招联好期贷 vs 360分期贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
招联好期贷
Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.
- Online application with ID
- Fast loan disbursement (as quick as 1 minute)
- High loan limits (up to 300,000 yuan)
- No collateral required
- Licensed financial institution
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招联好期贷―消费贷款，凭身份证在线申请！借款成功后最快1分钟放款！额度最高30万元！ 【平台介绍】 招联金融旗下消费贷款产品――好期贷 招联金融：由招商银行与中国联通共同组建，持牌消费金融机构。为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。 【产品优势】 1、申请易：线上申请，无抵押 2、速度快：快速放款，现金借款最快1分钟到账 3、额度高：可借金额最高30万元 【联系我们】 微信关注“招联金融”官方公众号，为您提供快捷便利服务！ 官方网站：www.mucfc.com 【风险提示】 ● 具体活动以活动页面展示规则为准 ● 贷款额度、放款时间以实际审批结果为准 ● 贷款有风险、借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期
360分期贷
This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.
- Consumer installment loans
- Flexible repayment plans
- Competitive interest rates
- Secure transactions
- Quality assurance for purchases
- Online application and approval
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360分期贷是奇富科技旗下品牌，您身边的消费分期专家。帮助更多的借款用户获得更优质的服务而推出的消费分期平台。利率合规、还款计划灵活，为很多急需借款的用户解决了燃眉之急，普惠每一个奋斗者，为实体经济助力。 ——产品特色—— 1. 分期购物：国行正品，品质保证 2. 优质体验：分期期限灵活，可支持信用卡等多种方式 3. 安全保障：银行级风控团队保驾护航 ——如何使用—— 1. 在线填写资料，申请额度 2. 快速审批，获得额度 3. 分期借款，多种期限选择慢慢还 ——温馨提示—— 1. 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） 2. 贷款额度、利率，放款时间以实际审核为准; 3. 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is rating: 招联好期贷 at 4.8 against 360分期贷's 1.5. 招联好期贷 also leads on ads (none vs shown) and ratings volume (47K vs 2). 360分期贷's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (100% vs 86%). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招联好期贷 holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 86% of 招联好期贷's written reviews are positive against 100% of 360分期贷's, so the app with the better star average is not the one people write more warmly about.
招联好期贷 ships an update every 2 months, 360分期贷 every 3 weeks. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.
| Parameter | 招联好期贷 | 360分期贷 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (47K ratings) — better | 1.5 (2 ratings) |
| Positive reviews | 86.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 47K — better | 2 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 121 MB | 81 MB |
| Age rating | 17+ | 17+ |
| Developer | 招联消费金融股份有限公司 | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
招联好期贷
360分期贷
In-app purchases
招联好期贷
No in-app purchases
360分期贷
No in-app purchases
