Comparison

BOQ Secure vs ANZ Digital Key

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOQ Secure

This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.

Highlights
  • Digital security token
  • Replaces physical device
  • Mobile-based authentication
  • Online banking integration
  • Customer service activation
Read full description

BOQ Secure provides you with an alternative to the physical BOQ Security Token device, placing the token on your phone and removing the need to carry an additional device. Once you have downloaded this app, you will need to obtain activation details by calling our Customer Contact Centre on 1300 55 72 72. Please note: To use this app you will need to be registered for Online Banking and have a daily limit which requires the use of a BOQ Security Token. If you would like further information about registering for Online Banking please contact our Customer Contact Centre on 1300 55 72 72. BOQ Secure is provided by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616.

About

ANZ Digital Key

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

Highlights
  • Biometric login (Face ID, Fingerprint ID)
  • PIN authentication
  • Secure transaction approval
  • Faster banking access
  • Enhanced channel security
Read full description

At ANZ we’re committed to helping you bank simply, safely, securely and conveniently. ANZ Digital Key (ADK) allows you to log on and perform approval activities via Face ID, Fingerprint ID or a PIN in certain ANZ Digital Channels. It enhances the channel security capabilities, providing a free, faster and more convenient method for customers to securely transact with ANZ. For customers completing ANZ's identity verification (eKYC) process, ANZ Digital Key may be used to securely read the microchip in supported ePassports using your phone's NFC (Near-Field Communication) capability. ADK is applicable to specific ANZ customers and ANZ Digital Channels. Please note: 1. To use this app: a) Your ANZ Digital Services User ID must be authorised to use ADK. b) Your device must be running iOS 16.4 or later. 2. It is advisable to have protective software, such as antivirus, installed on your device for security purposes. 3. ADK may require access to the following device resources: a) Camera - For scanning QR codes and enabling Face ID. b) Biometrics - For Fingerprint ID or Face ID. c) Notifications - To receive push notifications. d) NFC - To securely read the microchip in supported ePassports when completing ANZ's identity verification (eKYC) process. For further information about staying safe when banking online, visit http://www.anz.com/onlinesecurity. For further information about ANZ Digital Key, please contact your ANZ representative. Customer service contact details can also be found at http://anz.com/servicecentres. ANZ Digital Key is provided by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 ("ANZBGL"). iPhone and iPad are trademarks of Apple Inc.

Screenshots

BOQ Secure4 screens
ANZ Digital Key4 screens

Verdict

The call

The clearest difference is review sentiment: ANZ Digital Key at 25% against BOQ Secure's 10%. ANZ Digital Key also leads on update cadence (every 5 months vs every 10 months). BOQ Secure's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOQ Secure ships an update every 10 months, ANZ Digital Key every 5 months. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
BOQ Secure versus ANZ Digital Key: the parameters behind the verdict, then further details
ParameterBOQ SecureANZ Digital Key
PriceFreeFree
Rating—4.0 (4 ratings) — better
Positive reviews10.0% of reviews25.0% of reviews — better
Number of ratings—4 — better
Update frequencyEvery 10 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size7 MB55 MB
Age rating4+4+
DeveloperBank of QueenslandANZ Banking Group Limited

Customer experience

BOQ Secure

Written reviews10 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

ANZ Digital Key

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

BOQ Secure

No in-app purchases

None

ANZ Digital Key

No in-app purchases

Questions

Is BOQ Secure free?
BOQ Secure is free to download, with no in-app purchases.
Is ANZ Digital Key free?
ANZ Digital Key is free to download, with no in-app purchases.
Do BOQ Secure or ANZ Digital Key have ads?
Neither BOQ Secure nor ANZ Digital Key shows ads.
Which is updated more often, BOQ Secure or ANZ Digital Key?
BOQ Secure ships an update every 10 months, and ANZ Digital Key every 5 months. Most recently, BOQ Secure was updated on October 7, 2026 and ANZ Digital Key on October 15, 2026.

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