Comparison

Splitkaro vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Introducing Splitkaro: The Ultimate Group Expense Manager Now available in the USA, Splitkaro transforms the way you manage shared expenses. Whether it's with friends, flatmates, family, or colleagues, we make splitting bills simple, transparent, and stress-free. Split karo, khush raho :) #Who is Splitkaro for? Anyone who shares expenses with: * Friends from school, college, or office * Flatmates and roommates * Travel companions and trip groups * Your partner or spouse * Family and household members * Hostel or co-living mates * Colleagues and co-workers * Business partners or small teams * Yourself (for personal expense tracking) #Why Choose Splitkaro? * Save time and avoid awkward money talks * Track group and personal expenses in one place * Get smart payment reminders * No more manual calculations * Plan trips and set budgets * Manage bills for rent, groceries, subscriptions, and more * Import balances from Splitwise and others * Seamlessly split expenses item-wise * Built for simplicity, speed, and smarter decisions #Powerful Features: * Intelligent payment reminders for timely settlements * One-tap fetch bills from Swiggy, Zomato, BlinkIt, BigBasket, Instamart * Item-wise bill splitting (ideal for food and grocery orders) * Pay-per-use and shared cost breakdown * Auto expense tracking via SMS fetch (no manual entry) * Priority bills for important payments * Group chat + money sharing in one place * Graphs, charts, and group analytics * Group admin controls and member-wise tracking * Expense search to quickly find old bills * Simple home budget planning #Built to Help You: * Split equally, unequally, or item-wise * Combine multiple bills under a group * Track personal expenses along with group ones * Manage all payment modes including UPI apps like GPay, PhonePe, WhatsApp, BHIM, Paytm, CRED and more * Easily import balances from apps like Splitwise, Tricount, and GoDutch #Loved by users across India and the USA: * "The app's user-friendly interface makes it a breeze to use." * "Smooth onboarding and payment process - perfect for trips." * "Splitting bills on autopilot is a game-changer." #Splitkaro Premium While Splitkaro is free to use, we offer optional paid subscriptions with added benefits. Choose from trial, monthly, quarterly, or annual plans. * Payment will be charged to your iTunes account after confirmation * Subscriptions do not auto-renew * If you use a trial, any unused period will carry over upon upgrade * You can continue using the free version if you don’t subscribe Your data is safe and secure. Please review our Privacy Policy and Terms: 1. [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) 2. [https://privacy.splitkaro.com/](https://privacy.splitkaro.com/) Download Splitkaro today and take control of your shared expenses. For support, write to us at [support@splitkaro.com](mailto:support@splitkaro.com) Crafted with love in India

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

Screenshots

Splitkaro4 screens
Chipp4 screens

Verdict

The call

The clearest difference is rating: Splitkaro at 4.9 against Chipp's 4.4. Splitkaro also leads on ratings volume (55 vs 16). Chipp's advantage is in-app purchases (none vs 8) and update cadence (fortnightly vs every 6 weeks). On price, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 8 in-app purchases, starting at $4.00 per month. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitkaro holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 55 and 16 respectively. Written reviews split almost evenly too, at 78% and 78% positive.

UpkeepUpdate frequency

Splitkaro ships an update every 6 weeks, Chipp fortnightly. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

Scorecard7 real differences · 3 level
Splitkaro versus Chipp: the parameters behind the verdict, then further details
ParameterSplitkaroChipp
PriceFreeFree
Rating4.9 (55 ratings) — better4.4 (16 ratings)
Positive reviews77.8% of reviews77.8% of reviews
Number of ratings55 — better16
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size82 MB116 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedChipp LLC

Customer experience

Splitkaro

All ratings55 ratings
Positive98.2%
Neutral1.8%
Negative0.0%
Written reviews63 reviews
Positive77.8%
Neutral9.5%
Negative12.7%

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

8 purchases

Splitkaro

Subscriptions1
  • Monthly Subscription$4.001 Month
One-time7
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 4 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
None

Chipp

No in-app purchases

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with no in-app purchases.
Which has better reviews, Splitkaro or Chipp?
Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 55 ratings, while Chipp averages 4.4 from 16 ratings.
Do Splitkaro or Chipp have ads?
Neither Splitkaro nor Chipp shows ads.
Which is updated more often, Splitkaro or Chipp?
Splitkaro ships an update every 6 weeks, and Chipp fortnightly. Most recently, Splitkaro was updated on September 21, 2026 and Chipp on June 11, 2026.

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