Comparison

OK$ vs SGH Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OK$

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

Highlights
  • Fast money transfers
  • Bill payments
  • Mobile and DTH recharge
  • Scan QR code payments
  • Request money from friends
  • Access local promotions
  • Send money to bank accounts
Features
Read full description

OK $: OK Dollar lets you do fast money transfers, get deals and payments on the go. Use wallet to recharge mobiles & DTH, buy movie tickets, share bills with friend, buy flowers, order pizza, shop online and do much more. You even do top up to all operators in Myanmar. We have come out with brand new features which is user friendly to mobile users in Myanmar. Make Payment: You can make a fast and easy payment to shopkeepers or merchants using Make Payment option. Enter a registered OK$ number, Enter amount to be paid, remarks click on Submit and make a easy payment. You can use Scan QR Code to simply scan the shop or merchant QR Code and make a payment. Pay Bill For: You can make use of these options to make payment to Toll, Entrance, Parking, Fuel, Restaurant, Hotel, Shop, Supermarket, Ferry, Train, Bus, Intercity Bus, Flight etc. You can enter the respective merchant number, amount, remarks if any and click Submit and can make a simple payment. Send Money To Bank: You can make use of this option to Send your OK $ money to your bank account. Select your bank, bank address, branch, enter account number, beneficiary number click Send and your OK $ money will get transferred to the bank account. Request Money: If you have very low balance and you need to make a very urgent payment, you can make use of request money option to request money from your friend. Simply click on request money option and enter your friend registered OK$ mobile number, enter amount, add attachments if any click on submit and send a request. We have request scheduler to schedule daily request. Promotions: If you want to know any promotion informations near by you or in other location you can make use of this option. Simply click Promotion, you will get displayed with a list of merchants who have promotions, select it and you can avail the promotion. Merchant Location: Using this option you can easily search the merchants in current location as well in other locations around Myanmar. Simply click Merchant Location, you will get displayed with a list of merchants select it and you can make a easy payment. Pay bill: This option made easy for people who go to EB office or Telephone or DTH office to pay bills by standing in queue. You can make use of this option to pay your bills online in simple one click. Add Money To Your OK $ Wallet: If you have low OK $ balance in your account, you can transfer real time money from your bank account to OK $ using this option. You can transfer money to OK $ wallet from your debit card, credit card, online banking, bank counter, OK $ agent. Top Up: You can top to your friends instantly using OK $ top up feature. We do top ups for Ooredoo, MPT, Telenor, Mectel both GSM and CDMA. You can also do data pack recharge and special offers to your friends. And to your own account number. Resale: This feature is introduced for the people who like to sell their main balance to OK $. You can simply enter the selling amount what you need to sell from your main balance. We will validate the amount and give you a best offer price to buy your main balance. Bill Splitter: You can make use of this option to share your bills with friends. Select number of persons to share bill, enter amount, add attachment, enter contact number and click Send. Notification: We notify user if any payment is done, payment is received, or the request received like bill splitter and request money. You can switch between the tabs and can respond to the request came for bill splitter or request money. Electricity Bill: You can make you Electricity Bill payments Online using OK $ App. Enter your Account Number, Meter Number, Amount and pay your monthly electricity bills easily.

About

SGH Plus

This app integrates financial services with a retail chain, offering a seamless shopping experience. Users can manage everyday essentials, make payments, and access exclusive loyalty benefits through a secure and convenient platform.

