Comparison

SEYLAN Mobile Banking App vs BOC SmartPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SEYLAN Mobile Banking App

Manage your finances on the go with this mobile banking app. Perform transactions, view account details, apply for loans, and locate branches and ATMs securely and conveniently. It offers an enhanced user experience with biometric login options.

Highlights
  • Biometric login (Face ID, Fingerprint)
  • View and apply for loans
  • Add nicknames for accounts
  • Branch/ATM/KIOSK locator
  • Secure communication with the bank
  • Balance inquiry and transaction history
  • Fund transfers and bill payments
Features
Read full description

Seylan Mobile Banking app, enjoy greater convenience, do your financial transactions on the go with your mobile and enjoy a universe of financial facilities at your fingertip. The Seylan Mobile Banking facility put you to be in charge and control of your banking service through your mobile device. It is a user-friendly and convenient service which will increase efficiency in a safe and secure manner. Explore our new platformto discover the benefits of Mobile Banking and a fast and easy way to operate your accounts, credit cards and other financial instruments you own. Simply download or update the App and use the existing User ID and Password already issued to you for Seylan Internet Banking to do your financial transactions. If you do not have a user account please use the ‘Register” option on the Seylan Online Banking login page to self-onboard to this facility. Key Features - Featuring an enhanced user experience with a whole new interface - Ability to login with Biometrics (Face ID, Fingerprint) - Ability to save your user ID after 1st time successfully login - Ability to continue with your existing password even after exceeding 45 days, similar to internet banking - View and Apply for Loans - Add a Unique Nickname for your Seylan Accounts, Loans, Deposits & Credit Cards - Branch/ ATM/ KIOSKs locator - All Seylan promotional offers - Secure communication with the Bank through “User Messages” And also this app will facilitate you to: Carry out Balance Inquiry, View account/credit card transaction history, Transfer funds to Seylan accounts or any other bank accounts, Pay your bills, Credit card settlements, Open saving accounts,Place Fixed Deposits and other financial services , Locating our service points and ATM CDM & CDKs,information on interest rates, details of our products and our latest promotional offers and just few additions along a quick contact option to inquire on any other matter. Call us on our 24 Hours Customer service Hotline +94112008888 for details or visit www.seylan.lk

About

BOC SmartPay

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

Highlights
  • Peer-to-peer fund transfers
  • Bill payments
  • QR code payments
  • Add any Sri Lankan bank account
  • Real-time account balance inquiry
  • Transaction history and e-receipts
  • Cashback and discount offers
Features
Read full description

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

Screenshots

SEYLAN Mobile Banking App4 screens
BOC SmartPay4 screens

Verdict

The call

SEYLAN Mobile Banking App and BOC SmartPay both sit at 3.6 stars, but that hides the real split: 67% of BOC SmartPay's written reviews are positive against 27% of SEYLAN Mobile Banking App's. SEYLAN Mobile Banking App's advantage is update cadence (every 6 weeks vs every 3 months) and iOS requirement (13 vs 16.6). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for SEYLAN Mobile Banking App against 3.5 for BOC SmartPay. Both are backed by a comparable volume of ratings — 17 and 20 respectively. Written reviews are what separate them: 27% of SEYLAN Mobile Banking App's written reviews are positive against 67% of BOC SmartPay's.

UpkeepUpdate frequency

SEYLAN Mobile Banking App ships an update every 6 weeks, BOC SmartPay every 3 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
SEYLAN Mobile Banking App versus BOC SmartPay: the parameters behind the verdict, then further details
ParameterSEYLAN Mobile Banking AppBOC SmartPay
PriceFreeFree
Rating3.6 (17 ratings) — better3.5 (20 ratings)
Positive reviews27.3% of reviews66.7% of reviews — better
Number of ratings1720 — better
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13 — better16.6
Further details — not scored
Size45 MB46 MB
Age rating4+4+
DeveloperSeylan Bank PLCBank Of Ceylon

Customer experience

SEYLAN Mobile Banking App

All ratings17 ratings
Positive64.7%
Neutral0.0%
Negative35.3%
Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

BOC SmartPay

All ratings20 ratings
Positive55.0%
Neutral15.0%
Negative30.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

SEYLAN Mobile Banking App

No in-app purchases

None

BOC SmartPay

No in-app purchases

Questions

Is SEYLAN Mobile Banking App free?
SEYLAN Mobile Banking App is free to download, with no in-app purchases.
Is BOC SmartPay free?
BOC SmartPay is free to download, with no in-app purchases.
Which has better reviews, SEYLAN Mobile Banking App or BOC SmartPay?
SEYLAN Mobile Banking App is rated higher. SEYLAN Mobile Banking App averages 3.6 out of 5 from 17 ratings, while BOC SmartPay averages 3.5 from 20 ratings.
Do SEYLAN Mobile Banking App or BOC SmartPay have ads?
Neither SEYLAN Mobile Banking App nor BOC SmartPay shows ads.
Which is updated more often, SEYLAN Mobile Banking App or BOC SmartPay?
SEYLAN Mobile Banking App ships an update every 6 weeks, and BOC SmartPay every 3 months. Most recently, SEYLAN Mobile Banking App was updated on October 24, 2026 and BOC SmartPay on October 21, 2026.

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