Bendigo Bank vs BOQ Secure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bendigo Bank
Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.
- Check balance without logging in
- View transaction history and download statements
- Instant PayID and Osko transfers
- Set up recurring payments and BPAY View
- Add cards to Apple Wallet for mobile payments
- Temporarily block or report lost/stolen cards
- Secure login with Face ID/Touch ID/PIN
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Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips. Your everyday banking, sorted • Check your balance at a glance without logging in. • View your transaction history and download statements anytime. • See merchant logos for clear and easy-to-understand transaction details. • Instantly get a Proof of Account PDF when you need it. • Create new EasySaver accounts and Term Deposits on the go. • Approve multi-signature payments on the go directly from your phone. Pay people & bills, fast • Send money to anyone instantly with PayID and Osko. • Set up recurring payments for regular bills. • Pay your bills easily, and manage them with BPAY View. Pay on the go with Apple Pay • Add your card to Apple Wallet straight from the app. • Start spending with Apple Pay even before your physical card arrives. • Make secure mobile payments on the go. Full card controls • Activate your new card and use it immediately. • Misplaced your card? Temporarily block it while you search. • Instantly report a card lost or stolen, and we'll arrange a new one fast. • Set spending blocks for categories like gambling or liquor transactions. • Toggle your card controls on or off at your convenience. Secure & verified activity • Log in securely with Face ID, Touch ID, or a four-digit PIN. • Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA). Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.
BOQ Secure
This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.
- Digital security token
- Replaces physical device
- Mobile-based authentication
- Online banking integration
- Customer service activation
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BOQ Secure provides you with an alternative to the physical BOQ Security Token device, placing the token on your phone and removing the need to carry an additional device. Once you have downloaded this app, you will need to obtain activation details by calling our Customer Contact Centre on 1300 55 72 72. Please note: To use this app you will need to be registered for Online Banking and have a daily limit which requires the use of a BOQ Security Token. If you would like further information about registering for Online Banking please contact our Customer Contact Centre on 1300 55 72 72. BOQ Secure is provided by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616.
Screenshots
Verdict
The clearest difference is review sentiment: Bendigo Bank at 55% against BOQ Secure's 10%. Bendigo Bank also leads on update cadence (fortnightly vs every 10 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bendigo Bank ships an update fortnightly, BOQ Secure every 10 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | Bendigo Bank | BOQ Secure |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (66 ratings) — better | — |
| Positive reviews | 55.5% of reviews — better | 10.0% of reviews |
| Number of ratings | 66 — better | — |
| Update frequency | Fortnightly — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Bendigo and Adelaide Bank Ltd | Bank of Queensland |
Customer experience
Bendigo Bank
BOQ Secure
Bugs and requests
Bendigo Bank
Reported bugs
4 issues- App freezing and crashing on login
- Security upgrades causing account lockouts
- Inability to access online banking on certain devices
- Unreliable app availability due to frequent maintenance
Requested features
5 requests- Push notifications for transactions
- Advanced budgeting and savings tools
- Dark mode option
- Ability to use app on multiple devices
- Improved transaction details and categorization
BOQ Secure
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bendigo Bank
No in-app purchases
BOQ Secure
No in-app purchases
Questions
Is Bendigo Bank free?
Is BOQ Secure free?
Do Bendigo Bank or BOQ Secure have ads?
Which is updated more often, Bendigo Bank or BOQ Secure?
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