Comparison

IDBIdirect vs IDBI Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IDBIdirect

Access stock market trading and investment tools on the go. Track live rates, manage orders, and monitor your positions with intuitive features and real-time data. Make informed decisions with price charts and stock analysis.

Highlights
  • Real-time streaming quotes
  • Create editable watch lists
  • Place and monitor orders
  • Track trading positions
  • Access demat account holdings
  • Intraday price charts
Features
Read full description

IDBI direct’s App is light, quick, easy to operate with intuitive and logical flows. It allows you to operate in the stock markets at anytime from anywhere you are. Track live rates, create your own watch lists, place and monitor orders and trade positions. Never miss a trading opportunity. Provides critical decision making tools like price charts, volumes, limits and stock positions. Create multiple and editable watch lists Get real time streaming quotes Monitor your orders, trades, open positions Check available limits, limit utilization, lien / transfer funds and stocks. Easily access your holdings in demat account Link multiple demat and savings account Access intraday charts to track price movements. • Member name: -IDBI Capital Markets & Securities Ltd • SEBI Registration Number`: INZ000007237 • Member Code: NSE – 07066 BSE - 084 • Registered Exchange/s name: National Stock Exchange of India Ltd (NSE) and BSE Limited (BSE) • Exchange approved segment/s: NSE – CASH/FO and BSE - CASH

About

IDBI Soft Token

Generate One-Time Passwords (OTPs) offline for secure authentication with your bank's net banking. This app eliminates the need for SMS OTPs, offering a convenient and reliable alternative for authorizing transactions without mobile network coverage.

Highlights
  • Offline OTP generation
  • Alternative to SMS OTP
  • Secure transaction authentication
  • No mobile network required
  • Convenient OTP access
  • Registration via net banking
Features
Read full description

OTP generated through this application is an alternative to SMS OTP, for authenticating transactions/requests in IDBI Net Banking. It enables you to generate OTP from mobile based application in lieu of SMS OTP sent by Bank on registered mobile number. This option eliminates the need to have mobile coverage, non-receipt or delayed delivery of SMS OTP. It is a convenient way of generating OTP instead of waiting for the SMS OTP. In order to use the facility, you need to complete the registration process. You need to login to internet banking and request for soft token registration. The registration option is available in the My Profile section under “Security” tab named as “Soft Token Registration”. Upon submitting the registration request, you will receive activation code through SMS. If activation code is not received, you can also regenerate using “Soft Token Activation Code Regeneration” option in net banking . Once you receive the activation code, you can complete the activation process of this application on your mobile by providing details such as customer ID and internet banking login id. Upon submission and verification of user details, activation to IDBI Soft Token will be completed. Now you can start using soft token based OTP for authorizing financial transactions/ requests. Benefits: · The OTP generated is offline. Hence there is no need to be on mobile network. · No need to wait for OTP sent over SMS. Important Instructions: · You need to register for availing this service. Kindly initiate registration process from net banking. · You will need activation code, Customer ID and login details to enable net banking channel. · Select SIM having registered mobile number for activation process. · Every time you need to provide Pass code to generate Soft Token Based OTP from APP. · In case you forget the pass code, Please re-initiate the activation process.

Screenshots

IDBIdirect3 screens
IDBI Soft Token4 screens

Verdict

The call

The clearest difference is review sentiment: IDBI Soft Token at 33% against IDBIdirect's 9%. IDBIdirect's advantage is update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IDBIdirect ships an update every 2 months, IDBI Soft Token every 7 months. The most recent releases landed on September 9, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
IDBIdirect versus IDBI Soft Token: the parameters behind the verdict, then further details
ParameterIDBIdirectIDBI Soft Token
PriceFreeFree
Rating2.9 (12 ratings) — better—
Positive reviews9.4% of reviews33.3% of reviews — better
Number of ratings12 — better—
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size42 MB11 MB
Age rating4+4+
DeveloperIDBI Capital Markets & Securities LtdIDBI BANK LIMITED

Customer experience

IDBIdirect

All ratings12 ratings
Positive41.7%
Neutral25.0%
Negative33.3%
Written reviews53 reviews
Positive9.4%
Neutral9.4%
Negative81.1%

IDBI Soft Token

Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

In-app purchases

None

IDBIdirect

No in-app purchases

None

IDBI Soft Token

No in-app purchases

Questions

Is IDBIdirect free?
IDBIdirect is free to download, with no in-app purchases.
Is IDBI Soft Token free?
IDBI Soft Token is free to download, with no in-app purchases.
Do IDBIdirect or IDBI Soft Token have ads?
Neither IDBIdirect nor IDBI Soft Token shows ads.
Which is updated more often, IDBIdirect or IDBI Soft Token?
IDBIdirect ships an update every 2 months, and IDBI Soft Token every 7 months. Most recently, IDBIdirect was updated on September 9, 2026 and IDBI Soft Token on September 20, 2026.

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