Comparison

ZBToken vs Home Orbit Lending

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ZBToken

Features
Read full description

ZBToken (Zapad Banka mobilni token) je aplikacija koja se koristi za identifikaciju korisnika prilikom pristupa Internet bankarstvu za graΔ‘ane i poslovne subjekte te za autorizaciju finansijskih i ostalih tipova transakcija. Nakon instalacije aplikacije, istu je potrebno aktivirati unosom aktivacionog koda. Aktivacioni kod se dobija SMS porukom prilikom izdavanja mobilnog tokena. Nakon unosa aktivacionog koda, potrebno je definisati PIN (Personal Identitification Number). Prilikom aktiviranja ZBToken aplikacije, potrebno je osigurati pristup Internetu. Za koriΕ‘enje aplikacije nije potreban pristup Internetu (osim kod promjene PIN-a). SIGURNOST: Aplikacija ZBToken je SIGURNA jer korisnik koji je koristi treba unijeti PIN koji je poznat samo njemu. PIN se ne memoriΕ‘e na mobilnom telefonu, čime je omoguΔ‡ena tajnost podataka. ---------------------- ZBToken (Zapad Bank mobile token) is an application that is used to identify users in access to Internet banking for private and corporate clients and authorization of financial and other types of transactions. After installing the application, it must be activated by entering an activation code as otherwise it can not be used. The activation code is issued by the bank when client signs up for mobile token. After entering the activation code, you need to define your PIN (Personal Identitification Number). During activation process for mobile token application user's mobile phone needs Internet access (mobile data). To use the application does not require Internet access (except when changing the PIN or checking bank locations). SAFETY: Application ZBToken is protected by the PIN that is known only to user. The PIN is not stored on the cell phone, enabling data confidentiality.

About

Home Orbit Lending

Features
Read full description

At Home Orbit Lending, we want to help make the process of buying your home simple. To further enhance your experience, we have created our Home Orbit Lending app to help simplify the home buying process. This tool provides you with a wealth of valuable information whether you are a purchasing a home, refinancing, or you're a real estate agent wanting to provide the best for your clients. Key Features: ⁃ Determine which product is best for you using scenario comparisons. ⁃ Calculate savings or cost of refinancing your mortgage. ⁃ Learn whether you can afford a home based on your current income and expenses. ⁃ Quickly and easily scan and upload required documents. ⁃ Convenient access to Loan Officer and Real Estate Agent contact information ⁃ Stay up to date on industry news and changes which might affect you such as mortgage interest rates. The calculations you find in the Home Orbit Lending app are helpful in determining what homeownership could look like for you. However, your Home Orbit Lending loan officer will help you get the right loan to meet your specific needs and will go the extra mile to ensure the highest quality of work is performed on your loan in a timely manner. Be sure to reach out to your loan officer with any questions you may have about your loan or the loan process.

Screenshots

ZBToken3 screens
Home Orbit Lending4 screens

Verdict

The call

The clearest difference is update cadence: Home Orbit Lending at every 3 months against ZBToken's every 21 months. ZBToken's advantage is iOS requirement (11.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZBToken ships an update every 21 months, Home Orbit Lending every 3 months. The most recent releases landed on September 28, 2026 and October 27, 2026 respectively.

Scorecard2 real differences Β· 4 level
ZBToken versus Home Orbit Lending: the parameters behind the verdict, then further details
ParameterZBTokenHome Orbit Lending
PriceFreeFree
Update frequencyEvery 21 monthsEvery 3 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod β€” betteriPhone
Requires iOS11.0 β€” better18.0
Further details β€” not scored
Size4 MB102 MB
Age rating4+4+
DeveloperBanksoft d.o.o.SFMC, L.P.

In-app purchases

None

ZBToken

No in-app purchases

None

Home Orbit Lending

No in-app purchases

Questions

Is ZBToken free?
ZBToken is free to download, with no in-app purchases.
Is Home Orbit Lending free?
Home Orbit Lending is free to download, with no in-app purchases.
Do ZBToken or Home Orbit Lending have ads?
Neither ZBToken nor Home Orbit Lending shows ads.
Which is updated more often, ZBToken or Home Orbit Lending?
ZBToken ships an update every 21 months, and Home Orbit Lending every 3 months. Most recently, ZBToken was updated on September 28, 2026 and Home Orbit Lending on October 27, 2026.

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