Askari Mobile App vs ePay Punjab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Askari Mobile App
Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.
- Biometric authentication
- RAAST P2M transactions
- Bill splitting
- Urdu interface
- Cardless ATM withdrawals
- QR code payments
- Utility and school fee payments
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Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.
ePay Punjab
This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.
- Digital tax payments
- Internet banking
- ATM payments
- OTC banking transactions
- Generate unique PSID
- Various tax types supported
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What is e-Pay? e-Pay is the first ever government payment gateway designed to allow the citizens of Punjab to pay their taxes digitally through alternative delivery channels (ADC). The solution that is developed by The Punjab Information Technology Board and backed by the Finance Department of Punjab provides individuals to pay their dues using the following three payment channels. • Internet Banking • ATM • OTC (Over the Counter) banking transaction Payment Process and Channels To pay the tax dues, an individual will access e-Pay application or website to generate a 17-digit PSID number. The PSID number that is unique for each transaction could subsequently be used on the aforementioned three payment channels i.e. internet banking, ATM or OTC by the citizens to pay the tax dues. All three payment channels are made technically equipped to process the payments through the collective efforts of The Finance Department of Punjab, State Bank of Pakistan, 1-Link, all scheduled banks, and Punjab Information Technology Board (PITB). In its first phase (FY 18 -19) following tax receipts can be paid via e-Pay: Excise & Taxation • Token Tax for Vehicle • Motor Vehicle Registration • Vehicle Transfer • Property Tax • Professional Tax • Cotton fee Board of Revenue (BOR) • e Stamping • Mutation fee • Fard fee Industries • Business Registration fee Tax Descriptions Token Tax for Vehicle: Annual tax paid by owners of motor vehicles. Motor Vehicle Registration: One-time fee paid by the buyer of new vehicle at the time of purchase. Vehicle Transfer: Fee paid at the time of transfer of vehicle to a new owner. Property Tax: Annual tax paid by property owners in urban areas. Professional Tax: Taxes paid by the working professional on his profession on an annual basis. Cotton Fee: Fee paid on raw cotton brought to ginning factory. e-Stamping: Payment of stamp duties on judicial, non-judicial, CVT, registration and comparison fee. Mutation Fee: Fee paid by the buyer at the time of transfer of property to a new owner. Fard Fee: Fee paid by the owner of property for the issuance of property ownership document. Business Registration Fee: Fee paid by the owner to register his business.
Screenshots
Verdict
The clearest difference is rating: ePay Punjab at 4.8 against Askari Mobile App's 4.5. ePay Punjab also leads on review sentiment (59% vs 50%) and iOS requirement (13.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ePay Punjab holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 991 and 1.4K respectively. Written reviews point the same way: 50% of Askari Mobile App's written reviews are positive against 59% of ePay Punjab's.
Askari Mobile App ships an update monthly, ePay Punjab every 3 weeks. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.
| Parameter | Askari Mobile App | ePay Punjab |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (991 ratings) | 4.8 (1.4K ratings) — better |
| Positive reviews | 49.6% of reviews | 58.7% of reviews — better |
| Number of ratings | 991 | 1.4K — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 403 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Askari Bank Limited | PITB |
Customer experience
Askari Mobile App
ePay Punjab
User reviews
Askari Mobile App
From 991 App Store ratingsWhat we love
- 🚀 Excellent app, seamless banking experience
- 👍 User-friendly interface, easy to navigate
- 🔒 Secure and reliable banking app
- 💡 Convenient features like bill payments, funds transfer
- 🚀 Fast and responsive performance
Room to improve
- 🐛 Frequent crashes and stability issues
- 🐛 Biometric verification not working properly
- 🐛 OTP entry not functioning after recent update
- 🐛 Compatibility issues with older devices
- 🐛 Buggy and unreliable app experience
ePay Punjab
From 1.4K App Store ratingsWhat we love
- 👍 Excellent
- 👍 App works great
- 👍 Brilliant service
- 👍 Love this app
- 👍 Good work
Room to improve
- 🐛 Registration and Charges
- 🐛 Not responds on email
- 🐛 POOR DEV TEAM
- 🚩 Scam
- 🚩 Vehicle not found
Bugs and requests
Askari Mobile App
Reported bugs
5 issues- App crashes on launch
- Unable to enter OTP for transactions
- Biometric verification not working
- Compatibility issues with latest OS versions
- Duplicate transactions and other technical issues
Requested features
5 requests- Add virtual/digital debit card option
- Improve overseas banking features
- Provide option to download account statements
- Implement RAAST transfer to IBAN
- Add copy-paste functionality
ePay Punjab
Reported bugs
2 issues- Invalid Registration Number - Issue Resolved!
- Vehicle token taxes are due for the year 2022 and epay punjab stopped working
Requested features
1 request- Please add Face ID option for login
In-app purchases
Askari Mobile App
No in-app purchases
ePay Punjab
No in-app purchases
Questions
Is Askari Mobile App free?
Is ePay Punjab free?
Which has better reviews, Askari Mobile App or ePay Punjab?
Do Askari Mobile App or ePay Punjab have ads?
Which is updated more often, Askari Mobile App or ePay Punjab?
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