招联金融 vs 万达普惠
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
招联金融
This app offers fast and convenient online loan applications using just your ID. Get approved and receive funds in as little as one minute, with loan amounts up to 300,000 yuan. Enjoy flexible repayment options and access a range of smart financial services.
- Online application with ID
- Fast loan disbursement (as quick as 1 minute)
- High loan limits (up to 300,000 yuan)
- Negotiable interest rates and repayment terms
- Cash loans
- Installment shopping
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招联金融：凭身份证等材料在线申请！借款成功后最快1分钟放款！额度最高30万元！ 利率高低、额度高低、还款时间都能“商量”，解锁更多「智惠」金融服务！ 【平台介绍】 招联金融：由招商银行与中国联通共同组建，持牌消费金融机构。为您提供安全、专业、智能、便捷的现金借贷、分期消费贷款服务。 【产品优势】 1、申请易：线上申请，无抵押 2、速度快：快速放款，现金借款成功后最快1分钟到账 3、额度高：可借金额最高30万元 【产品简介】 ● 现金借贷：招联为您提供专业的消费贷款服务。 ● 分期购物：使用招联金融信用额度，自由选择分期数，先消费、后还款。 ● 展示内容：汇聚更多精彩，「惠」无止境，一「下」就来！ 【联系我们】 微信关注“招联金融”官方公众号，为您提供快捷便利服务！ 官方网站：www.mucfc.com 【风险提示】 ● 具体页面内容与活动规则以实际页面展示为准 ● 贷款额度、利率、放款时间以实际审批结果为准 ● 招联金融贷款仅可用于消费；请根据个人能力合理贷款，理性消费，避免逾期
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案，从此资金不愁，快乐逐梦！ 经营贷款、消费贷款，必有一款适合您 贷款申请、审批、提款、归还，一站式解决 最新贷款资讯、优惠活动、服务信息，随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款，无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度，无任何额外费用。 【随用随提】可根据您的实际用款需要，分多次提款，不提款绝不会产生任何费用，敬请放心使用。 【还款灵活】多种还款方式供您选择，轻松还款毫无压力。 【优惠活动】推广期间，优惠活动多多，海量好礼送给您！ 需要更多资讯，请详询客服热线400-668-0000
Screenshots
Verdict
The clearest difference is ratings volume: 招联金融 at 1.5M against 万达普惠's 15K. 万达普惠's advantage is review sentiment (96% vs 72%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
招联金融 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 招联金融 has 1.5M ratings behind it against 15K, so its average is the more settled of the two. Written reviews complicate that: 72% of 招联金融's written reviews are positive against 96% of 万达普惠's, so the app with the better star average is not the one people write more warmly about.
招联金融 ships an update every 4 weeks, 万达普惠 every 3 weeks. The most recent releases landed on September 27, 2026 and September 23, 2026 respectively.
| Parameter | 招联金融 | 万达普惠 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1.5M ratings) — better | 4.7 (15K ratings) |
| Positive reviews | 71.9% of reviews | 95.8% of reviews — better |
| Number of ratings | 1.5M — better | 15K |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 132 MB | 138 MB |
| Age rating | 17+ | 17+ |
| Developer | 招联消费金融股份有限公司 | 上海万达网络金融服务有限公司 |
Customer experience
招联金融
万达普惠
In-app purchases
招联金融
No in-app purchases
万达普惠
No in-app purchases
