Comparison

SOL Cambodia vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SOL Cambodia

Access Shinhan Bank Cambodia's financial services conveniently from your mobile device. Manage accounts, make payments, transfer funds, and open digital savings accounts with higher interest rates. Enjoy exclusive promotions and cashback benefits.

Highlights
  • KHQR and Shinhan QR payments
  • Multiple login methods (password, fingerprint, FaceID)
  • Account balance and transaction history
  • Digital savings account opening
  • Inter-bank transfers (Bakong, RFT)
  • Utility bill payments
  • Virtual card issuance
  • Push notifications for transactions
Read full description

If you use Mobile SOL, you can enjoy Shinhan Bank Cambodia's financial services. 1. Convenient service - Easy payment with KHQR service and easy account number sharing with Shinhan QR. - Provides various login methods (password, fingerprint, FaceID). - You can check your account balance and transaction history at any time. - Sign up for online term deposit/installment savings at a higher interest rate than branch offices. - You can immediately transfer money to other local banks through Shinhan account transfer, Bakong, and RFT services. - Solve the payment of utility bills (mobile, Internet, TV, utilities). - With the M-Cash service, you can easily withdraw money from Shinhan Bank ATMs. - If you use quick transfer/quick payment, you can transfer/pay quickly and conveniently. - Issue a virtual card and use it right away without visiting the bank. - Receive instant notification of deposit and withdrawal transactions through the Push service. - Receive promotions and important information. 2. Benefits of using Mobile SOL: - Most bank transaction fee waiver promotions - Provides cashback benefits when charging mobile phones and paying utility bills 3. Digital Savings Account (24/7) with Mobile SOL: - You can open an account directly using SOL without visiting a branch. - For more information on digital deposit accounts, please refer to the link below. https://www.shinhan.com.kh/en/product/digital-saving-account.html - If you are curious about how to open a digital deposit, please watch the link below (tutorial video). https://www.youtube.com/watch?v=0txulJ_HuJM Experience the new Shinhan Mobile SOL now. (Call Center: +855 95 777 665 / 98 222 595 )

About

U

This app serves as a security key for a business payroll service, providing two-factor authentication to authorize fund transfers. It ensures high security by not operating on rooted or jailbroken devices.

Highlights
  • Two-factor authentication
  • Fund transfer authorization
  • Business account security
  • Rooted/jailbroken device restriction
  • Simple activation and usage
Features
Read full description

U-Pay Guard is the security key for U-Pay Business Account Payroll service provided by U-Pay Digital Plc. It work as the two-factor authentication for U-Pay business clients to athorize the funds transfer operated in their business account. How to: U-Pay Guard has a simple activation and usage flow. In order to link U-Pay Guard with your buisiness account, please follow the instruction in APP. Security: As we considered your convenience and security as our top priority, we do not allow U-Pay Guard to work in rooted nor in jailbroken smartphones to ensure that no other external systems can gain access to it, ensuring highest level of security.

Screenshots

SOL Cambodia4 screens
U3 screens

Verdict

The call

The clearest difference is rating: U at 5.0 against SOL Cambodia's 3.7. U also leads on iOS requirement (12.0 vs 14.0). SOL Cambodia's advantage is update cadence (every 5 weeks vs every 17 months) and ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

U holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SOL Cambodia has 10 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SOL Cambodia ships an update every 5 weeks, U every 17 months. The most recent releases landed on October 8, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
SOL Cambodia versus U: the parameters behind the verdict, then further details
ParameterSOL CambodiaU
PriceFreeFree
Rating3.7 (10 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings10 — better1
Update frequencyEvery 5 weeks — betterEvery 17 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size88 MB28 MB
Age rating4+4+
DeveloperSHINHAN BANKU-Pay Digital Plc.

Customer experience

SOL Cambodia

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

U

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SOL Cambodia

No in-app purchases

None

U

No in-app purchases

Questions

Is SOL Cambodia free?
SOL Cambodia is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Which has better reviews, SOL Cambodia or U?
U is rated higher. SOL Cambodia averages 3.7 out of 5 from 10 ratings, while U averages 5.0 from 1 ratings.
Do SOL Cambodia or U have ads?
Neither SOL Cambodia nor U shows ads.
Which is updated more often, SOL Cambodia or U?
SOL Cambodia ships an update every 5 weeks, and U every 17 months. Most recently, SOL Cambodia was updated on October 8, 2026 and U on October 20, 2026.

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