万达普惠 vs 魔借
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案，从此资金不愁，快乐逐梦！ 经营贷款、消费贷款，必有一款适合您 贷款申请、审批、提款、归还，一站式解决 最新贷款资讯、优惠活动、服务信息，随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款，无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度，无任何额外费用。 【随用随提】可根据您的实际用款需要，分多次提款，不提款绝不会产生任何费用，敬请放心使用。 【还款灵活】多种还款方式供您选择，轻松还款毫无压力。 【优惠活动】推广期间，优惠活动多多，海量好礼送给您！ 需要更多资讯，请详询客服热线400-668-0000
魔借
This platform connects users with lenders for small loans, offering a convenient online application process. It features a broad user base, data-driven approval, flexible loan amounts and terms, and multiple repayment options.
- Online loan application
- Lender matching service
- Data-driven approval process
- Loan amounts from 3,000 to 30,000
- Loan terms from 3 to 18 months
- Multiple repayment options
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【产品介绍】 魔借是一款借款端撮合工具，在线申请，线上撮合，签约放款。 【产品优势】 操作便捷：覆盖人群广泛，足不出户即可申请。 大数据审批：拥有严格的风控团队，基于全方位大数据测评。 多种选择：额度3000-3万元，期限3-18个月。 还款便利：多种还款方式，支持按周、按月还款。 【联系我们】 官方微信：魔姐 Mojie_dianrong 客服热线：4006849188 (借贷有风险，勿过度借贷)
Screenshots
Verdict
The clearest difference is review sentiment: 万达普惠 at 96% against 魔借's 0%. 万达普惠 also leads on rating (4.7 vs 2.6) and ads (none vs shown). 魔借's advantage is iOS requirement (9.0 vs 13.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
万达普惠 holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 0% of 魔借's.
万达普惠 ships an update every 3 weeks, 魔借 every 6 weeks. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.
| Parameter | 万达普惠 | 魔借 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15K ratings) — better | 2.6 (5 ratings) |
| Positive reviews | 95.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 15K — better | 5 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 138 MB | 53 MB |
| Age rating | 17+ | 4+ |
| Developer | 上海万达网络金融服务有限公司 | 德云晟小额贷款股份有限公司 |
Customer experience
万达普惠
魔借
In-app purchases
万达普惠
No in-app purchases
魔借
No in-app purchases
