PacificID vs Utransfer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PacificID
Generate secure one-time passwords for financial transactions. Access banking services 24/7 from your mobile device for quick and safe operations.
- Generate one-time passwords (OTP)
- Secure financial transactions
- 24/7 availability
- Mobile banking access
- Fast transaction execution
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PacificID es la nueva aplicación de Banco del Pacífico, a través de esta app se pueden generar claves transaccionales (OTP: One Time Password) para ejecutar transacciones financieras de forma rápida y segura. Atención permanente las 24 horas y los 365 días del año, a través de su dispositivo móvil.
Utransfer
This digital wallet facilitates fast and secure international money transfers. Users can send and receive funds globally, earn rewards on transactions, and redeem points for gift cards. It also features an integrated gaming module for added engagement.
- Send and receive money internationally
- Multiple payment and withdrawal methods
- Earn Upoints on transactions and referrals
- Redeem Upoints for international gift cards
- Integrated gaming module
- High-level security for all operations
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Utransfer es la wallet digital para enviar, recibir y gestionar dinero entre países de forma rápida, segura y con recompensas reales. Diseñada para que mover dinero globalmente sea tan simple como enviar un mensaje. ¿QUÉ PUEDES HACER CON UTRANSFER? • Envía y recibe dinero internacionalmente en minutos • Elige tu método favorito de pago y retiro • Gana Upoints en cada transacción, referido o registro • Canjea tus Upoints por Gift Cards de tiendas internacionales • Accede al módulo de juegos integrado dentro de la app • Tu dinero protegido con seguridad de alto nivel en cada operación
Screenshots
Verdict
The clearest difference is rating: Utransfer at 5.0 against PacificID's 1.7. Utransfer also leads on update cadence (every 3 weeks vs every 5 months). PacificID's advantage is ratings volume (92 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Utransfer holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: PacificID has 92 ratings behind it against 1, so its average is the more settled of the two.
PacificID ships an update every 5 months, Utransfer every 3 weeks. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.
| Parameter | PacificID | Utransfer |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (92 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 92 — better | 1 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 61 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco del Pacífico S.A. | Innovation & Technology Services (ITS) LLC |
Customer experience
PacificID
Utransfer
In-app purchases
PacificID
No in-app purchases
Utransfer
No in-app purchases
