First Financial Bank Mobile vs Philo Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Financial Bank Mobile
Manage your finances on the go with this comprehensive banking app. Check balances, transfer funds, pay bills, deposit checks, and track spending. Get real-time alerts and secure your accounts with card controls.
- Check account balances
- Search transaction history
- Set up personalized alerts
- Pay bills and transfer funds
- Send money with Zelle
- Control cards with CardGuard
- Deposit checks remotely
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First Financial Mobile is your complete banking solution at your fingertips—whether you're at home or on the go. Experience the Convenience of First Financial Mobile • Check your account balances anytime. • Easily search your payment and transaction history. • Set up personalized alerts to keep you updated via email or text. • Quickly pay bills and transfer funds with Move Money in just a few taps. • Send money fast to friends or family using Zelle. • Control your cards in real time for added security with CardGuard. • Set up a budget, track spending, and manage all your financial accounts in one place using Manage Money. • Effortlessly deposit checks from almost anywhere, at any time. • Switch to free eStatements for a paperless, greener banking experience. • Chat with our 24/7 assistant. Ask Gabby for help with whatever you may need. • Locate the closest First Financial banking center or ATM in the app, with directions to get you there or schedule an appointment. Good to Know • Enjoy First Financial Mobile at no charge; standard data and messaging rates from your provider may apply. • Available to all customers with a registered First Online banking account. • Mobile Deposit availability varies by customer and account. • Transactions not yet processed will not be reflected in current balances. • For business banking, download our First Financial Bank Business mobile app. Transform Your Banking Today Start with First Financial Mobile. More than just banking—it’s your financial companion wherever you are. For full details, visit our Mobile Banking Terms and Conditions at first-online.bank/terms-conditions/consumer-mobile-banking-and-mobile-check-deposit-terms-and-conditions/ Visit first-online.bank to learn more. First Financial Bank N.A. Member FDIC
Philo Mobile
Access your bank accounts on the go. View balances, transaction history, deposit checks, transfer funds, and pay bills securely from your mobile device. Manage your finances anytime, anywhere.
- View account balances
- Check transaction history
- Deposit checks
- Transfer funds
- Pay bills
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Philo Mobile is a free service, from Philo Exchange Bank, that allows you to access your money anytime, anywhere. With Philo Mobile you can view your account balances, view recent transaction history, deposit checks, transfer funds (internally), and pay bills from virtually anywhere on your iPhone or iPad.
Screenshots
Verdict
The clearest difference is ads: First Financial Bank Mobile at none against Philo Mobile's shown. First Financial Bank Mobile also leads on ratings volume (11K vs 121) and monetization model (free vs ad-supported). Philo Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First Financial Bank Mobile against 4.9 for Philo Mobile. That said, the two scores are not equally well evidenced: First Financial Bank Mobile has 11K ratings behind it against 121, so its average is the more settled of the two.
First Financial Bank Mobile ships an update every 3 months, Philo Mobile every 4 months. Both last shipped on November 3, 2026.
| Parameter | First Financial Bank Mobile | Philo Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (11K ratings) | 4.9 (121 ratings) — better |
| Positive reviews | 56.0% of reviews | — |
| Number of ratings | 11K — better | 121 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 208 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | First Financial Bank | Philo Exchange Bank Inc. |
Customer experience
First Financial Bank Mobile
Philo Mobile
Bugs and requests
First Financial Bank Mobile
Reported bugs
3 issues- Login screen freezes
- Incompatible with newer iOS versions
- Incorrect account balance display
Requested features
4 requests- Allow fingerprint/Face ID login
- Increase mobile check deposit limit
- Add ability to nickname accounts
- Improve transaction history display
Philo Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Financial Bank Mobile
No in-app purchases
Philo Mobile
No in-app purchases
Questions
Is First Financial Bank Mobile free?
Is Philo Mobile free?
Which has better reviews, First Financial Bank Mobile or Philo Mobile?
Do First Financial Bank Mobile or Philo Mobile have ads?
Which is updated more often, First Financial Bank Mobile or Philo Mobile?
Other comparisons
