Comparison

Suncorp Bank App vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Suncorp Bank App

Manage your finances securely and conveniently. Track bills, make payments, control your debit card, and access exclusive rewards. Enjoy quick balance checks and 24/7 support.

Highlights
  • Organize bills and payments
  • Set up PayID and Apple Pay
  • Quick Balance check
  • Manage home loans and term deposits
  • Secure login and two-factor authentication
  • Lock/restrict Visa Debit card
  • Access Feel Good Rewards cashback offers
Features
Read full description

Manage your money anytime, anywhere with the Suncorp Bank App. From secure login options to Visa Debit card controls, there’s plenty to feel good about here:​ Money management made simple ​ • Organise your bills and payments​ • Set up PayID and Apple Pay​ • Quick Balance option - check your balance without logging in​ • Manage your home loan and term deposits​ ​ Secure banking & trusted support • Fast, secure login options​ • Two-factor authentication​ • Customisable payment notifications​ • 24/7 fraud monitoring​ • Round-the-clock support from Suncorp Bank and Scout (our virtual assistant)​ ​ Stay in control, wherever you are • Lock, restrict or report a lost or stolen Visa Debit card​ • Set or reset your card PIN​ • Let us know when you’re travelling overseas Disclaimer Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 2299882). Suncorp Bank is not responsible or liable for products and services issued by other third parties. The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.​ The terms of use governing your use of this mobile application are available at: https://www.suncorpbank.com.au/mpa/terms.html ​

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

Suncorp Bank App4 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is rating: Suncorp Bank App at 3.9 against Macquarie Authenticator's 3.0. Suncorp Bank App also leads on ratings volume (49 vs 2) and review sentiment (26% vs 15%). Macquarie Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Suncorp Bank App holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: Suncorp Bank App has 49 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 26% of Suncorp Bank App's written reviews are positive against 15% of Macquarie Authenticator's.

UpkeepUpdate frequency

Suncorp Bank App ships an update every 5 weeks, Macquarie Authenticator every 3 weeks. Both last shipped on October 26, 2026.

Scorecard4 real differences · 6 level
Suncorp Bank App versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterSuncorp Bank AppMacquarie Authenticator
PriceFreeFree
Rating3.9 (49 ratings) — better3.0 (2 ratings)
Positive reviews25.5% of reviews — better14.8% of reviews
Number of ratings49 — better2
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size268 MB220 MB
Age rating4+4+
DeveloperNorfina LimitedMacquarie Bank Limited

Customer experience

Suncorp Bank App

All ratings48 ratings
Positive70.8%
Neutral8.3%
Negative20.8%
Written reviews278 reviews
Positive25.5%
Neutral11.9%
Negative62.6%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

Bugs and requests

Suncorp Bank App

Reported bugs

5 issues
  • Accounts disappearing from the app
  • Login and password issues
  • Transfers and payments not working
  • Notifications not functioning properly
  • Frequent crashes and errors

Requested features

5 requests
  • Bring back iPad support and landscape mode
  • Improve transaction search and filtering
  • Add quick balance display without login
  • Implement push notifications for transactions
  • Simplify login and account management

Macquarie Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Suncorp Bank App

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is Suncorp Bank App free?
Suncorp Bank App is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Which has better reviews, Suncorp Bank App or Macquarie Authenticator?
Suncorp Bank App is rated higher. Suncorp Bank App averages 3.9 out of 5 from 49 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.
Do Suncorp Bank App or Macquarie Authenticator have ads?
Neither Suncorp Bank App nor Macquarie Authenticator shows ads.
Which is updated more often, Suncorp Bank App or Macquarie Authenticator?
Suncorp Bank App ships an update every 5 weeks, and Macquarie Authenticator every 3 weeks. Most recently, Suncorp Bank App was updated on October 26, 2026 and Macquarie Authenticator on October 26, 2026.

Other comparisons