Comparison

Splitkaro vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Introducing Splitkaro: The Ultimate Group Expense Manager Now available in the USA, Splitkaro transforms the way you manage shared expenses. Whether it's with friends, flatmates, family, or colleagues, we make splitting bills simple, transparent, and stress-free. Split karo, khush raho :) #Who is Splitkaro for? Anyone who shares expenses with: * Friends from school, college, or office * Flatmates and roommates * Travel companions and trip groups * Your partner or spouse * Family and household members * Hostel or co-living mates * Colleagues and co-workers * Business partners or small teams * Yourself (for personal expense tracking) #Why Choose Splitkaro? * Save time and avoid awkward money talks * Track group and personal expenses in one place * Get smart payment reminders * No more manual calculations * Plan trips and set budgets * Manage bills for rent, groceries, subscriptions, and more * Import balances from Splitwise and others * Seamlessly split expenses item-wise * Built for simplicity, speed, and smarter decisions #Powerful Features: * Intelligent payment reminders for timely settlements * One-tap fetch bills from Swiggy, Zomato, BlinkIt, BigBasket, Instamart * Item-wise bill splitting (ideal for food and grocery orders) * Pay-per-use and shared cost breakdown * Auto expense tracking via SMS fetch (no manual entry) * Priority bills for important payments * Group chat + money sharing in one place * Graphs, charts, and group analytics * Group admin controls and member-wise tracking * Expense search to quickly find old bills * Simple home budget planning #Built to Help You: * Split equally, unequally, or item-wise * Combine multiple bills under a group * Track personal expenses along with group ones * Manage all payment modes including UPI apps like GPay, PhonePe, WhatsApp, BHIM, Paytm, CRED and more * Easily import balances from apps like Splitwise, Tricount, and GoDutch #Loved by users across India and the USA: * "The app's user-friendly interface makes it a breeze to use." * "Smooth onboarding and payment process - perfect for trips." * "Splitting bills on autopilot is a game-changer." #Splitkaro Premium While Splitkaro is free to use, we offer optional paid subscriptions with added benefits. Choose from trial, monthly, quarterly, or annual plans. * Payment will be charged to your iTunes account after confirmation * Subscriptions do not auto-renew * If you use a trial, any unused period will carry over upon upgrade * You can continue using the free version if you don’t subscribe Your data is safe and secure. Please review our Privacy Policy and Terms: 1. [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) 2. [https://privacy.splitkaro.com/](https://privacy.splitkaro.com/) Download Splitkaro today and take control of your shared expenses. For support, write to us at [support@splitkaro.com](mailto:support@splitkaro.com) Crafted with love in India

About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

Screenshots

Splitkaro4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is rating: Splitkaro at 4.9 against SplitPal's 4.7. SplitPal's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month and SplitPal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitkaro holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 55 and 21 respectively. Written reviews complicate that: 78% of Splitkaro's written reviews are positive against 81% of SplitPal's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Splitkaro ships an update every 6 weeks, SplitPal every 3 weeks. The most recent releases landed on September 30, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Splitkaro versus SplitPal: the parameters behind the verdict, then further details
ParameterSplitkaroSplitPal
PriceFreeFree
Rating4.9 (55 ratings) — better4.7 (21 ratings)
Positive reviews77.8% of reviews81.3% of reviews — better
Number of ratings55 — better21
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size82 MB41 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedLegendary Bytes LLC

Customer experience

Splitkaro

All ratings55 ratings
Positive98.2%
Neutral1.8%
Negative0.0%
Written reviews63 reviews
Positive77.8%
Neutral9.5%
Negative12.7%

SplitPal

All ratings21 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews16 reviews
Positive81.3%
Neutral0.0%
Negative18.8%

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
1 purchases

SplitPal

One-time1
  • Remove Ads$2.99

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Which has better reviews, Splitkaro or SplitPal?
Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 55 ratings, while SplitPal averages 4.7 from 21 ratings.
Do Splitkaro or SplitPal have ads?
Neither Splitkaro nor SplitPal shows ads.
Which is updated more often, Splitkaro or SplitPal?
Splitkaro ships an update every 6 weeks, and SplitPal every 3 weeks. Most recently, Splitkaro was updated on September 30, 2026 and SplitPal on October 3, 2026.

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