Macquarie Authenticator

Macquarie Authenticator

Security that moves with you

2 ratings
102 reviews
Free

Details

  • Released
  • Updated
  • May 24, 2019
  • July 15, 2026

Features

Macquarie Authenticator screenshot #1 for iPhone
Macquarie Authenticator screenshot #2 for iPhone
Macquarie Authenticator screenshot #3 for iPhone
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About

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Push notifications for transaction approval/denial
Generate one-time rolling codes
Offline authentication with rolling codes
Manage pending tasks
PIN, fingerprint, and facial recognition unlock
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What's New in Macquarie Authenticator

4.4

July 15, 2026

We have made some small improvements and bug fixes.

User reviews

Don’t download

After a while it asks to verify and it’s already verified my device before but hasn’t detected it and now keeps asking to contact customer service. I am in a different country and not able to contact Australian number.

Authenticator Never works - We are now completely moving our banking to another bank.

I have spoken to Macquarie staff multiple times, they have reset stuff on their end. I have signed out of the app, deleted the app, shut down the phone and reinstalled the app while staff on the phone and it still won’t work so I am unable to check any of my accounts. Macquarie also won’t allow me to use any another Authenticator so I am stuck not being able to check my own accounts online and having to call. I am now in the process of completing moving banks as this is just not acceptable for an online banking platform.
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Broken and redundant app

Deleted the app because it hasn’t asked for verification in months. Out of the blue it asks for verification again whilst just trying to transfer to a friend for dinner. Asks me to ‘open Macquarie authenticator on my other device’. There is no other device. In the end it was easier to transfer to Commbank and send from there. Ridiculous.
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Can’t activate notifications

Update: Mar 2026
Version 4.1.3 has not fixed anything. I still don’t receive codes despite Macquarie Bank having to make me manually verify my information and devices. Macquarie Bank customer service is also using redundant support guides and has repeatedly given me incorrect information regarding troubleshooting of this app version. Not a good look.

Update: Jan 2026
Version 3.35 has not fixed the notifications issue or the broken ‘enable’ button. I wanted to point out, customer support has been repeatedly notified, yet the issue still persists.

Original:
This app requests notifications to be enabled for the app to work, the problem is the app isn’t allowing notifications to activate even if the device has it enabled. Therefore the app is completely useless until the issue is fixed. Zero stars if I could go lower.
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Unable to access my account

The app has apparently been updated by Macquarie but now I can’t access my account?????

Developer apps

FAQ

What does the Macquarie Authenticator app do?

The Macquarie Authenticator app provides an additional layer of security for your accounts. It allows you to approve or deny online transactions and account changes via push notifications, or generate unique one-time rolling codes for authentication.

What are the key features of this app?

Key features include receiving real-time push notifications for authentication, generating rolling codes for offline verification, managing pending tasks, and unlocking the app with PIN, fingerprint, or facial recognition for secure approvals.

Is the Macquarie Authenticator app free to use?

Yes, the Macquarie Authenticator app is available for free. There are no in-app purchases or advertisements mentioned.

How does this app help when traveling overseas?

The app is more seamless for international travel as it's connected to your device, not your phone number. If you're not connected to cellular or Wi-Fi, you can still use the rolling code feature to verify transactions.

What Macquarie products are supported by this app?

The app supports a range of Macquarie products including Transaction Accounts, Savings Accounts, Home Loans, Credit Cards, Cash Management Accounts, and Consolidator Cash Accounts.