Chanda vs 1st Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chanda
Calculate your monthly or annual Chanda based on your income. The app allows you to input net income directly or gross income to see Chanda after deductions. It also provides links to online payment portals for instant transactions.
- Calculate monthly/annual Chanda
- Input net or gross income
- See Chanda after tax/deductions
- Adjust Wasiyyat Rate
- Calculate for Khuddam, Ansar, Lajna
- Links to online payment portals
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Calculate your Chanda Monthly or Annually based on your Income. Enter your Net Income directly or enter your Gross Income to see Chanda after Tax, National Insurance and Student Loan have been deducted. Choose to display Monthly Chanda from Annual Income, change the Wasiyyat Rate to the one you've pledged, calculate Khuddam, Ansar and Lajna Chanda and see all the Rates quickly and easily. Tap the Pay Online Now button for links to Jamaat and Khuddam Online Chanda Portals and pay your Chanda instantly. This App was created by Majlis Khuddamul Ahmadiyya UK to serve all members of the Ahmadiyya Muslim Community.
1st Money
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UK payroll for all your employees, workers, contractors, directors, and more! PAYROLL & HR * All pay frequencies, incl.: weekly, fortnightly, & monthly. * Beautiful payslip & PDF emailed to each person. * Pay employees, contractors, zero-hour, off-payroll, & more. * Instant verification of NI numbers. * Automatic handling of all HMRC notices. * Schedule a pay rise to start on a future date. * Pro-rata salary for employees who join or leave part month. * Supports all possible pay period & payday combinations. * View and filter all filed payslips. * Re-download payslip PDFs, even months later. * Supports all 20+ NI category letters. * Employees can see a visual explanation of their pay. * Learn more at: https://www.1st.money/payroll ONBOARDING * Add new hires based on their P45 info. * Verify new hire's NI numbers on the spot. * Onboard with student loans, tax codes, and more. * Use passport to confirm right-to-work. * Speed up onboarding docs with auto-sign, and auto-send. * Track onboarding completion by admin vs new hire. * Self onboarding lets new hires enter their own details. * New hires automatically get a login invite email. * Queue, sign, and send unlimited onboarding docs. * Learn more at: https://www.1st.money/onboarding TIME OFF * One-tap approvals and declines. * Request multiple days of time off. * Request only a few hours of time off. * Requests are auto-emailed to the manager. * Approval notice is auto-emailed to the employee. * Schedule future PTO uplifts. * Edit white-listed holidays. * Be warned of conflicts with scheduled shifts. * Single page summary of all your people's time off. * Learn more at: https://www.1st.money/timeoff EXPENSES * Submit expense claims for admin approval. * Upload an image, or attach a photo to each expense. * Expense claims automatically connect with payroll. * Auto-add repeat payables to every new hire. * Student & postgraduate loans management. * All HMRC expense or benefit types fully supported. * Deduct an agreed co-pay amount from an employee's pay. * Deduct for CCJs or other monthly amounts. * Learn more at: https://www.1st.money/expenses TIMESHEETS * Real-time clock-ins. * Hourly paid employees. * Supports working past 12 midnight. * Supports overtime, holiday, and night pay. * "In advance" shift scheduling. * Upcoming shifts at-a-glance. * Compare done vs. planned times. * Daily, weekly, and monthly reports. * Advanced absence reporting. * Learn more at: https://www.1st.money/attendance HR DOCS * Have docs signed by both manager and employee. * Send tamper-proof docs to your people for signing. * Prove, even months later, that a doc was received or signed. * 80+ free HR templates. * 200+ Reusable inserts. Auto-inserts HR data. * Choose between 8 different advanced sending modes. * Send with or without recipient confirmation. * Fully private templates. * Learn more at: https://www.1st.money/docs LEAVE * Set exact leave start and end dates. * Change leave dates (as much as you need.). * Detailed leave doc auto-prepared for you to send. * Leave pay auto-reclaimed from HMRC (in your EPS). * See details of all automated tasks. * Detailed calculations on leave deductions to pay. * Detailed calculations on added leave pay. * SMP1: Unpaid maternity form is auto-filled out for you. * SMP1: Form is auto-emailed to the expecting mother. * Learn more at: https://www.1st.money/leave OFFBOARDING * Auto written dismissal docs. * Auto written disciplinary docs. * Recorded events for each person. * Month-by-month disciplinaries tally. * Record accepted resignations. * Archive resignation letters. * Use pick-lists to speed up doc drafting. * Clearly see how each doc will look. * Learn more at: https://www.1st.money/offboarding ACCOUNTING INTEGRATIONS * Connect to QuickBooks, Xero, and more. * Correct journal categorisation of wages, taxes, and more. * No more copy/paste errors. * Auto-sends to your accounting every midnight. * Learn more at: https://www.1st.money/integrations
Screenshots
Verdict
The clearest difference is update cadence: 1st Money at every 2 weeks against Chanda's every 25 months. Chanda's advantage is iOS requirement (10.3 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chanda ships an update every 25 months, 1st Money every 2 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | Chanda | 1st Money |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 25 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 10.3 — better | 14.0 |
| Further details — not scored | ||
| Size | 20 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Majlis Khuddamul Ahmadiyya (UK) | 1st Money UK Holdings Ltd |
In-app purchases
Chanda
No in-app purchases
1st Money
No in-app purchases









