Comparison

BOQ Secure vs ANZ Transactive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOQ Secure

This app replaces a physical security token with a digital version on your smartphone. It requires online banking registration and a specific daily transaction limit to activate. Contact customer service for activation details and further information.

Highlights
  • Digital security token
  • Replaces physical device
  • Mobile-based authentication
  • Online banking integration
  • Customer service activation
Read full description

BOQ Secure provides you with an alternative to the physical BOQ Security Token device, placing the token on your phone and removing the need to carry an additional device. Once you have downloaded this app, you will need to obtain activation details by calling our Customer Contact Centre on 1300 55 72 72. Please note: To use this app you will need to be registered for Online Banking and have a daily limit which requires the use of a BOQ Security Token. If you would like further information about registering for Online Banking please contact our Customer Contact Centre on 1300 55 72 72. BOQ Secure is provided by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616.

About

ANZ Transactive

Access corporate banking features for payments and trade on the go. Manage cash, view transactions, and approve requests securely with multi-factor authentication and biometric login.

Highlights
  • Secure multi-factor authentication
  • Real-time account balance viewing
  • Transaction history and details
  • Approve/reject transactions
  • Dynamic FX rates
  • Biometric login (Touch/Face ID)
Read full description

The ANZ Transactive – Global mobile app is a corporate mobile banking solution allowing clients access to the payments and trade functionality within ANZ Transactive – Global. The Mobile app offers a simple, convenient and secure mobile banking experience, allowing greater visibility and control of your core cash management and trade activities across Australia, New Zealand and parts of Asia and the Pacific. Compatible with iPhone* and iPad* mobile digital devices, ANZ Transactive – Global provides a range of features: • Utilise the same security credentials and permissions as your web-based ANZ Transactive – Global solution • Transact securely with multi-factor authentication technology combined with lock-out and time-out safeguards • View real-time account balances • View current and prior day account transactions • View Transaction details (Payments/Receivables), including funding and beneficiary/payer details, amounts, value date and audit history • View Loan facilities, including loan summary details, interest cycles and fees • View Commercial Cards, including Billing Entity details, Card/Transaction details • Approve and reject transactions (Payments/Receivables/Trade Instruments) • Obtain a dynamic FX rate for cross currency payments • View the status of Payments (including International Payment Tracking), Receivables and Trade transactions for up to 30 days • Use biometric technology to access the app via Touch/Face ID for iOS • For Australia User that requires operator assistance, user can be digitally identified and verified through ‘Contact Us’ feature ANZ Transactive - Global is provided in Australia, New Zealand, Cook Islands, Fiji, Hong Kong, India, Indonesia, Japan, Kiribati, Laos, Papua New Guinea, Philippines, Samoa, Singapore, Solomon Islands, Timor Leste, Tonga, United Kingdom, United States, Vanuatu and Vietnam by Australia and New Zealand Banking Group Limited (ACN 005 357 522) (“ANZ”) and not Apple Inc. Some product features may not be available in all countries * iPhone and iPad is a trademark of Apple Inc.

Screenshots

BOQ Secure4 screens
ANZ Transactive4 screens

Verdict

The call

The clearest difference is update cadence: ANZ Transactive at every 3 months against BOQ Secure's every 10 months. ANZ Transactive also leads on review sentiment (23% vs 10%). BOQ Secure's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOQ Secure ships an update every 10 months, ANZ Transactive every 3 months. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
BOQ Secure versus ANZ Transactive: the parameters behind the verdict, then further details
ParameterBOQ SecureANZ Transactive
PriceFreeFree
Rating—2.7 (7 ratings) — better
Positive reviews10.0% of reviews23.1% of reviews — better
Number of ratings—7 — better
Update frequencyEvery 10 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size7 MB51 MB
Age rating4+4+
DeveloperBank of QueenslandANZ Banking Group Limited

Customer experience

BOQ Secure

Written reviews10 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

ANZ Transactive

All ratings7 ratings
Positive28.6%
Neutral14.3%
Negative57.1%
Written reviews13 reviews
Positive23.1%
Neutral0.0%
Negative76.9%

In-app purchases

None

BOQ Secure

No in-app purchases

None

ANZ Transactive

No in-app purchases

Questions

Is BOQ Secure free?
BOQ Secure is free to download, with no in-app purchases.
Is ANZ Transactive free?
ANZ Transactive is free to download, with no in-app purchases.
Do BOQ Secure or ANZ Transactive have ads?
Neither BOQ Secure nor ANZ Transactive shows ads.
Which is updated more often, BOQ Secure or ANZ Transactive?
BOQ Secure ships an update every 10 months, and ANZ Transactive every 3 months. Most recently, BOQ Secure was updated on October 7, 2026 and ANZ Transactive on October 14, 2026.

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