eMoney End User vs Mpay Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eMoney End User
Perform financial transactions like payments, money transfers, and phone top-ups directly from your mobile device. No bank account is required to register and manage your finances with ease.
- One-click transactions
- No bank account required
- Unlimited telecom operations
- Instant phone top-up discounts
- QR code payments
- 2-layer password security
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eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 1568 or 0236 868 868 - Website: https://emoney.com.kh
Mpay Finance
This payment platform allows users to manage their electronic wallet for various transactions. It supports placing business orders, making payments, collecting funds, and performing account operations like recharging, transferring, and withdrawing cash.
- Electronic wallet account
- Place business orders
- Payment and collection
- Account recharge and transfer
- Cash withdrawal
- Phone top-up
- Financial product purchases
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Mpay is an independent third-party payment platform developed by SOUTH EAST ASIA TELECOM(CAMBODIA) CO.,LTD through the research and introduction of China's Internet advanced technology and related strategies for one year's development time.Through the electronic wallet account,users can place business orders, payment, collect, query and other functions, they can use account to recharge, transfer, cash withdraw, balance payment and other operations. == Major Functions == Transfer: users can transfer to each other's Mpay electronic account; Sweep: users can scan the QR code to transfer or pay to the merchant; Phone top-up: Users can use Mpay balance to recharge mobile phone calls and data; Financial:Users can use Mpay balance to buy wealth management products to achieve cash gain; == Languages == Chinese,English,Khmer Scan,Payment,Collect. Transfer Phone top-up Financial Map,Places
Screenshots
Verdict
The clearest difference is review sentiment: eMoney End User at 60% against Mpay Finance's 0%. eMoney End User also leads on rating (4.1 vs 3.0) and ratings volume (91 vs 1). Mpay Finance's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eMoney End User holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: eMoney End User has 91 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of eMoney End User's written reviews are positive against 0% of Mpay Finance's.
eMoney End User ships an update every 3 weeks, Mpay Finance every 6 weeks. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | eMoney End User | Mpay Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (91 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 60.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 91 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 423 MB | 54 MB |
| Age rating | 12+ | 4+ |
| Developer | Metfone | SEATEL FINANCIAL SERVICES PLC. |
Customer experience
eMoney End User
Mpay Finance
In-app purchases
eMoney End User
No in-app purchases
Mpay Finance
No in-app purchases
Questions
Is eMoney End User free?
Is Mpay Finance free?
Which has better reviews, eMoney End User or Mpay Finance?
Do eMoney End User or Mpay Finance have ads?
Which is updated more often, eMoney End User or Mpay Finance?
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