Comparison

Split Money vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Money

Easily manage personal and group expenses with this intuitive tool. Track spending, split bills equally or unequally, and gain insights with visual charts. Supports over 120 currencies and offers flexible data export options.

Highlights
  • Advanced expense categorization
  • Accurate personal and group totals
  • Flexible PDF and CSV export
  • Split expenses equally or unequally
  • Real-time push notifications
  • Detailed transaction history
  • Support for over 120 currencies
Features
Read full description

SplitMoney is your ultimate companion for managing expenses, both personal and group expenses.Whether you're using it as a personal finance manager or an IOU tracker, SplitMoney makes it simple and easy. With SplitMoney, you can easily divide expenses for any occasion, such as splitting rent or splitting bills with roommates, splitting expenses for group trips, or even saving up for a special event. Say goodbye to the stress of managing expenses and hello to a hassle-free experience with SplitMoney. SplitMoney offers cutting-edge features for handling shared expenses: - Advanced expense categorisation for easy budgeting and tracking. - Accurate calculation of personal and group totals for efficient expense management. - Flexible data export options, including PDF and CSV formats. - Ability to split expenses equally or unequally among group members. - Real-time push notifications to stay informed of any changes. - Detailed transaction history for thorough expense tracking. - 24/7 customer support for assistance at any time. - Mobile-friendly design for tracking expenses on-the-go. - Support for over 120 global currencies. - User-friendly interface with visually appealing charts and graphs. - Advance expense analysis, budget tracking, recurring expenses, and more. And many, many more! To simplify the process for you, we'll present two examples of how to use our service: Tanusha, an Indian MBA student studying in France, faces a daunting challenge in managing her expenses - from food and rent, to travel and insurance, as well as sending money back home and other miscellaneous costs. Keeping track of her spending and budgeting effectively can be overwhelming. However, with SplitMoney, managing expenses becomes a breeze. SplitMoney is a versatile expense tracking app that allows Tanusha to easily list and categorise all her expenses, giving her the tools to make informed financial decisions and stay on top of her budget. Pooja, Rohini, and Nisha are flatmates sharing a home in Kolkata, India. In the beginning, their shared living arrangements were fraught with tension over bill splitting. That was until Rohini introduced the use of SplitMoney, a user-friendly expense tracking app. With SplitMoney, Pooja and her flatmates were able to easily and accurately divide expenses, eliminating the conflict and enabling them to maintain both their finances and their friendship. SplitMoney simplifies the process of dividing expenses with friends, associates, and even romantic partners. Whether it's an office lunch, a trip, or a night out, SplitMoney makes it easy to track and split bills in a clear and organised way. It saves you time and energy by eliminating the need to sift through numerous transactions. Think of it as your personal financial assistant, always available to help you stay on top of even the smallest expenses. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

Screenshots

Split Money4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is update cadence: SplitPal at every 3 weeks against Split Money's every 6 weeks. SplitPal also leads on ratings volume (21 vs 3) and review sentiment (81% vs 73%). Split Money's advantage is iOS requirement (12.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Money sells 2 in-app purchases, starting at $0.99 per month and SplitPal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Split Money against 4.7 for SplitPal. That said, the two scores are not equally well evidenced: SplitPal has 21 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 73% of Split Money's written reviews are positive against 81% of SplitPal's.

UpkeepUpdate frequency

Split Money ships an update every 6 weeks, SplitPal every 3 weeks. The most recent releases landed on September 27, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
Split Money versus SplitPal: the parameters behind the verdict, then further details
ParameterSplit MoneySplitPal
PriceFreeFree
Rating4.7 (3 ratings)4.7 (21 ratings)
Positive reviews72.7% of reviews81.3% of reviews — better
Number of ratings321 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size55 MB41 MB
Age rating4+4+
DeveloperAnil MeenaLegendary Bytes LLC

Customer experience

Split Money

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

SplitPal

All ratings21 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews16 reviews
Positive81.3%
Neutral0.0%
Negative18.8%

In-app purchases

2 purchases

Split Money

Subscriptions2
  • Splitmoney Pro$0.991 Month
  • Splitmoney Pro$3.991 Year
1 purchases

SplitPal

One-time1
  • Remove Ads$2.99

Questions

Is Split Money free?
Split Money is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Which has better reviews, Split Money or SplitPal?
Split Money and SplitPal are both rated 4.7 out of 5 on the App Store, from 3 and 21 ratings respectively.
Do Split Money or SplitPal have ads?
Neither Split Money nor SplitPal shows ads.
Which is updated more often, Split Money or SplitPal?
Split Money ships an update every 6 weeks, and SplitPal every 3 weeks. Most recently, Split Money was updated on September 27, 2026 and SplitPal on October 3, 2026.

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