Comparison

万达普惠 vs 海尔消费金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万达普惠

Features
Read full description

万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案,从此资金不愁,快乐逐梦! 经营贷款、消费贷款,必有一款适合您 贷款申请、审批、提款、归还,一站式解决 最新贷款资讯、优惠活动、服务信息,随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款,无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度,无任何额外费用。 【随用随提】可根据您的实际用款需要,分多次提款,不提款绝不会产生任何费用,敬请放心使用。 【还款灵活】多种还款方式供您选择,轻松还款毫无压力。 【优惠活动】推广期间,优惠活动多多,海量好礼送给您! 需要更多资讯,请详询客服热线400-668-0000

About

海尔消费金融

This platform offers online credit loans with flexible repayment options and competitive annual interest rates. New users can enjoy special promotions, including potential interest-free periods and cash bonuses. It's a secure and transparent way to manage borrowing needs.

Highlights
  • Online credit loan application
  • Loan amounts up to 200,000
  • Repayment up to 36 months
  • Annual interest rates from 7.92%
  • New user promotions
  • No collateral required
Features
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【产品介绍】 海尔消费金融旗下信用分期贷款平台,审批后额度最高20万,可分36期还款,年化利率(单利)3%-24%,按日计息! 【产品特点】 够靠谱:海尔消费金融官方出品,正规持牌消费金融机构! 够你花:最高20万贷款额度,循环额度随借随用! 够便捷:全程APP申请,免抵押,使用身份证+银行卡等材料即可申请! 够透明:年化利率(单利)3%-24%,按日计息 【温馨提示】 贷款额度、放款时间、通过率等以实际审批为准。 贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。 如有问题请根据请联系我们: 官方客服电话:952955(9:00-18:00,节假日无休) 官方微信:海尔消费金融 官方小程序:海尔消费金融够花 【公司介绍】 海尔消费金融有限公司(以下称“海尔消金”)成立于2014年12月26日。是经国家金融监督管理总局批准,由海尔集团公司作为主发起人设立的全国性消费金融公司,也是我国首家由产业发起设立的产融结合消费金融公司,行业首家国家级高新技术企业。公司致力于打造以“科技+风控”为根基,“场景+现金”双布局,以用户为中心的金融平台。全程在线注册审批,便捷透明,账单清晰,随时随地解决您的借款需求!

Screenshots

万达普惠4 screens
海尔消费金融3 screens

Verdict

The call

The clearest difference is rating: 万达普惠 at 4.7 against 海尔消费金融's 4.0. 万达普惠 also leads on review sentiment (96% vs 88%) and ratings volume (15K vs 4.2K). 海尔消费金融's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

万达普惠 holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 15K and 4.2K respectively. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 88% of 海尔消费金融's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
万达普惠 versus 海尔消费金融: the parameters behind the verdict, then further details
Parameter万达普惠海尔消费金融
PriceFreeFree
Rating4.7 (15K ratings) — better4.0 (4.2K ratings)
Positive reviews95.8% of reviews — better87.5% of reviews
Number of ratings15K — better4.2K
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size138 MB116 MB
Age rating17+17+
Developer上海万达网络金融服务有限公司海尔消费金融有限公司

Customer experience

万达普惠

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews24 reviews
Positive95.8%
Neutral0.0%
Negative4.2%

海尔消费金融

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews24 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

万达普惠

No in-app purchases

None

海尔消费金融

No in-app purchases

Questions

Is 万达普惠 free?
万达普惠 is free to download, with no in-app purchases.
Is 海尔消费金融 free?
海尔消费金融 is free to download, with no in-app purchases.
Which has better reviews, 万达普惠 or 海尔消费金融?
万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 海尔消费金融 averages 4.0 from 4.2K ratings.
Do 万达普惠 or 海尔消费金融 have ads?
Neither 万达普惠 nor 海尔消费金融 shows ads.
Which is updated more often, 万达普惠 or 海尔消费金融?
万达普惠 ships an update every 3 weeks, and 海尔消费金融 every 3 weeks. Most recently, 万达普惠 was updated on September 23, 2026 and 海尔消费金融 on September 24, 2026.

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