Comparison

Splitkaro vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

Screenshots

Splitkaro4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is rating: Splitkaro at 4.9 against SplitPal's 4.7. SplitPal's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month and SplitPal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitkaro holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 59 and 21 respectively. Written reviews complicate that: 78% of Splitkaro's written reviews are positive against 81% of SplitPal's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Splitkaro ships an update every 6 weeks, SplitPal every 3 weeks. The most recent releases landed on October 9, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Splitkaro versus SplitPal: the parameters behind the verdict, then further details
ParameterSplitkaroSplitPal
PriceFreeFree
Rating4.9 (59 ratings) — better4.7 (21 ratings)
Positive reviews78.5% of reviews81.3% of reviews — better
Number of ratings59 — better21
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size82 MB41 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedLegendary Bytes LLC

Customer experience

Splitkaro

All ratings59 ratings
Positive98.3%
Neutral1.7%
Negative0.0%
Written reviews65 reviews
Positive78.5%
Neutral9.2%
Negative12.3%

SplitPal

All ratings21 ratings
Positive90.5%
Neutral0.0%
Negative9.5%
Written reviews16 reviews
Positive81.3%
Neutral0.0%
Negative18.8%

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
1 purchases

SplitPal

One-time1
  • Remove Ads$2.99

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Which has better reviews, Splitkaro or SplitPal?
Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 59 ratings, while SplitPal averages 4.7 from 21 ratings.
Do Splitkaro or SplitPal have ads?
Neither Splitkaro nor SplitPal shows ads.
Which is updated more often, Splitkaro or SplitPal?
Splitkaro ships an update every 6 weeks, and SplitPal every 3 weeks. Most recently, Splitkaro was updated on October 9, 2026 and SplitPal on October 3, 2026.

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