Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.
Summarized from real user reviews of Ubank. Based on 162 reviews and a 4.6/5 average, it highlights the 6 positives and 6 negatives reviewers mention most about this Finance app.
11.425.3
September 15, 2026
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Keep an eye on your expenses with the ubank app.
Jun 13, 2024 — Jun 29, 2024
5 issues
Passkey login frequently not working
Account balance not updating correctly
5 requests
Custom expense categorization
Apple Watch app or home screen widgets
The Ubank Money App is a digital banking platform designed to help users manage their money effectively. It offers tools for spending, saving, earning, and planning finances, aiming to provide a comprehensive view and control over your financial life.
Key features include no monthly fees for everyday banking, the ability to earn bonus interest on savings up to $1M, spending insights synced to your pay cycle, a bill planner, separate bills account, shared accounts, and the ability to set savings targets with autosave options. You can also link other bank accounts to see all your money in one place.
The app itself is free to download and use for its core banking functionalities. While there are no monthly fees for everyday banking, the description mentions 'in-app purchases' which may refer to specific premium features or services offered within the app.
To use the Ubank Money App, you must be an Australian or New Zealand citizen, or an Australian permanent resident. You need to be aged 16 or older, have an Australian residential address and mobile number, and possess at least one form of valid ID such as an Australian driver licence, Australian passport, Medicare card, or birth certificate.
The app supports saving through a high-interest savings account with bonus interest criteria, and features like 'Split Income' and 'Autosave' to help you save automatically. For budgeting, it offers spending insights that sync to your pay cycle and a dedicated 'Bills account' with a 'Bill Planner' to manage regular expenses.
