Comparison

BOQ Secure vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOQ Secure

This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.

Highlights
  • Digital security token
  • Replaces physical device
  • Mobile-based authentication
  • Online banking integration
  • Customer service activation
Read full description

BOQ Secure provides you with an alternative to the physical BOQ Security Token device, placing the token on your phone and removing the need to carry an additional device. Once you have downloaded this app, you will need to obtain activation details by calling our Customer Contact Centre on 1300 55 72 72. Please note: To use this app you will need to be registered for Online Banking and have a daily limit which requires the use of a BOQ Security Token. If you would like further information about registering for Online Banking please contact our Customer Contact Centre on 1300 55 72 72. BOQ Secure is provided by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616.

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

BOQ Secure4 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is update cadence: Macquarie Authenticator at every 4 weeks against BOQ Secure's every 10 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOQ Secure ships an update every 10 months, Macquarie Authenticator every 4 weeks. The most recent releases landed on August 23, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
BOQ Secure versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterBOQ SecureMacquarie Authenticator
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews10.0% of reviews14.8% of reviews — better
Number of ratings—2 — better
Update frequencyEvery 10 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size7 MB185 MB
Age rating4+4+
DeveloperBank of QueenslandMacquarie Bank Limited

Customer experience

BOQ Secure

Written reviews10 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

In-app purchases

None

BOQ Secure

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is BOQ Secure free?
BOQ Secure is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Do BOQ Secure or Macquarie Authenticator have ads?
Neither BOQ Secure nor Macquarie Authenticator shows ads.
Which is updated more often, BOQ Secure or Macquarie Authenticator?
BOQ Secure ships an update every 10 months, and Macquarie Authenticator every 4 weeks. Most recently, BOQ Secure was updated on August 23, 2026 and Macquarie Authenticator on September 26, 2026.

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