ZBToken vs Prva mToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZBToken
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ZBToken (Zapad Banka mobilni token) je aplikacija koja se koristi za identifikaciju korisnika prilikom pristupa Internet bankarstvu za građane i poslovne subjekte te za autorizaciju finansijskih i ostalih tipova transakcija. Nakon instalacije aplikacije, istu je potrebno aktivirati unosom aktivacionog koda. Aktivacioni kod se dobija SMS porukom prilikom izdavanja mobilnog tokena. Nakon unosa aktivacionog koda, potrebno je definisati PIN (Personal Identitification Number). Prilikom aktiviranja ZBToken aplikacije, potrebno je osigurati pristup Internetu. Za korišenje aplikacije nije potreban pristup Internetu (osim kod promjene PIN-a). SIGURNOST: Aplikacija ZBToken je SIGURNA jer korisnik koji je koristi treba unijeti PIN koji je poznat samo njemu. PIN se ne memoriše na mobilnom telefonu, čime je omogućena tajnost podataka. ---------------------- ZBToken (Zapad Bank mobile token) is an application that is used to identify users in access to Internet banking for private and corporate clients and authorization of financial and other types of transactions. After installing the application, it must be activated by entering an activation code as otherwise it can not be used. The activation code is issued by the bank when client signs up for mobile token. After entering the activation code, you need to define your PIN (Personal Identitification Number). During activation process for mobile token application user's mobile phone needs Internet access (mobile data). To use the application does not require Internet access (except when changing the PIN or checking bank locations). SAFETY: Application ZBToken is protected by the PIN that is known only to user. The PIN is not stored on the cell phone, enabling data confidentiality.
Prva mToken
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The application used for authentication and authorization - Prva Token, is necessary for all the customers who wish to use the digital products of Prva banka. Prva Token renders a higher level of security of electronic transactions authorizations due to a two-factor authentication. Prva Token combines convenience and reliability of using your personal mobile phone with the highest security level offering the mToken authentication method. It is necessary to activate the Prva Token mobile application by using the activation codes which the customer shall obtain by visiting one of the Bank’s Branch Offices. After entering the activation codes, the customer shall define (and confirm) the PIN which shall be used to access the application. The option mToken from the main menu is used to generate the security code for transaction authorization. The authorization of your transactions is only three clicks away from you by using the push notification method. The application is available in two languages - Montenegrin and English.
Screenshots
Verdict
The clearest difference is update cadence: Prva mToken at every 8 months against ZBToken's every 21 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZBToken ships an update every 21 months, Prva mToken every 8 months. The most recent releases landed on September 28, 2026 and October 5, 2026 respectively.
| Parameter | ZBToken | Prva mToken |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 21 months | Every 8 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 24 MB |
| Age rating | 4+ | 17+ |
| Developer | Banksoft d.o.o. | PRVA BANKA CRNE GORE |
In-app purchases
ZBToken
No in-app purchases
Prva mToken
No in-app purchases









