CostDiary vs Expense+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CostDiary
Track daily expenses and record life events with text and stickers. Visualize spending with charts, manage budgets, and secure your data with password protection and iCloud backup. Supports multiple accounts and currencies.
- Daily expense tracking
- Diary/journal with stickers
- Spending visualization (charts)
- Budget management
- Multi-account and multi-currency support
- iCloud data backup
- Password protection
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CostDiary is not only a daily spending tracker but also a diary app. You can easily track your daily expenses and record your daily life with text and stickers. # DIARY/JOURNAL * Ability to insert stickers and icons into diary * Ability to adjust text color and text size and background color. * Ability to pick background image for your diary # ACCOUNTING * Multi-account support. * Multi-currency support. * Visualize your spendings via line chart and pie chart. * Budget management. * Ability to adjust text styles, themes, icons and colors. * Ability to add a memo, photo or location for each transaction. * Backup data via iCloud. No worry about data loss. * Password protection. * Support creating recurring transactions. Terms of Use: https://DiaryForest.com/terms-of-use/
Expense+
This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.
- Offline data storage
- Fast bookkeeping with integrated calculator
- Multi-ledger and multi-account support
- Revenue and expenditure analysis
- Asset trend tracking
- Multi-currency management
- No advertising
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Make room for a clearer picture of your money. Expense+ brings everyday spending, budgets and accounts together in a clean, colorful app. Record an expense in moments, see where your money goes and keep separate books for home, work or travel. Everyday record keeping works offline, with your financial records stored on your device. No ads, no distractions. QUICK TO RECORD • Enter expenses and income with a built-in calculator. • Add categories, members, notes and photos for the details that matter. • Record transfers between accounts and set up recurring entries. ORGANIZED YOUR WAY • Keep separate books for different parts of your life. • Track cash, bank and credit-card accounts in multiple currencies. • Choose a reporting currency for each book while keeping account and transaction currencies. • Find past entries with search and filters, or browse by day in the calendar. UNDERSTAND YOUR SPENDING • Set weekly, monthly and yearly budgets. • Explore income, expense, asset and net-worth reports over your chosen dates. • Review spending by category, member or account. MADE FOR EVERYDAY USE • See today's spending in the iPhone widget. • Record expenses and check spending, budgets and recent history on Apple Watch. • Back up and restore with iCloud, and export records to Excel. • Make it yours with colorful icons, themes and appearance settings. Core record keeping works offline. Purchases, iCloud and connected features require the relevant services and connectivity. OPTIONAL PREMIUM Start with the free, ad-free version. Some features and higher limits require Premium, available as an auto-renewing annual subscription or a one-time permanent purchase. See the app for current prices and included features. Manage or cancel subscriptions in your Apple Account settings. Eligible purchases can be restored in the app. SUPPORT Open Settings → Contact / Feedback in Expense+. Terms of use: https://money.wwwalterhk.workers.dev/expenseplus/en/terms-and-conditions/ Privacy policy: https://money.wwwalterhk.workers.dev/expenseplus/en/privacy-policy/
Screenshots
Verdict
The clearest difference is rating: Expense+ at 5.0 against CostDiary's 3.0. Expense+ also leads on update cadence (every 2 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CostDiary sells 2 in-app purchases, starting at $0.99 per month and Expense+ sells 3 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.
Expense+ holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
CostDiary ships an update every 3 weeks, Expense+ every 2 days. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | CostDiary | Expense+ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 68.4% of reviews | — |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 108 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | JiunJiue Liou | Sze Kwok Cheung |
Customer experience
CostDiary
Expense+
In-app purchases
CostDiary
- PRO plan (Monthly)14 Days trial$0.991 Month
- PRO plan (Yearly)14 Days trial$7.991 Year
Expense+
- Yearly Renew$8.991 Year
- Yearly Subscribe$5.99
- Permanent Purchase$29.99









