Comparison

IMS Mobile (Merchant Point) vs XtraPower

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IMS Mobile (Merchant Point)

This business app enables merchants to accept various digital payments like UPI and Bharat QR. It also allows for easy submission of service requests, such as for terminal maintenance or paper rolls.

Highlights
  • Accept UPI and Bharat QR payments
  • Send SMS/email invoices
  • Raise service requests
  • Manage terminal-related issues
  • Request paper rolls
Features
Read full description

IMS Mobile (Merchant Point) by Fiserv payment acceptance, and for raising service requests with ease and convenience. Logging into the App: Once you download the app from App store, please register by entering your Terminal ID/Merchant ID/Mobile Number and generate a TPIN. A One-Time Passcode (OTP) will then be sent to your registered mobile number, which you will need to key into the app to set a TPIN or password based on your preference. mCommerce Features: Our mCommerce menu empowers you to accept multi-form-factor payments such as Unified Payments Interface (UPI), Bharat QR and SMS/email invoicing, ensuring you will never miss a sale. Self Service Features: Using the self-serve menu, you can raise multiple service requests, including paper roll requests, terminal-related requests, with ease and convenience. For more information, please contact us at on 1800-102-1671/1800-266-6545.

About

XtraPower

Manage your transport fleet and fuel purchases with this app. Track vehicle locations, monitor performance, and manage trips and driver behavior. Easily recharge accounts, set fuel limits, and redeem loyalty points.

Highlights
  • Real-time vehicle tracking
  • Fuel purchase limit setting
  • Driver performance scoring
  • Trip management and ETA
  • Loyalty point redemption
  • Instant transaction reports
Features
Read full description

Manage your fuel & fleet easily with IndianOil XTRAPOWER. IndianOil’s XTRAPOWER App is a handy solution for Transport Fleet Operators enrolled under the XTRAPOWER Fleet Card Program. With the integration of Telematics functionalities with Fuel Management, you can have a complete view of your entire fleet for effective fleet management. You can: • Know Balance & Recharge account instantly • View and Set Limits for fuel purchases • Track location of vehicles in real time • View route playback of vehicles with important events • Know KM travelled by vehicles • Manage Trips and know ETA • Know Vehicle performance in real time • Know Driver’s Performance through Driving Score • Get instant reports for managing fleet • Redeem Loyalty Points • View fuel purchase transactions • Unblock Card PIN • Manage SMS Alerts • Search Outlets • Manage Transaction Mode with Opt-In/Opt-Out • Securely access the app with Two-Factor Authentication (2FA) • Access a role-based experience with dedicated Customer and DSA journeys Download the IndianOil XTRAPOWER App and manage your fuel and fleet at your fingertips!

Screenshots

IMS Mobile (Merchant Point)4 screens
XtraPower4 screens

Verdict

The call

The clearest difference is rating: XtraPower at 5.0 against IMS Mobile (Merchant Point)'s 1.0. IMS Mobile (Merchant Point)'s advantage is review sentiment (31% vs 19%) and iOS requirement (11.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

XtraPower holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews complicate that: 31% of IMS Mobile (Merchant Point)'s written reviews are positive against 19% of XtraPower's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
IMS Mobile (Merchant Point) versus XtraPower: the parameters behind the verdict, then further details
ParameterIMS Mobile (Merchant Point)XtraPower
PriceFreeFree
Rating1.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews31.4% of reviews — better19.4% of reviews
Number of ratings2 — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.6
Further details — not scored
Size107 MB74 MB
Age rating4+4+
DeveloperFIRST DATA (INDIA) PRIVATE LIMITEDIndian Oil Corporation Limited

Customer experience

IMS Mobile (Merchant Point)

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive31.4%
Neutral2.0%
Negative66.7%

XtraPower

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews36 reviews
Positive19.4%
Neutral2.8%
Negative77.8%

In-app purchases

None

IMS Mobile (Merchant Point)

No in-app purchases

None

XtraPower

No in-app purchases

Questions

Is IMS Mobile (Merchant Point) free?
IMS Mobile (Merchant Point) is free to download, with no in-app purchases.
Is XtraPower free?
XtraPower is free to download, with no in-app purchases.
Which has better reviews, IMS Mobile (Merchant Point) or XtraPower?
XtraPower is rated higher. IMS Mobile (Merchant Point) averages 1.0 out of 5 from 2 ratings, while XtraPower averages 5.0 from 1 ratings.
Do IMS Mobile (Merchant Point) or XtraPower have ads?
Neither IMS Mobile (Merchant Point) nor XtraPower shows ads.
Which is updated more often, IMS Mobile (Merchant Point) or XtraPower?
IMS Mobile (Merchant Point) ships an update every 2 months, and XtraPower every 2 months. Most recently, IMS Mobile (Merchant Point) was updated on October 20, 2026 and XtraPower on October 18, 2026.

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