Comparison

Askari Mobile App vs HBL Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Askari Mobile App

Manage your bank accounts, make payments, and transfer funds conveniently from your mobile device. Offers enhanced security features, bill splitting, and access to third-party services for tickets and vouchers.

Highlights
  • Biometric authentication
  • RAAST P2M transactions
  • Bill splitting
  • Urdu interface
  • Cardless ATM withdrawals
  • QR code payments
  • Utility and school fee payments
Features
Read full description

Askari mobile banking application offers banking services at your fingertips. Askari bank has redesigned this App keeping in view the ease of use. The new services allow you to save your branch visits, and access your accounts anytime, anywhere. The app has enhanced security features with secure Biometric Authentication and Access Code. Now you can apply online for consumer products, go Card less on ATM, find deals & discounts, use QR for making payments and much more Download our new app now and ‘Go Digital’! What’s New!!! Enhanced Security Login to the app with your ID/Password and get an access code for more security. You can also enable convenient biometric feature that saves you from shoulder surfing. RAAST P2M Askari Digital App now giving the services of Raast P2M transaction to all askari nationwide Customers. Location Services For better experience Askari Digital App use customer Location for better Accuracy . Bill-Split Instantly Split your bill with friends and colleagues, Divide by amounts and shares also view or track pending transactions. Urdu Interface The application also offers an Urdu interface to enhance accessibility for customers Askari Edge Askari Edge within the Askari Digital Banking App provides users with access to services offered by independent third-party providers. The apps that are provided by Askari edge are those apps which are inside the AKBL Mobile Banking app through Askari edge medium these apps are, single-purpose applications that can be accessed instantly through Askari Digital app, the services include Bus, Cinema, Events Tickets ,also Provides facility to Purchase gaming vouchers. Payments • Utility bills (K-Electric, LESCO, FESCO, IESCO,PESCO, SSGC, SNGPL, GEPCO, HESCO, MEPCO, SEPCO, Askari Housing, PTCL, DHA, Bahria Town, Nayatel, Daewoo Bus, Nadra Esahulat & Askari Colonies • Schools (APS, Beacon House, Bahria School, Fauji Foundation, Cosmopolitan grammar school) • University fees (LUMS,NUML,IBA) • Mobile top-ups (Telenor, Zong, Jazz, Ufone,) • Government taxes (FBR, SECP, GoP, Sindh Revenue Board) • Insurance payments (Jubilee Life Insurance, EFU) • E-Commerce transactions (KuickPay merchants) • Investments (CDC–IPO, Foundation Securities) • Other banks’ Credit Card payments (1Bill Option) • Business payments via B2B (HABALL) Funds Transfer Conveniently transfer funds up to PKR 1M to any member bank accounts and Mobile Wallets. Go Card less Use Card less Cash Withdrawal option to withdraw cash from any Askari Bank ATM. You can also make easy and fast QR payments by scanning QR Codes. Account Details Check real time available balances of all linked accounts and view last 10 transactions through mini statement option. Credit Card Management Manage your credit card and make bill payments through multiple options. Debit Card Management Manage your Debit Card easily through our app. You can check status of cards in use or block your card temporarily. This feature provides extra layer of security. Daily Fund Transfer Limits Personalize your transfer limits as per your convenience within the defined range and make your funds more secure. Manage Cheques & Cheque Books Stop any cheque payment and view history of submitted cheques. You can also order your cheque book using this app. Deals & Discounts Stay updated with all the deals and discounts in your city and avail exciting offers just in few clicks. Apply Online for Consumer Products Apply online for Mastercard Credit Cards, Personal Finance, Ask4Car and Mortgage Finance without visiting the branch. Simply fill in the details using our new app and our team will get in touch with you for further process. ATM Locator This new feature lets you find the nearest ATMs without any hassle.

About

HBL Mobile

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

Highlights
  • View and download account statements
  • Funds transfer between accounts
  • Bill payments (utility, mobile, education)
  • Credit card payments
  • QR payments
  • Investment in mutual funds
  • Manage debit/credit cards
Read full description

Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.

