Comparison

湖南银行直销银行 vs 湖南农信手机银行V3

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

湖南银行直销银行

Features
Read full description

“湖南银行直销银行”是互联网时代下的新型互联网银行,不依赖营业网点,无需客户亲临柜台,无需发放实体银行卡,客户只需通过手机APP轻松操作,即可享受比传统银行更便捷、更优惠的互联网金融服务。 1.无地域限制:电子账户轻松开,跨行绑卡随地用 登录湖南银行直销银行APP,全线上快速自助开通电子账户,支持所有主流银行银联借记卡,在世界的各个角落只需手指轻轻一点,即可畅享简单、方便、快捷的线上金融服务。 2.“理财”低门槛:贴心好用“零钱+”,一元投资随心存 零钱也能做投资了,流动性与收益性兼得,最低1元就可投资“零钱+”产品,每日计算利息,当日获得收益,远超活期存款利率,24小时任意赎回实时变现。 3.利息最大化:灵活智能“存款+”,利息多多超实惠 账户余额尽享超额升值,自动存款、手动存款随意选,最低1000元起存,靠档计息收益最大化,提前支取按照资金后进先出原则让利于用户,普通支取享受活期存款的便利。 4.购买更轻松:精选热门“基金+”,火爆基金随时买 淘尽黄沙始见金,精选各类投资者普遍认可的顺周期、逆周期、高成长性热门基金和同类产品中的业绩先锋和明星产品,为您提供高收益、高成长性的投资机会。 5.投资更稳健:优选项目“投资+”, 收益多多任您抢 “投资+”是“湖南银行直销银行”构建的投融资平台,将陆续推出各类精选优质投资项目,投资人可根据实际情况,选择不同周期的投资项目,操 6.理财更专业:银行理财“理财+”,专属定制收益高 “理财+”是“湖南银行直销银行”为客户提供的银行理财产品,风险低,选择多,收益高,期限灵活。投资人可根据自己的风险偏好,选择不同预期收益不同周期的理财产品,银行发行,专业可靠。

About

湖南农信手机银行V3

This mobile banking application provides clients with access to financial services from Hunan Rural Credit Cooperative. It offers features for account management, balance inquiries, fund transfers, personal loans, and credit card services.

Highlights
  • Account management
  • Account inquiry
  • Self-service transfers
  • Personal loans
  • Credit card services
Features
Read full description

本软件是湖南省农村信用社专为客户端用户开发的手机银行客户端。该软件提供账户管理、账户查询、自助转账、个人贷款、信用卡业务等多项功能,方便用户使用湖南省农村信用社专业金融服务。

Screenshots

湖南银行直销银行4 screens
湖南农信手机银行V34 screens

Verdict

The call

The clearest difference is rating: 湖南银行直销银行 at 5.0 against 湖南农信手机银行V3's 2.8. 湖南银行直销银行 also leads on review sentiment (25% vs 12%). 湖南农信手机银行V3's advantage is ratings volume (5 vs 1) and iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

湖南银行直销银行 holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: 湖南农信手机银行V3 has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 25% of 湖南银行直销银行's written reviews are positive against 12% of 湖南农信手机银行V3's.

UpkeepUpdate frequency

湖南银行直销银行 ships an update every 6 weeks, 湖南农信手机银行V3 monthly. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
湖南银行直销银行 versus 湖南农信手机银行V3: the parameters behind the verdict, then further details
Parameter湖南银行直销银行湖南农信手机银行V3
PriceFreeFree
Rating5.0 (1 ratings) — better2.8 (5 ratings)
Positive reviews25.0% of reviews — better11.8% of reviews
Number of ratings15 — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size252 MB343 MB
Age rating4+4+
DeveloperBank of Hunan Corporation Limited湖南省农村信用社

Customer experience

湖南银行直销银行

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive25.0%
Neutral5.0%
Negative70.0%

湖南农信手机银行V3

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews34 reviews
Positive11.8%
Neutral14.7%
Negative73.5%

In-app purchases

None

湖南银行直销银行

No in-app purchases

None

湖南农信手机银行V3

No in-app purchases

Questions

Is 湖南银行直销银行 free?
湖南银行直销银行 is free to download, with no in-app purchases.
Is 湖南农信手机银行V3 free?
湖南农信手机银行V3 is free to download, with no in-app purchases.
Which has better reviews, 湖南银行直销银行 or 湖南农信手机银行V3?
湖南银行直销银行 is rated higher. 湖南银行直销银行 averages 5.0 out of 5 from 1 ratings, while 湖南农信手机银行V3 averages 2.8 from 5 ratings.
Do 湖南银行直销银行 or 湖南农信手机银行V3 have ads?
Neither 湖南银行直销银行 nor 湖南农信手机银行V3 shows ads.
Which is updated more often, 湖南银行直销银行 or 湖南农信手机银行V3?
湖南银行直销银行 ships an update every 6 weeks, and 湖南农信手机银行V3 monthly. Most recently, 湖南银行直销银行 was updated on October 4, 2026 and 湖南农信手机银行V3 on October 13, 2026.

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