HBL Mobile vs myABL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HBL Mobile
Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.
- View and download account statements
- Funds transfer between accounts
- Bill payments (utility, mobile, education)
- Credit card payments
- QR payments
- Investment in mutual funds
- Manage debit/credit cards
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Signup or login on new version of HBL Mobile for your daily banking & lifestyle needs. Key Financial Features: • Transfers – Enjoy seamless funds transfer to any bank account and save your friends and family as receivers. • Payments – Pay utility bills, education fees, and more in seconds. Just select your bill company and pay with a tap. • Top up – Recharge your prepaid balance, pay your postpaid bills or subscribe to mobile bundles, anytime, anywhere. • Scan to Pay – Go card-less and cashless on your shopping adventures with Scan to Pay feature. • Lifestyle – Shopping, Travel, and more! Service Requests: • Tax Certificates – Instantly download your tax related documents • Account Statement – Access your account statements within few taps • Card Management – Activate, replace & manage your HBL Cards Why HBL Mobile? • Refreshed look, simplified journeys and new features • Secure transactions with biometric and T-PIN protection • Wide range of services including utility payments, mobile recharge, money transfers, and more • Available 24/7 — bank anytime, anywhere Download now and experience the smarter way to bank with HBL Mobile. Leave your feedback and rate our app so we can serve you better.
myABL
Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.
- Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
- Bill payments for utilities, telco, education, government, and more
- Loan applications and advance salary
- Account management and statement generation
- Card control and expense tracking
- Investment management
- Loyalty rewards and deals
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Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com
Screenshots
Verdict
The clearest difference is review sentiment: HBL Mobile at 79% against myABL's 41%. HBL Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). myABL's advantage is rating (4.7 vs 4.4) and iOS requirement (13.0 vs 15.0). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myABL holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.9K and 3.7K respectively. Written reviews complicate that: 79% of HBL Mobile's written reviews are positive against 41% of myABL's, so the app with the better star average is not the one people write more warmly about.
HBL Mobile ships an update fortnightly, myABL monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.
| Parameter | HBL Mobile | myABL |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.9K ratings) | 4.7 (3.7K ratings) — better |
| Positive reviews | 79.1% of reviews — better | 40.9% of reviews |
| Number of ratings | 1.9K | 3.7K — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 432 MB | 374 MB |
| Age rating | 17+ | 4+ |
| Developer | HABIB BANK LIMITED | AlliedBank |
Customer experience
HBL Mobile
myABL
User reviews
HBL Mobile
From 1.9K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient features (bill payments, money transfers, etc.)
- 👍 Easy to navigate
Room to improve
- 🐛 Occasional crashes or errors
- 🐛 Biometric verification issues
- 🐛 Compatibility problems with newer iOS versions
- 🐛 Slow performance at times
- 🐛 Maintenance downtime disruptions
myABL
From 3.7K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Fast and responsive
- 🔒 Secure banking experience
- 💡 Convenient features like quick transfers
Room to improve
- 🐛 Frequent crashes and bugs
- 🔍 Difficult to log in and perform transactions
- ⚠️ Unreliable and inconsistent performance
- 🔍 Biometric verification issues
Bugs and requests
HBL Mobile
Reported bugs
4 issues- Biometric verification not working
- App crashing on newer iOS versions
- Transactions not showing up correctly
- Scheduled payments not processing as expected
Requested features
5 requests- Add Face ID/Touch ID login option
- Improve transaction history display
- Increase funds transfer limits
- Add more payment options (e.g., credit card bill payments for other banks)
- Improve app stability and reduce crashes
myABL
Reported bugs
4 issues- Login screen freezes or shows errors
- Transactions fail or get stuck
- Biometric verification not working as expected
- App crashes or becomes unresponsive
Requested features
4 requests- Add face ID or fingerprint login option
- Improve app stability and reduce loading times
- Streamline the transaction process
- Provide better customer support
In-app purchases
HBL Mobile
No in-app purchases
myABL
No in-app purchases
