Comparison

PNC BeneFit Plus vs 700Credit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNC BeneFit Plus

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

Highlights
  • Check account balances
  • View account details and charts
  • File claims for FSA and HRA
  • Submit receipts via photo
  • Manage HSA transactions
  • Pay bills and add payees
  • Report lost/stolen debit card
Features
Read full description

PNC BeneFit Plus Mobile for Apple Devices¹ Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply log in to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Your device will present you with a prompt to allow your location to be accessed; accepting the prompt will help minimize the request for additional security questions upon log in Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen *This is not the PNC Mobile Banking app, which allows you to access your bank and brokerage accounts. For questions or support, call or email the PNC BeneFit Plus Customer Service Center at 844-356-9993 or pncbenefitplus@healthaccountservices.com No personal or sensitive data is stored on the PNC BeneFit Plus mobile app. ¹ PNC does not charge for the PNC BeneFit Plus Mobile App. However, a supported mobile device is needed. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Apple®, iPod touch® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone® is a registered trademark of Apple Inc. PNC is a registered mark of The PNC Financial Services Group, Inc. (“PNC”). Banking and lending products and services, bank deposit products and treasury management services for clients and/or customers are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ©2018 The PNC Financial Services Group, Inc. All rights reserved.

About

700Credit

This app provides car dealerships with instant access to customer credit information and leads submitted through their website. It allows for quick responses to potential buyers, speeding up the sales process and facilitating more closed deals.

Highlights
  • Real-time lead alerts
  • View FICO scores
  • One-click text response
  • Mobile dialing
  • Send prequalification forms
  • Facial recognition login
Features
Read full description

The QuickMobile App is available for both iPhone and iPad at no charge to dealers who purchase the QuickQualify platform or dealers who are utilizing a Digital Retail provider that utilizes the 700Credit prequalification tool. The QuickMobile app enables dealers to receive and respond immediately to leads submitted from their web site - while the consumer is still interested! QuickQualify is a web-based prequalification solution that gives dealers instant visibility to a customer’s FICO score and credit profile before they walk into your store, speeding the sales process and helping you close more deals. From the QuickMobile app dealers can: · Receive alerts immediately on their mobile device when consumers submit a lead form from any of the QuickQualify platforms · Click on any applicant to view their FICO score and auto tradeline summary · Optimize interactions with consumers through one-click text response and mobile dialing · Text and email the QuickQualify prequalification form directly to the consumer · Load the prequalification form on your mobile device and hand to consumer to complete while in the showroom · Set filters to view leads using various sort parameters · Full facial recognition for easy login If you are a current QuickQualify platform customer or utilising a Digital Retail provider that utilizes the 700Credit pre qualification tool, make sure you download the app today to take advantage of all the QuickMobile app has to offer!

Screenshots

PNC BeneFit Plus4 screens
700Credit3 screens

Verdict

The call

The clearest difference is review sentiment: PNC BeneFit Plus at 64% against 700Credit's 0%. PNC BeneFit Plus also leads on rating (4.4 vs 3.3) and ratings volume (804 vs 8). 700Credit's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PNC BeneFit Plus holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: PNC BeneFit Plus has 804 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 64% of PNC BeneFit Plus's written reviews are positive against 0% of 700Credit's.

UpkeepUpdate frequency

PNC BeneFit Plus ships an update every 3 months, 700Credit every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
PNC BeneFit Plus versus 700Credit: the parameters behind the verdict, then further details
ParameterPNC BeneFit Plus700Credit
PriceFreeFree
Rating4.4 (804 ratings) — better3.3 (8 ratings)
Positive reviews64.1% of reviews — better0.0% of reviews
Number of ratings804 — better8
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size33 MB31 MB
Age rating17+4+
DeveloperPNC Bank, N.A.ODE

Customer experience

PNC BeneFit Plus

All ratings795 ratings
Positive84.5%
Neutral1.8%
Negative13.7%
Written reviews128 reviews
Positive64.1%
Neutral7.0%
Negative28.9%

700Credit

All ratings8 ratings
Positive50.0%
Neutral12.5%
Negative37.5%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

PNC BeneFit Plus

Reported bugs

3 issues
  • App crashes and freezes
  • Login credentials not saved properly
  • Debit card issues and declined payments

Requested features

3 requests
  • Ability to itemize payments to payees
  • Option to upload receipts immediately after charges
  • Improved investment tracking and management

700Credit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PNC BeneFit Plus

No in-app purchases

None

700Credit

No in-app purchases

Questions

Is PNC BeneFit Plus free?
PNC BeneFit Plus is free to download, with no in-app purchases.
Is 700Credit free?
700Credit is free to download, with no in-app purchases.
Which has better reviews, PNC BeneFit Plus or 700Credit?
PNC BeneFit Plus is rated higher. PNC BeneFit Plus averages 4.4 out of 5 from 804 ratings, while 700Credit averages 3.3 from 8 ratings.
Do PNC BeneFit Plus or 700Credit have ads?
Neither PNC BeneFit Plus nor 700Credit shows ads.
Which is updated more often, PNC BeneFit Plus or 700Credit?
PNC BeneFit Plus ships an update every 3 months, and 700Credit every 2 months. Most recently, PNC BeneFit Plus was updated on November 2, 2026 and 700Credit on November 3, 2026.

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