Comparison

Simply Save vs Universal MF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simply Save

Invest in mutual funds with ease and convenience. Set saving amounts, make instant investments, and withdraw funds quickly. This app offers a low-risk investment option for achieving financial goals.

Highlights
  • Easy mutual fund investment
  • Preset saving amounts
  • Instant investment option
  • Quick fund withdrawal
  • Low-risk investment fund
  • Multiple payment options
Features
Read full description

The simplest and most convenient way to reach your financial goals. Simply Save App from Nippon India Mutual Fund gives you one of the easiest and simplest ways to invest in Mutual Funds. Key Features: Simply Save: Click on the ‘Simply Save’ button each time you want to save or invest. Convenient: Saving money with ‘Simply Save’ is very convenient, no matter where you, you can save money instantly. Low Risk: Your money is invested in Nippon India Liquid Fund - Growth Plan- Growth Option, which invests in Debt and Money Market Instruments, which are relatively low risk. Easy Payment Option: You can pay using pre-registered debit mandate, Debit Card or Net Banking. Simply Save is best experienced with Pre-registered mandate (contact your financial advisor to register mandate) ​ Preset your Saving Amount: Set the ‘Simply Save’ amount; you can choose any amount above Rs.100. Simply Withdraw: Withdrawing money is as easy as a trip to your neighbourhood ATM as you can take advantage of Nippon India Any Time Money card that is issued in conjunction with HDFC Bank or redeem online in your account. You can redeem money instantly anyday anytime as per eligibility under the Instant Access Facility. Save money because you can. It is easy, convenient and you don’t need a lot to start doing it. With ‘Simply Save’, you have the power and convenience to make your money work as hard as you do! Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

About

Universal MF

Features
Read full description

Universal MF is a FREE app brought to you by Universal MF. This FREE App is for Investors to track their Investment Portfolio and know about Universal MF Solutions. Products covered include Mutual Funds & Equity Shares. Key Features of Universal MF Solutions: 1. Family Portfolio: Check updated Family Portfolio. 2. Applicant Portfolio: Check updated Applicant wise Portfolio. 3. Asset Allocation: Get the details of your Net Worth and its composition. 4. My Risk: Check your Insurance Details 5. Scheme Allocation: Total exposure in different schemes and its current value. 6. Recent Transaction: Check your last 10 Transactions which have done. 7. Calculators: Contains different financial calculators for your help. 8. About Us: know about Universal MF 9. Locate Us - To Contact Us

Screenshots

Simply Save3 screens
Universal MF4 screens

Verdict

The call

Simply Save and Universal MF are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simply Save ships an update every 5 weeks, Universal MF every 2 months. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
Simply Save versus Universal MF: the parameters behind the verdict, then further details
ParameterSimply SaveUniversal MF
PriceFreeFree
Rating1.0 (2 ratings) — better—
Positive reviews17.4% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size32 MB87 MB
Age rating4+4+
DeveloperNippon Life India Asset Management LimitedExcel Net Solutions Private Limited

In-app purchases

None

Simply Save

No in-app purchases

None

Universal MF

No in-app purchases

Questions

Is Simply Save free?
Simply Save is free to download, with no in-app purchases.
Is Universal MF free?
Universal MF is free to download, with no in-app purchases.
Do Simply Save or Universal MF have ads?
Neither Simply Save nor Universal MF shows ads.
Which is updated more often, Simply Save or Universal MF?
Simply Save ships an update every 5 weeks, and Universal MF every 2 months. Most recently, Simply Save was updated on October 16, 2026 and Universal MF on October 4, 2026.

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