钱小乐 vs 360分期贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
钱小乐
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钱小乐金融是广州数融打造的智能借款服务平台，流程简单，全线上完成借款。 【产品特征】 1、额度高：可借20万 2、放款快：实时审批，自动化放款 3、还款方便：到期还款提醒，借还方便 温馨提示 - 贷款额度、利率，放款时间以实际审核为准; - 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准；
360分期贷
This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.
- Consumer installment loans
- Flexible repayment plans
- Competitive interest rates
- Secure transactions
- Quality assurance for purchases
- Online application and approval
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360分期贷是奇富科技旗下品牌，您身边的消费分期专家。帮助更多的借款用户获得更优质的服务而推出的消费分期平台。利率合规、还款计划灵活，为很多急需借款的用户解决了燃眉之急，普惠每一个奋斗者，为实体经济助力。 ——产品特色—— 1. 分期购物：国行正品，品质保证 2. 优质体验：分期期限灵活，可支持信用卡等多种方式 3. 安全保障：银行级风控团队保驾护航 ——如何使用—— 1. 在线填写资料，申请额度 2. 快速审批，获得额度 3. 分期借款，多种期限选择慢慢还 ——温馨提示—— 1. 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） 2. 贷款额度、利率，放款时间以实际审核为准; 3. 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is review sentiment: 360分期贷 at 100% against 钱小乐's 35%. 360分期贷 also leads on rating (1.5 vs 1.0). 钱小乐's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
360分期贷 holds the better App Store score, 1.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 35% of 钱小乐's written reviews are positive against 100% of 360分期贷's.
钱小乐 ships an update every 6 weeks, 360分期贷 every 3 weeks. The most recent releases landed on October 6, 2026 and October 21, 2026 respectively.
| Parameter | 钱小乐 | 360分期贷 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 1.5 (2 ratings) — better |
| Positive reviews | 35.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 90 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | Shanghai JiaShu Technology Co., Ltd | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
钱小乐
360分期贷
In-app purchases
钱小乐
No in-app purchases
360分期贷
No in-app purchases
