Comparison

Card Lock vs BIN Checker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Card Lock

Manage your debit and credit cards with real-time controls. Set custom alerts for payments and delivery preferences, and control where and when your card can be used. Instantly lock your card if misplaced to prevent unauthorized transactions.

Highlights
  • Real-time card controls
  • Customizable payment alerts
  • Select alert delivery methods
  • Set spending thresholds
  • Manage card usage locations
  • Instant card locking
Features
Read full description

For participating financial institutions, the Card Lock app gives you the ability to select the alerts you want to receive and control where and when your card can be used. Misplaced your card or left it at a recent store – use the app to turn off the card and ensure that it won’t be used until you find it or pick it up! ● Choose from many popular alert options, such as an email before a payment is due ● Select where you want alerts to be delivered – via text, email, or right in the app ● Set the threshold for alerts that meet your specific needs ● Manage where your card can be used ● Use the app to set or change controls and alerts in real time

About

BIN Checker

Instantly identify credit and debit card details, including issuing bank, card type, and country, using just the first six digits. Detect prepaid cards and validate card numbers offline. Offers fraud risk indicators and supports all major card networks.

Highlights
  • BIN/IIN Lookup
  • Prepaid Card Detection
  • Card Number Validator (Luhn Algorithm)
  • Fraud Risk Indicators
  • Offline Operation
  • Supports Major Networks
Features
Read full description

HOOK (visible before 'more' — most important) Instantly identify any credit or debit card's issuing bank, card type, country, and fraud risk — just from the first 6 digits. Trusted by fraud analysts, e-commerce merchants, and payment professionals worldwide. WHAT YOU CAN DO BIN / IIN Lookup — Enter any Bank Identification Number and instantly see the issuing bank name, card brand, card type, and country of origin. Prepaid Card Detection — Instantly flag prepaid cards before processing a transaction. Essential for merchants reducing chargebacks and fraud losses. Card Number Validator — Verify any card number passes the Luhn algorithm check. Works fully offline. Nothing leaves your device. Fraud Risk Indicators — See at a glance whether a card is prepaid, commercial, virtual, or issued from a mismatched country. Full Lookup History — Premium users get a complete searchable history of every BIN checked. Supports all major networks — Visa, Mastercard, American Express, Discover, JCB, UnionPay, Maestro, RuPay, Mir, Elo, Hypercard, Diners Club. WHY PROFESSIONALS CHOOSE THIS APP No data stored or transmitted — card validation runs 100% locally on your device Works offline — no internet connection needed for card validation Fast — BIN lookup results in under one second Accurate — powered by a real-time global BIN database No login required — open the app and start looking up immediately WHAT IS A BIN NUMBER? A Bank Identification Number (BIN) — also called an Issuer Identification Number (IIN) — is the first 6 to 8 digits of any payment card. It uniquely identifies the institution that issued the card and is used worldwide for fraud prevention, payment routing, chargeback management, and transaction verification. FREE VS PREMIUM Free plan: 5 BIN lookups included. Card validation free forever. Premium: Unlimited BIN lookups + full history + early access to new features Monthly plan: $1.99/month Annual plan: $24.99/year — save over 79% vs monthly. 7-day free trial included. SUBSCRIPTION TERMS Payment charged to your Apple ID at confirmation of purchase Subscription renews automatically unless cancelled 24 hours before the end of the current period Manage or cancel anytime in your Apple ID Account Settings Any unused free trial is forfeited upon purchase of a subscription DISCLAIMER Results are provided for informational purposes only and may not be 100% accurate in all cases. Only your bank can confirm definitive card account information. For time-critical payments, contact your bank directly. Privacy Policy: https://iamhsg.wordpress.com/privacy-policy/ Terms & Conditions: https://iamhsg.wordpress.com/terms-conditions/ Support: gosalapps@gmail.com

Screenshots

Card Lock3 screens
BIN Checker4 screens

Verdict

The call

The clearest difference is review sentiment: BIN Checker at 100% against Card Lock's 27%. BIN Checker also leads on rating (4.8 vs 2.9) and ratings volume (202 vs 11). Card Lock's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BIN Checker sells 2 in-app purchases, starting at $1.99 per month. Card Lock asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

BIN Checker holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: BIN Checker has 202 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 27% of Card Lock's written reviews are positive against 100% of BIN Checker's.

Scorecard7 real differences · 3 level
Card Lock versus BIN Checker: the parameters behind the verdict, then further details
ParameterCard LockBIN Checker
PriceFreeFree
Rating2.9 (11 ratings)4.8 (202 ratings) — better
Positive reviews27.3% of reviews100.0% of reviews — better
Number of ratings11202 — better
Update frequency—Monthly
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS8.0 — better13.0
Further details — not scored
Size11 MB28 MB
Age rating4+4+
DeveloperFirst Data CorporationHarjot Singh

Customer experience

Card Lock

All ratings11 ratings
Positive36.4%
Neutral9.1%
Negative54.5%
Written reviews11 reviews
Positive27.3%
Neutral9.1%
Negative63.6%

BIN Checker

All ratings202 ratings
Positive95.5%
Neutral1.5%
Negative3.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Card Lock

No in-app purchases

2 purchases

BIN Checker

Subscriptions2
  • Go Premium$1.991 Month
  • Go Premium$15.991 Year

Questions

Is Card Lock free?
Card Lock is free to download, with no in-app purchases.
Is BIN Checker free?
BIN Checker is free to download, with in-app purchases available.
Which has better reviews, Card Lock or BIN Checker?
BIN Checker is rated higher. Card Lock averages 2.9 out of 5 from 11 ratings, while BIN Checker averages 4.8 from 202 ratings.
Do Card Lock or BIN Checker have ads?
BIN Checker shows ads; Card Lock does not.

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