Comparison

PNC BeneFit Plus vs InsuredMine

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNC BeneFit Plus

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

Highlights
  • Check account balances
  • View account details and charts
  • File claims for FSA and HRA
  • Submit receipts via photo
  • Manage HSA transactions
  • Pay bills and add payees
  • Report lost/stolen debit card
Features
Read full description

PNC BeneFit Plus Mobile for Apple Devices¹ Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply log in to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Your device will present you with a prompt to allow your location to be accessed; accepting the prompt will help minimize the request for additional security questions upon log in Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen *This is not the PNC Mobile Banking app, which allows you to access your bank and brokerage accounts. For questions or support, call or email the PNC BeneFit Plus Customer Service Center at 844-356-9993 or pncbenefitplus@healthaccountservices.com No personal or sensitive data is stored on the PNC BeneFit Plus mobile app. ¹ PNC does not charge for the PNC BeneFit Plus Mobile App. However, a supported mobile device is needed. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Apple®, iPod touch® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone® is a registered trademark of Apple Inc. PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”). Banking and lending products and services, bank deposit products and treasury management services for clients and/or customers are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2018 The PNC Financial Services Group, Inc. All rights reserved.

About

InsuredMine

Manage all your insurance policies in one place with this secure, free app. Upload policy documents digitally, receive payment reminders, and get personalized analytics to optimize your coverage and save money. Connect with agents for support.

Highlights
  • Digital policy management
  • Payment due date reminders
  • Personalized coverage analytics
  • Agent chat support
  • Secure bank-level encryption
  • Policy document upload
Read full description

InsuredMine App is a free, secure and hassle-free app that lets you manage multiple Insurance policies on one simple to use dashboard. With this simple and intuitive app, you can access details of all your policies digitally anytime, anywhere. InsuredMine sets you free from carrying or storing your policy documents at multiple locations or in multiple formats. Policies from subscribed insurance agents will show up automatically. For other policies, all you need to do is simply upload them by: Taking a picture of your policy with your phone Entering Insurance details or Scanning the policy document or just You can efficiently manage all your policies with just the touch of a few buttons on any mobile device. App features include: Reminders for payment due dates - so you will never miss a payment or pay late fees. Personalized analytics to help you identify coverage gaps and overages so you can save money Agent Connect using chatbot or agent chat - so you are on top of your coverage and risk portfolio What’s more? The app comes with top-notch bank-level encryption. We value your privacy just as much as you do! Did we mention it is free for life? Yes, you will never be charged to download or use the app ever. Come, join the growing number of happy customers that are saving time and money by using our free app! Follow us on Twitter at https://twitter.com/InsuredMine Like us on Facebook at https://www.facebook.com/InsuredMine Visit us at https://insuredmine.com

Screenshots

PNC BeneFit Plus4 screens
InsuredMine4 screens

Verdict

The call

The clearest difference is review sentiment: PNC BeneFit Plus at 64% against InsuredMine's 0%. PNC BeneFit Plus also leads on rating (4.4 vs 3.7) and ratings volume (802 vs 6). InsuredMine's advantage is iOS requirement (12.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PNC BeneFit Plus holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: PNC BeneFit Plus has 802 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 64% of PNC BeneFit Plus's written reviews are positive against 0% of InsuredMine's.

UpkeepUpdate frequency

PNC BeneFit Plus ships an update every 3 months, InsuredMine every 2 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
PNC BeneFit Plus versus InsuredMine: the parameters behind the verdict, then further details
ParameterPNC BeneFit PlusInsuredMine
PriceFreeFree
Rating4.4 (802 ratings) — better3.7 (6 ratings)
Positive reviews64.1% of reviews — better0.0% of reviews
Number of ratings802 — better6
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size33 MB42 MB
Age rating17+4+
DeveloperPNC Bank, N.A.InsuredMine Inc.

Customer experience

PNC BeneFit Plus

All ratings795 ratings
Positive84.5%
Neutral1.8%
Negative13.7%
Written reviews128 reviews
Positive64.1%
Neutral7.0%
Negative28.9%

InsuredMine

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

PNC BeneFit Plus

Reported bugs

3 issues
  • App crashes and freezes
  • Login credentials not saved properly
  • Debit card issues and declined payments

Requested features

3 requests
  • Ability to itemize payments to payees
  • Option to upload receipts immediately after charges
  • Improved investment tracking and management

InsuredMine

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PNC BeneFit Plus

No in-app purchases

None

InsuredMine

No in-app purchases

Questions

Is PNC BeneFit Plus free?
PNC BeneFit Plus is free to download, with no in-app purchases.
Is InsuredMine free?
InsuredMine is free to download, with no in-app purchases.
Which has better reviews, PNC BeneFit Plus or InsuredMine?
PNC BeneFit Plus is rated higher. PNC BeneFit Plus averages 4.4 out of 5 from 802 ratings, while InsuredMine averages 3.7 from 6 ratings.
Do PNC BeneFit Plus or InsuredMine have ads?
Neither PNC BeneFit Plus nor InsuredMine shows ads.
Which is updated more often, PNC BeneFit Plus or InsuredMine?
PNC BeneFit Plus ships an update every 3 months, and InsuredMine every 2 months. Most recently, PNC BeneFit Plus was updated on October 24, 2026 and InsuredMine on October 3, 2026.

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