Comparison

ZBToken vs Zapad Secure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZBToken

Features
Read full description

ZBToken (Zapad Banka mobilni token) je aplikacija koja se koristi za identifikaciju korisnika prilikom pristupa Internet bankarstvu za građane i poslovne subjekte te za autorizaciju finansijskih i ostalih tipova transakcija. Nakon instalacije aplikacije, istu je potrebno aktivirati unosom aktivacionog koda. Aktivacioni kod se dobija SMS porukom prilikom izdavanja mobilnog tokena. Nakon unosa aktivacionog koda, potrebno je definisati PIN (Personal Identitification Number). Prilikom aktiviranja ZBToken aplikacije, potrebno je osigurati pristup Internetu. Za korišenje aplikacije nije potreban pristup Internetu (osim kod promjene PIN-a). SIGURNOST: Aplikacija ZBToken je SIGURNA jer korisnik koji je koristi treba unijeti PIN koji je poznat samo njemu. PIN se ne memoriše na mobilnom telefonu, čime je omogućena tajnost podataka. ---------------------- ZBToken (Zapad Bank mobile token) is an application that is used to identify users in access to Internet banking for private and corporate clients and authorization of financial and other types of transactions. After installing the application, it must be activated by entering an activation code as otherwise it can not be used. The activation code is issued by the bank when client signs up for mobile token. After entering the activation code, you need to define your PIN (Personal Identitification Number). During activation process for mobile token application user's mobile phone needs Internet access (mobile data). To use the application does not require Internet access (except when changing the PIN or checking bank locations). SAFETY: Application ZBToken is protected by the PIN that is known only to user. The PIN is not stored on the cell phone, enabling data confidentiality.

About

Zapad Secure

Read full description

Zapad Secure is an application in the field of digital channels. It allows you a quick and secure transaction authorization, at any time, wherever you are. Access your card and make payment using „Strong Customer Authentication“ method– biometrics. The application is intended for individuals, entrepreneurs and legal entities. To use Zapad Secure application, you need smart phone and payment card. Please contact Zapad banka branches for more details. Security and safety: - Your card data and PIN are not stored in your mobile phone, - Follow push notifications and biometrics in order to authorize your internet transactions;

Screenshots

ZBToken3 screens
Zapad Secure4 screens

Verdict

The call

The clearest difference is device support: ZBToken at 2 against Zapad Secure's —. ZBToken also leads on iOS requirement (11.0 vs 14.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZBToken ships an update every 21 months, Zapad Secure every 19 months. The most recent releases landed on September 28, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 4 level
ZBToken versus Zapad Secure: the parameters behind the verdict, then further details
ParameterZBTokenZapad Secure
PriceFreeFree
Update frequencyEvery 21 monthsEvery 19 months — better
AdsNo—
In-app purchasesNoNo
DevicesiPhone, iPod — better—
Requires iOS11.0 — better14.0
Further details — not scored
Size4 MB48 MB
Age rating4+17+
DeveloperBanksoft d.o.o.Zapad banka AD Podgorica

In-app purchases

None

ZBToken

No in-app purchases

None

Zapad Secure

No in-app purchases

Questions

Is ZBToken free?
ZBToken is free to download, with no in-app purchases.
Is Zapad Secure free?
Zapad Secure is free to download, with no in-app purchases.
Which is updated more often, ZBToken or Zapad Secure?
ZBToken ships an update every 21 months, and Zapad Secure every 19 months. Most recently, ZBToken was updated on September 28, 2026 and Zapad Secure on October 11, 2026.

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