Comparison

Chanda vs 1st Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chanda

Calculate your monthly or annual Chanda based on your income. The app allows you to input net income directly or gross income to see Chanda after deductions. It also provides links to online payment portals for instant transactions.

Highlights
  • Calculate monthly/annual Chanda
  • Input net or gross income
  • See Chanda after tax/deductions
  • Adjust Wasiyyat Rate
  • Calculate for Khuddam, Ansar, Lajna
  • Links to online payment portals
Features
Read full description

Calculate your Chanda Monthly or Annually based on your Income. Enter your Net Income directly or enter your Gross Income to see Chanda after Tax, National Insurance and Student Loan have been deducted. Choose to display Monthly Chanda from Annual Income, change the Wasiyyat Rate to the one you've pledged, calculate Khuddam, Ansar and Lajna Chanda and see all the Rates quickly and easily. Tap the Pay Online Now button for links to Jamaat and Khuddam Online Chanda Portals and pay your Chanda instantly. This App was created by Majlis Khuddamul Ahmadiyya UK to serve all members of the Ahmadiyya Muslim Community.

About

1st Money

Read full description

UK payroll for all your employees, workers, contractors, directors, and more! PAYROLL & HR * All pay frequencies, incl.: weekly, fortnightly, & monthly. * Beautiful payslip & PDF emailed to each person. * Pay employees, contractors, zero-hour, off-payroll, & more. * Instant verification of NI numbers. * Automatic handling of all HMRC notices. * Schedule a pay rise to start on a future date. * Pro-rata salary for employees who join or leave part month. * Supports all possible pay period & payday combinations. * View and filter all filed payslips. * Re-download payslip PDFs, even months later. * Supports all 20+ NI category letters. * Employees can see a visual explanation of their pay. * Learn more at: https://www.1st.money/payroll ONBOARDING * Add new hires based on their P45 info. * Verify new hire's NI numbers on the spot. * Onboard with student loans, tax codes, and more. * Use passport to confirm right-to-work. * Speed up onboarding docs with auto-sign, and auto-send. * Track onboarding completion by admin vs new hire. * Self onboarding lets new hires enter their own details. * New hires automatically get a login invite email. * Queue, sign, and send unlimited onboarding docs. * Learn more at: https://www.1st.money/onboarding TIME OFF * One-tap approvals and declines. * Request multiple days of time off. * Request only a few hours of time off. * Requests are auto-emailed to the manager. * Approval notice is auto-emailed to the employee. * Schedule future PTO uplifts. * Edit white-listed holidays. * Be warned of conflicts with scheduled shifts. * Single page summary of all your people's time off. * Learn more at: https://www.1st.money/timeoff EXPENSES * Submit expense claims for admin approval. * Upload an image, or attach a photo to each expense. * Expense claims automatically connect with payroll. * Auto-add repeat payables to every new hire. * Student & postgraduate loans management. * All HMRC expense or benefit types fully supported. * Deduct an agreed co-pay amount from an employee's pay. * Deduct for CCJs or other monthly amounts. * Learn more at: https://www.1st.money/expenses TIMESHEETS * Real-time clock-ins. * Hourly paid employees. * Supports working past 12 midnight. * Supports overtime, holiday, and night pay. * "In advance" shift scheduling. * Upcoming shifts at-a-glance. * Compare done vs. planned times. * Daily, weekly, and monthly reports. * Advanced absence reporting. * Learn more at: https://www.1st.money/attendance HR DOCS * Have docs signed by both manager and employee. * Send tamper-proof docs to your people for signing. * Prove, even months later, that a doc was received or signed. * 80+ free HR templates. * 200+ Reusable inserts. Auto-inserts HR data. * Choose between 8 different advanced sending modes. * Send with or without recipient confirmation. * Fully private templates. * Learn more at: https://www.1st.money/docs LEAVE * Set exact leave start and end dates. * Change leave dates (as much as you need.). * Detailed leave doc auto-prepared for you to send. * Leave pay auto-reclaimed from HMRC (in your EPS). * See details of all automated tasks. * Detailed calculations on leave deductions to pay. * Detailed calculations on added leave pay. * SMP1: Unpaid maternity form is auto-filled out for you. * SMP1: Form is auto-emailed to the expecting mother. * Learn more at: https://www.1st.money/leave OFFBOARDING * Auto written dismissal docs. * Auto written disciplinary docs. * Recorded events for each person. * Month-by-month disciplinaries tally. * Record accepted resignations. * Archive resignation letters. * Use pick-lists to speed up doc drafting. * Clearly see how each doc will look. * Learn more at: https://www.1st.money/offboarding ACCOUNTING INTEGRATIONS * Connect to QuickBooks, Xero, and more. * Correct journal categorisation of wages, taxes, and more. * No more copy/paste errors. * Auto-sends to your accounting every midnight. * Learn more at: https://www.1st.money/integrations

Screenshots

Chanda4 screens
1st Money4 screens

Verdict

The call

The clearest difference is update cadence: 1st Money at every 2 weeks against Chanda's every 25 months. Chanda's advantage is iOS requirement (10.3 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chanda ships an update every 25 months, 1st Money every 2 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
Chanda versus 1st Money: the parameters behind the verdict, then further details
ParameterChanda1st Money
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 25 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac — better
Requires iOS10.3 — better14.0
Further details — not scored
Size20 MB33 MB
Age rating4+4+
DeveloperMajlis Khuddamul Ahmadiyya (UK)1st Money UK Holdings Ltd

In-app purchases

None

Chanda

No in-app purchases

None

1st Money

No in-app purchases

Questions

Is Chanda free?
Chanda is free to download, with no in-app purchases.
Is 1st Money free?
1st Money is free to download, with no in-app purchases.
Do Chanda or 1st Money have ads?
Neither Chanda nor 1st Money shows ads.
Which is updated more often, Chanda or 1st Money?
Chanda ships an update every 25 months, and 1st Money every 2 weeks. Most recently, Chanda was updated on October 24, 2026 and 1st Money on October 27, 2026.

Other comparisons