国美金融 vs 海尔消费金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
国美金融
This platform offers a range of financial services including consumer loans, wealth management, and business financing. It leverages technology and risk control to connect users with financial institutions and provide tailored financial solutions.
- Consumer loans
- Wealth management services
- Business financing
- Financial technology services
- Smart investment advisor
- Gold buyback
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【关于国美金融】 国美金融为国美控股旗下从事金融发展与投资业务的战略管控平台,依托现有零售场景及产业链资源优势,采取灵活快速的战略,紧绕国美“家 生活”核心战略,构建包括消费金融、财富管理、企业融资、支付业务等四大产品品牌体系,锐意创新,致力推动普惠金融在中国的发展。 【金融科技服务提供商】 以科技为支撑,以风控为核心,以客户为资源,通过对接并筛选海量客群,为金融机构输出适配流量,做金融科技服务提供商,适配流量供应商。 【消费金融】 取现消费、公积金贷款、门店分期、在线商城分期 【财富管理】 银行精选、黄金回购、智能投顾、金条饰品、家电清洗
海尔消费金融
This platform offers online credit loans with flexible repayment options and competitive annual interest rates. New users can enjoy special promotions, including potential interest-free periods and cash bonuses. It's a secure and transparent way to manage borrowing needs.
- Online credit loan application
- Loan amounts up to 200,000
- Repayment up to 36 months
- Annual interest rates from 7.92%
- New user promotions
- No collateral required
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【产品介绍】 海尔消费金融旗下信用分期贷款平台,审批后额度最高20万,可分36期还款,年化利率(单利)3%-24%,按日计息! 【产品特点】 够靠谱:海尔消费金融官方出品,正规持牌消费金融机构! 够你花:最高20万贷款额度,循环额度随借随用! 够便捷:全程APP申请,免抵押,使用身份证+银行卡等材料即可申请! 够透明:年化利率(单利)3%-24%,按日计息 【温馨提示】 贷款额度、放款时间、通过率等以实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 如有问题请根据请联系我们: 官方客服电话:952955(9:00-18:00,节假日无休) 官方微信:海尔消费金融 官方小程序:海尔消费金融够花 【公司介绍】 海尔消费金融有限公司(以下称“海尔消金”)成立于2014年12月26日。是经国家金融监督管理总局批准,由海尔集团公司作为主发起人设立的全国性消费金融公司,也是我国首家由产业发起设立的产融结合消费金融公司,行业首家国家级高新技术企业。公司致力于打造以“科技+风控”为根基,“场景+现金”双布局,以用户为中心的金融平台。全程在线注册审批,便捷透明,账单清晰,随时随地解决您的借款需求!
Screenshots
Verdict
The clearest difference is update cadence: 海尔消费金融 at every 3 weeks against 国美金融's every 2 months. On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
国美金融 ships an update every 2 months, 海尔消费金融 every 3 weeks. The most recent releases landed on August 16, 2026 and September 24, 2026 respectively.
| Parameter | 国美金融 | 海尔消费金融 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.0 (4.2K ratings) — better |
| Positive reviews | 80.0% of reviews | 87.5% of reviews — better |
| Number of ratings | — | 4.2K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 138 MB | 116 MB |
| Age rating | 17+ | 17+ |
| Developer | GOME Financial Holdings Investment CO., LTD | 海尔消费金融有限公司 |
Customer experience
国美金融
海尔消费金融
In-app purchases
国美金融
No in-app purchases
海尔消费金融
No in-app purchases







