Comparison

Expense Split vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Split

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

Highlights
  • Split bills in seconds
  • Customizable and smart splits
  • Intelligent expense suggestions
  • Organized group overviews
  • Real-time collaboration
  • Simplified debt settlement
  • Privacy-focused, no account needed
Features
Read full description

Welcome to Expense Split - Your Ultimate Bill Divvy Tool! Stop Awkward "Who Owes What?" Conversations Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks. SPLIT ANY BILL IN SECONDS - Add expenses with a few taps - Everyone pays their fair share automatically - Works for dinners, rent, trips, or any shared cost CUSTOM SPLITS WITH SMART LOCKS - Lock specific amounts while adjusting others - Perfect for unequal splits (ordered steak vs salad?) - No more "wait, change that back!" moments - Others auto-adjust to keep total at 100% INTELLIGENT & AUTOMATIC - AI suggests expense categories as you type (Supports iPhone 15 Pro and above) - Quick-add friends from your other groups - Remembers your preferences - No more repetitive data entry ORGANIZED GROUP OVERVIEW - See "3 people · 7 expenses" at a glance - Know what's in each group before opening - Track multiple groups effortlessly - Empty states guide you when starting out REAL-TIME COLLABORATION - Share groups with roommates via CloudKit - Everyone sees updates instantly - Set view-only or editing permissions - No more "did you add that expense?" texts SETTLE UP WITHOUT THE AWKWARDNESS - Crystal-clear balance breakdowns - Simplifies debts to fewest transactions - Export records as CSV for bookkeeping - Know exactly who owes whom PRIVACY FIRST - No account required—start immediately - Your data stays on your devices - Optional iCloud sync across iPhone, iPad, Apple Watch - No ads, no tracking, no nonsense Perfect for: - Roommates splitting rent, utilities, groceries - Friends sharing dinner bills or concert tickets - Couples tracking joint expenses - Travel groups managing vacation costs - Families organizing shared purchases Premium Features Available: Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever. Join thousands who've stopped arguing about money. Download ExpenseSplit and make bill splitting simple.

About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

Screenshots

Expense Split4 screens
SplitPal4 screens

Verdict

The call

Expense Split and SplitPal both sit at 4.7 stars, but that hides the real split: 80% of SplitPal's written reviews are positive against 33% of Expense Split's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Split sells 4 one-off in-app purchases and SplitPal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Expense Split against 4.6 for SplitPal. Both are backed by a comparable volume of ratings — 20 and 18 respectively. Written reviews are what separate them: 33% of Expense Split's written reviews are positive against 80% of SplitPal's.

UpkeepUpdate frequency

Expense Split ships an update every 2 weeks, SplitPal every 3 weeks. The most recent releases landed on September 24, 2026 and September 2, 2026 respectively.

Scorecard1 real difference · 9 level
Expense Split versus SplitPal: the parameters behind the verdict, then further details
ParameterExpense SplitSplitPal
PriceFreeFree
Rating4.7 (20 ratings) — better4.6 (18 ratings)
Positive reviews33.3% of reviews80.0% of reviews — better
Number of ratings20 — better18
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.616.0 — better
Further details — not scored
Size8 MB42 MB
Age rating4+4+
DeveloperS Ravi ShankarLegendary Bytes LLC

Customer experience

Expense Split

All ratings19 ratings
Positive89.5%
Neutral5.3%
Negative5.3%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

SplitPal

All ratings18 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

4 purchases

Expense Split

One-time4
  • Share Settle Up PDF$0.99
  • Export CSV$1.99
  • All Pro Features$2.99
Show 1 more
  • All Premium Features$2.99
1 purchases

SplitPal

One-time1
  • Remove Ads$2.99

Questions

Is Expense Split free?
Expense Split is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Which has better reviews, Expense Split or SplitPal?
Expense Split is rated higher. Expense Split averages 4.7 out of 5 from 20 ratings, while SplitPal averages 4.6 from 18 ratings.
Do Expense Split or SplitPal have ads?
Neither Expense Split nor SplitPal shows ads.
Which is updated more often, Expense Split or SplitPal?
Expense Split ships an update every 2 weeks, and SplitPal every 3 weeks. Most recently, Expense Split was updated on September 24, 2026 and SplitPal on September 2, 2026.

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