华商基金 vs 天弘基金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
华商基金
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华商基金APP是华商基金管理有限公司推出的移动端基金理财工具，整合了基金交易、基金净值查询、账户持仓查询及个人信息维护等功能，旨在为投资者提供一款方便、快捷、实用的移动基金理财工具。 【主要功能】 1、 基金交易：支持华商旗下基金的交易，享受费率优惠、操作方便快捷，支持多家银行卡快捷开户； 2、 净值查询：可查询华商旗下基金净值、涨跌幅等数据信息，可添加产品关注； 3、 账户查询：丰富账户持仓查询功能，可查询多渠道账户持仓以及历史交易明细； 4、 信息维护：支持账户实名认证、账户信息修改、交易密码变更等信息维护。
天弘基金
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【天弘基金——服务用户数超7.5亿】 天弘基金成立于2004年11月8日，天弘基金App是天弘基金官方理财平台，认、申购基金限时0手续费起，购基更优惠。 天弘基金始终秉持客户第一的价值观，以“稳健理财，值得信赖”为经营理念，致力于全方位满足客户的理财需求。 截至2026年12月31日，天弘基金服务用户数超7.5亿，资产管理总规模超1.26万亿元，为用户创造收益超3700亿元。 数据来源：天弘基金。 使用中如有任何问题，请联系我们！ 反馈邮箱：licaiapp@thfund.com.cn 客服电话：400-986-8888 历史业绩不代表未来，市场有风险，投资需谨慎。
Screenshots
Verdict
The clearest difference is ratings volume: 天弘基金 at 32 against 华商基金's 1. 天弘基金 also leads on update cadence (every 2 months vs every 4 months). 华商基金's advantage is rating (5.0 vs 4.8) and iOS requirement (10.0 vs 12.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
华商基金 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 天弘基金 has 32 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
华商基金 ships an update every 4 months, 天弘基金 every 2 months. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.
| Parameter | 华商基金 | 天弘基金 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (32 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 32 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 44 MB | 159 MB |
| Age rating | 4+ | 4+ |
| Developer | 华商基金管理有限公司 | Tianhong Asset Management Co. , Ltd. |
Customer experience
华商基金
天弘基金
In-app purchases
华商基金
No in-app purchases
天弘基金
No in-app purchases
