends and manage shared groups SplitPal is designed to keep shared spending clear, organized, and easy to settle. SplitPal Pro is an auto-renewable subscription that unlocks receipt scanning, multi-currency with live FX, itemized & custom splits, spending insights, and group pools. - 7-day free trial, then $4.99/month or $29.99/year. - Payment is charged to your Apple ID account at confirmation of purchase. - Your subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. - Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adventurous-calculator-e62.notion.site/SplitPal-Privacy-Policy-371bddf59ffa81a09b9fc48ac3b793ac

Screenshots

Expense Split4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is update cadence: SplitPal at every 8 days against Expense Split's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Split sells 4 one-off in-app purchases and SplitPal sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Split ships an update every 2 weeks, SplitPal every 8 days. The most recent releases landed on September 24, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
Expense Split versus SplitPal: the parameters behind the verdict, then further details
ParameterExpense SplitSplitPal
PriceFreeFree
Rating4.7 (20 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.6 — better17.0
Further details — not scored
Size8 MB44 MB
Age rating4+4+
DeveloperS Ravi Shankaryeow seng ooi

In-app purchases

4 purchases

Expense Split

One-time4
  • Share Settle Up PDF$0.99
  • Export CSV$1.99
  • All Pro Features$2.99
Show 1 more
  • All Premium Features$2.99
2 purchases

SplitPal

Subscriptions2
  • SplitPal Pro Monthly7 Days trial$4.991 Month
  • SplitPal Pro Annual7 Days trial$29.991 Year

Questions

Is Expense Split free?
Expense Split is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Do Expense Split or SplitPal have ads?
Neither Expense Split nor SplitPal shows ads.
Which is updated more often, Expense Split or SplitPal?
Expense Split ships an update every 2 weeks, and SplitPal every 8 days. Most recently, Expense Split was updated on September 24, 2026 and SplitPal on October 3, 2026.

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