万达普惠 vs 洋钱罐借款
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案，从此资金不愁，快乐逐梦！ 经营贷款、消费贷款，必有一款适合您 贷款申请、审批、提款、归还，一站式解决 最新贷款资讯、优惠活动、服务信息，随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款，无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度，无任何额外费用。 【随用随提】可根据您的实际用款需要，分多次提款，不提款绝不会产生任何费用，敬请放心使用。 【还款灵活】多种还款方式供您选择，轻松还款毫无压力。 【优惠活动】推广期间，优惠活动多多，海量好礼送给您！ 需要更多资讯，请详询客服热线400-668-0000
洋钱罐借款
This app provides convenient and stable financial loan services with flexible repayment options. Users can borrow up to 200,000 with a 6-12 month installment plan, all managed through a mobile-first application process. It emphasizes fast disbursement and transparent fees.
- High loan limits up to 200,000
- Fast disbursement, starting from 5 minutes
- 6-12 month installment repayment
- Transparent annualized interest rates starting from 7.2%
- Secure privacy protection measures
- Fully mobile application process
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洋钱罐借款致力于通过科技提高金融服务的品质与效率，实现“科技助力金融机构 智慧改变信用生活”的使命，为有需求的用户提供方便、稳定、便捷的金融借款服务，可以分6-12期还款。申请便捷，全程手机操作！ 【洋钱罐借款5大优势】 【额度高】最高额度至20万！ 【放款快】借款流程简单，在线自动化审批，到账时间5分钟起！ 【分期长】6-12个月分期还款，无抵押贷款！ 【息费透明】年化综合息费率（单利）7.2%起（以审核为准）！ 【安全保障】多重隐私保护措施，防止信息泄露！ 温馨提示： 1.贷款有风险，借款需谨慎，请根据个人经济能力合理贷款，合理消费，避免逾期； 2.贷款额度、利率、放款时间以实际审核为准。 3.洋钱罐借款为网络借贷信息中介服务平台，将严格遵守有关法律法规。请您务必提供真实申请资料。 【联系我们】 客服电话：400-034-6868
Screenshots
Verdict
万达普惠 and 洋钱罐借款 both sit at 4.7 stars, but that hides the real split: 96% of 万达普惠's written reviews are positive against 49% of 洋钱罐借款's. 万达普惠 also leads on ratings volume (15K vs 502). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for 万达普惠 against 4.6 for 洋钱罐借款. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 502, so its average is the more settled of the two. Written reviews are what separate them: 96% of 万达普惠's written reviews are positive against 49% of 洋钱罐借款's.
万达普惠 ships an update every 3 weeks, 洋钱罐借款 every 2 weeks. Both last shipped on October 29, 2026.
| Parameter | 万达普惠 | 洋钱罐借款 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15K ratings) — better | 4.6 (502 ratings) |
| Positive reviews | 95.8% of reviews — better | 49.1% of reviews |
| Number of ratings | 15K — better | 502 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 138 MB | 84 MB |
| Age rating | 17+ | 17+ |
| Developer | 上海万达网络金融服务有限公司 | Beijing Lingyue Information Technology Co. Ltd. |
Customer experience
万达普惠
洋钱罐借款
Bugs and requests
万达普惠
Not enough reviews yet to summarise bugs or requests.
洋钱罐借款
Reported bugs
5 issues- Verification codes not received for cancellation
- App crashes or freezes
- Inability to borrow after submitting all information
- System robot calls are frequent
- Difficulty in repayment through multiple channels
Requested features
7 requests- Improve customer service responsiveness
- Add more repayment options
- Reduce marketing messages
- Allow easier account cancellation
- Improve credit check process to avoid wasting user time
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- Offer higher credit limits for repeat users
- Provide clearer information on fees and interest
In-app purchases
万达普惠
No in-app purchases
洋钱罐借款
No in-app purchases