Screenshots

Askari Mobile App4 screens
HBL Mobile4 screens

Verdict

The call

Askari Mobile App and HBL Mobile both sit at 4.5 stars, but that hides the real split: 79% of HBL Mobile's written reviews are positive against 50% of Askari Mobile App's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Askari Mobile App against 4.4 for HBL Mobile. Both are backed by a comparable volume of ratings — 991 and 1.9K respectively. Written reviews are what separate them: 50% of Askari Mobile App's written reviews are positive against 79% of HBL Mobile's.

UpkeepUpdate frequency

Askari Mobile App ships an update monthly, HBL Mobile fortnightly. Both last shipped on September 23, 2026.

Scorecard1 real difference · 9 level
Askari Mobile App versus HBL Mobile: the parameters behind the verdict, then further details
ParameterAskari Mobile AppHBL Mobile
PriceFreeFree
Rating4.5 (991 ratings) — better4.4 (1.9K ratings)
Positive reviews49.6% of reviews79.1% of reviews — better
Number of ratings9911.9K — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size403 MB432 MB
Age rating4+17+
DeveloperAskari Bank LimitedHABIB BANK LIMITED

Customer experience

Askari Mobile App

All ratings991 ratings
Positive88.3%
Neutral2.2%
Negative9.5%
Written reviews228 reviews
Positive49.6%
Neutral6.6%
Negative43.9%

HBL Mobile

All ratings1,890 ratings
Positive84.3%
Neutral3.7%
Negative12.0%
Written reviews774 reviews
Positive79.1%
Neutral3.4%
Negative17.6%

User reviews

Askari Mobile App

From 991 App Store ratings

What we love

  • 🚀 Excellent app, seamless banking experience
  • 👍 User-friendly interface, easy to navigate
  • 🔒 Secure and reliable banking app
  • 💡 Convenient features like bill payments, funds transfer
  • 🚀 Fast and responsive performance

Room to improve

  • 🐛 Frequent crashes and stability issues
  • 🐛 Biometric verification not working properly
  • 🐛 OTP entry not functioning after recent update
  • 🐛 Compatibility issues with older devices
  • 🐛 Buggy and unreliable app experience

HBL Mobile

From 1.9K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Convenient features (bill payments, money transfers, etc.)
  • 👍 Easy to navigate

Room to improve

  • 🐛 Occasional crashes or errors
  • 🐛 Biometric verification issues
  • 🐛 Compatibility problems with newer iOS versions
  • 🐛 Slow performance at times
  • 🐛 Maintenance downtime disruptions

Bugs and requests

Askari Mobile App

Reported bugs

5 issues
  • App crashes on launch
  • Unable to enter OTP for transactions
  • Biometric verification not working
  • Compatibility issues with latest OS versions
  • Duplicate transactions and other technical issues

Requested features

5 requests
  • Add virtual/digital debit card option
  • Improve overseas banking features
  • Provide option to download account statements
  • Implement RAAST transfer to IBAN
  • Add copy-paste functionality

HBL Mobile

Reported bugs

4 issues
  • Biometric verification not working
  • App crashing on newer iOS versions
  • Transactions not showing up correctly
  • Scheduled payments not processing as expected

Requested features

5 requests
  • Add Face ID/Touch ID login option
  • Improve transaction history display
  • Increase funds transfer limits
  • Add more payment options (e.g., credit card bill payments for other banks)
  • Improve app stability and reduce crashes

In-app purchases

None

Askari Mobile App

No in-app purchases

None

HBL Mobile

No in-app purchases

Questions

Is Askari Mobile App free?
Askari Mobile App is free to download, with no in-app purchases.
Is HBL Mobile free?
HBL Mobile is free to download, with no in-app purchases.
Which has better reviews, Askari Mobile App or HBL Mobile?
Askari Mobile App is rated higher. Askari Mobile App averages 4.5 out of 5 from 991 ratings, while HBL Mobile averages 4.4 from 1.9K ratings.
Do Askari Mobile App or HBL Mobile have ads?
Neither Askari Mobile App nor HBL Mobile shows ads.
Which is updated more often, Askari Mobile App or HBL Mobile?
Askari Mobile App ships an update monthly, and HBL Mobile fortnightly. Most recently, Askari Mobile App was updated on September 23, 2026 and HBL Mobile on September 23, 2026.

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