Ubank: Digital Banking

Ubank: Digital Banking

Money Done Better

160 ratings
515 reviews
Free

Details

  • Released
  • Updated
  • February 13, 2023
  • August 18, 2026

Features

Ubank: Digital Banking screenshot #1 for iPhone
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Ubank: Digital Banking screenshot #7 for iPhone
Ubank: Digital Banking screenshot #8 for iPhone
Ubank: Digital Banking screenshot #9 for iPhone
Ubank: Digital Banking screenshot #10 for iPhone
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About

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

No monthly fees
Bonus interest on savings
Spending insights and pay cycle sync
Bill planner and separate bills account
Shared accounts for partners
Savings targets and autosave
Link external bank accounts
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What users say

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What's New in Ubank

11.409.4

August 18, 2026

Think post-it notes for your money. You can now add up to 5 tags to any transaction in the app. Holidays, weddings, tax deductions and more. Whatever you'll search and sort through later can be grouped together now. Then use the Tags filter whenever the "what was that for?" moment hits.

More

Events

Read more about Spot Bills, Stress Less

Spot Bills, Stress Less

Keep an eye on your expenses with the ubank app.

Jun 13, 2024 Jun 29, 2024

User reviews

Best Banking App and Bank

Don’t go to Reddit and read bogus customers yapping about bad banks and terrible interest. That’s the best in the market. I have been with Ubank since 2019 and have been saving enjoying interest ever since. Also those customers are bogus, they just cash in on referral bonus and if not get it, they yap and complain. Stay away from Reddit!! You finally did round ups. Yay!
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Can’t open account

I couldn’t open account and customer service couldn’t help they were basically useless for future reference just be more helpful

Saving account

Don’t get UBank saving account if you don’t increase your balance you don’t get not interested for the month

Used to be the best bank in Australia!

The changes in the last two years have destroyed how good this bank was. Now you can’t pay from savings accounts, you can’t remove money from savings accounts, the app is so complicated and confusing.🫤

Easy

Consistently easy to use, never seem to have any issues accessing money or accounts. The app is fantastic, easy to navigate, intuitive, and money transfers are completed almost instantly

User experience

🐞

Reported Bugs

5 issues

Passkey login frequently not working

Bug

Account balance not updating correctly

Bug

Inability to delete old passkeys

Bug

Swipe back gesture not functioning

Bug

App freezing on splash screen

Bug

Requested Features

5 requests

Custom expense categorization

Feature

Apple Watch app or home screen widgets

Feature

Improved transaction history and balance tracking

Feature

Seamless integration with other bank accounts

Feature

More transparency around interest rate changes

Feature

FAQ

What does the Ubank Money App do?

The Ubank Money App is a digital banking platform designed to help users manage their money effectively. It offers tools for spending, saving, earning, and planning finances, aiming to provide a comprehensive view and control over your financial life.

What are the key features of the Ubank Money App?

Key features include no monthly fees for everyday banking, the ability to earn bonus interest on savings up to $1M, spending insights synced to your pay cycle, a bill planner, separate bills account, shared accounts, and the ability to set savings targets with autosave options. You can also link other bank accounts to see all your money in one place.

Is the Ubank Money App free to use?

The app itself is free to download and use for its core banking functionalities. While there are no monthly fees for everyday banking, the description mentions 'in-app purchases' which may refer to specific premium features or services offered within the app.

Who is eligible to use the Ubank Money App?

To use the Ubank Money App, you must be an Australian or New Zealand citizen, or an Australian permanent resident. You need to be aged 16 or older, have an Australian residential address and mobile number, and possess at least one form of valid ID such as an Australian driver licence, Australian passport, Medicare card, or birth certificate.

How can I use the Ubank Money App for saving and budgeting?

The app supports saving through a high-interest savings account with bonus interest criteria, and features like 'Split Income' and 'Autosave' to help you save automatically. For budgeting, it offers spending insights that sync to your pay cycle and a dedicated 'Bills account' with a 'Bill Planner' to manage regular expenses.