Highlights
  • Seamless financial and retail integration
  • Secure registration with two-factor authentication
  • Convenient mobile top-up and bill payments
  • Scan and pay functionality
  • Online shopping at SGH
  • Membership card access
  • Payment history tracking
Features
Read full description

SGH+ is a revolutionary shopping application that brings you to “Experience the Difference” powered by uab Fintech. In collaboration with uab Fintech - the powerful in-house innovation lab of Myanmar’s Best Bank, uab bank, and Sein Gay Har, one of Myanmar’s premier independent retailers known the very first retail group in Yangon, aims to bring you an unmatched shopping experience by seamlessly integrating financial services and retail chain, along with exclusive loyalty program benefits. With SGH+, registration is quick and easy. Enjoy the convenience of not only PINs but also two-factor authentication with OTP, ensuring the highest level of safety and security for your activities. With SGH+, you can conveniently access your everyday essentials with just a few taps on your phone, making everything faster and easier. As a member of SGH+, you'll enjoy exclusive benefits for all your transactions made on the platform. Experience the convenience of our top features: - Top-up - Bills Payment - Scan and Pay - Mobile Top-up - Shop at SGH Online - Membership Card - Payment History SGH+ provides you with a fast, simple, and secure way to access all your shopping and payment needs. Download the app now and “Experience the Difference” of future of retail chain and financial service in Myanmar.

Screenshots

OK$4 screens
SGH Plus4 screens

Verdict

The call

The clearest difference is rating: OK$ at 3.6 against SGH Plus's 3.0. OK$ also leads on update cadence (fortnightly vs every 5 months) and ratings volume (518 vs 2). SGH Plus's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OK$ holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: OK$ has 518 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 24% of OK$'s written reviews are positive against 0% of SGH Plus's.

UpkeepUpdate frequency

OK$ ships an update fortnightly, SGH Plus every 5 months. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
OK$ versus SGH Plus: the parameters behind the verdict, then further details
ParameterOK$SGH Plus
PriceFreeFree
Rating3.6 (518 ratings) — better3.0 (2 ratings)
Positive reviews23.5% of reviews — better0.0% of reviews
Number of ratings518 — better2
Update frequencyFortnightly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.612.4 — better
Further details — not scored
Size217 MB36 MB
Age rating4+17+
DeveloperInternet Wallet Myanmar LimitedUAB Bank Limited

Customer experience

OK$

All ratings518 ratings
Positive62.5%
Neutral8.3%
Negative29.2%
Written reviews85 reviews
Positive23.5%
Neutral3.5%
Negative72.9%

SGH Plus

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

OK$

Reported bugs

17 issues
  • Login requires re-registration on every session
  • SMS OTP codes not received or incorrect codes sent
  • Device fingerprint system causes login failures
  • App crashes during gift card purchases
  • App crashes when selecting top-up amounts
Show 12 more
  • Transactions disappear from reports
  • SIM change false detection triggering re-verification
  • NRC number field validation errors
  • Address information not saving correctly
  • Form field validation issues
  • App crashes on meter bill payments
  • App crashes during phone bill transfers
  • Contact loading adds extra '0' at beginning
  • Password with special characters causes login failure
  • 4G connection errors
  • App won't launch on certain iOS versions
  • Myanmar keyboard defaults to English for passwords

Requested features

7 requests
  • Simplify user interface similar to KBZ Pay
  • Alternative login methods beyond SMS OTP
  • Support for all bank branches in transfers
  • Improved Myanmar language support
  • Better contact management for multiple numbers
Show 2 more
  • Fix brightness setting override behavior
  • Text replacement functionality in contact search

SGH Plus

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OK$

No in-app purchases

None

SGH Plus

No in-app purchases

Questions

Is OK$ free?
OK$ is free to download, with no in-app purchases.
Is SGH Plus free?
SGH Plus is free to download, with no in-app purchases.
Which has better reviews, OK$ or SGH Plus?
OK$ is rated higher. OK$ averages 3.6 out of 5 from 518 ratings, while SGH Plus averages 3.0 from 2 ratings.
Do OK$ or SGH Plus have ads?
Neither OK$ nor SGH Plus shows ads.
Which is updated more often, OK$ or SGH Plus?
OK$ ships an update fortnightly, and SGH Plus every 5 months. Most recently, OK$ was updated on October 20, 2026 and SGH Plus on October 9, 2026.

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