Comparison

Account Tracker Pro vs Tracky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Account Tracker Pro

Manage personal finances with this powerful app. Track spending, monitor account balances, set budgets, and receive bill reminders. Offers detailed reports and multi-currency support for comprehensive financial oversight.

Highlights
  • Track multiple account types
  • Set bill reminders and alerts
  • Create and monitor budgets
  • Generate detailed financial reports
  • Multi-currency support
  • Data backup and syncing
  • PIN and biometric security
Features
Currently charting
Read full description

Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This Pro version is a subscription-free version of Account Tracker, with exactly the same content plus basic support for Apple Watch. Try Account Tracker before you buy, it is free to download and supports a 1 month FREE TRIAL. Simply cancel before being charged. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - Also supports the Apple Watch, to display account balances and a snapshot of your main budgets - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response.

About

Tracky

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

Highlights
  • Create and manage budgets
  • Track expenses with custom categories
  • Automatic remaining budget calculation
  • Notifications for budget progress
  • Expense history and analysis
  • Recurring budget options
  • iCloud sync across devices
  • Home and lock screen widgets
Features
Read full description

Tracky: Simple Budget Tracker is the simplest and fastest app to manage your budgets, track your expenses, and save money on the go. Take control of your budget by allocating your expenses into different envelopes such as groceries, salary, fuel, hobbies, shopping, vacations, and more. Whether it's recurring expenses or special events, Tracky lets you track your monthly or one-time budgets. Track your expenses and make the most of your savings with Tracky’s automatic calculation of your remaining budget. This fast and easy budget tracking tool is suitable for everyone, regardless of their expertise in budget management. Rest assured, Tracky doesn't require any connection to your bank account, ensuring your data and privacy remain secure. Why should you use Tracky: Simple Budget Tracker? - Quick and easy - Free - Allocate your budget - Track your expenses - Enjoy your savings - No sign-up or login required - No bank account needed - Private & secure: we don't collect your data, it's safe for you - Automatic iCloud sync to share data across multiple devices logged in to the same iCloud account === TRACKY: SIMPLE BUDGET TRACKER FEATURES === - Create and manage your budgets - Add and customize your operations: name, amount, date, icon, color - Automatic calculation of your remaining budget - Stay informed about your budget's progress with notifications - Keep a history of your expenses - Save time by reusing recurring budgets - Easily share your data across multiple devices logged in to the same iCloud account - Widgets: instantly monitor your budget from your lock screen and home screen How to use Tracky: Simple Budget Tracker: 1. Create a budget and give it a name (e.g., "July") 2. Define and customize your envelopes (e.g., "Groceries," "Fuel," "Hobbies") 3. Add your expenses to the envelopes 4. Enter the expense name and amount 5. Personalize the expense by selecting an icon and color 6. Continue adding your expenses as you go, and Tracky will calculate the remaining budget As you can see, Tracky: Simple Budget Tracker is incredibly simple and fast to use. It's the perfect solution for tracking your expenses and budgets without wasting time on understanding the app or linking your bank account, which could compromise your data. Managing your expenses has never been easier, faster, and more efficient. Easily set and monitor your monthly or one-time budgets. Modify them anytime to adapt to your financial situation. Track your expenses accurately and identify areas where you can save. Dive into the detailed expense history for a deeper analysis of your spending habits. Identify trends, strengths, and areas for improvement to optimize your budget. Tracky is the easiest and most convenient app to track your budgets, so what are you waiting for? Download Tracky: Simple Budget Tracker now! *** Our app is FREE to use. However, you can become premium with in-app purchases. You'll have unlimited budgets, envelopes, and expenses, and no ads will be displayed to ensure optimal user experience. All prices are in euros (EUR). Prices in other currencies and countries may vary depending on the country of residence. Thank you for using Tracky: Simple Budget Tracker. Support us by sharing the app with your loved ones and giving us a 5-star rating on the App Store. Your support will enable us to continue improving the app and provide you with an even better financial management experience. Privacy Policy: https://lowly.notion.site/Privacy-Policy-364375656a694f7f9ec206cc001c899c?pvs=4 Terms & Conditions: https://lowly.notion.site/Terms-Conditions-0debe53270c3403fad1926e3ea0abcbd?pvs=4

Screenshots

Account Tracker Pro4 screens
Tracky4 screens

Verdict

The call

The clearest difference is price: Tracky at Free against Account Tracker Pro's $4.99. Tracky also leads on update cadence (every 2 weeks vs every 2 months). Account Tracker Pro's advantage is in-app purchases (none vs 10) and ads (none vs shown). On rating and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Tracky is free to download; Account Tracker Pro costs $4.99 up front. Tracky sells 6 in-app purchases, starting at $1.99 per month. Account Tracker Pro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Account Tracker Pro holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 98 and 124 respectively. Written reviews point the same way: 97% of Account Tracker Pro's written reviews are positive against 85% of Tracky's.

UpkeepUpdate frequency

Account Tracker Pro ships an update every 2 months, Tracky every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard9 real differences · 2 level
Account Tracker Pro versus Tracky: the parameters behind the verdict, then further details
ParameterAccount Tracker ProTracky
Price$4.99Free — better
Rating4.8 (98 ratings) — better4.6 (124 ratings)
Positive reviews97.5% of reviews — better84.8% of reviews
Number of ratings98124 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#182 — better—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size17 MB87 MB
Age rating4+4+
DeveloperGraham HaleyAdrien Carvalot

Customer experience

Account Tracker Pro

All ratings98 ratings
Positive94.9%
Neutral0.0%
Negative5.1%
Written reviews197 reviews
Positive97.5%
Neutral0.5%
Negative2.0%

Tracky

All ratings124 ratings
Positive89.5%
Neutral2.4%
Negative8.1%
Written reviews79 reviews
Positive84.8%
Neutral6.3%
Negative8.9%

User reviews

Account Tracker Pro

From 98 App Store ratings

What we love

  • 🚀 Great price, great options
  • 🚀 Easy to use, great support
  • 🚀 Intuitive and functional
  • 🚀 Robust and indispensable
  • 🚀 Excellent for budgeting and forecasting

Room to improve

  • 🐛 Syncing issues on some devices
  • 🐛 Lack of intuitive UI for some users

Tracky

From 124 App Store ratings

What we love

  • 👍 Simple and intuitive user interface
  • 🎨 Clean, modern, and visually appealing design
  • 💰 Affordable pricing with lifetime premium option
  • 📱 Excellent widget and home screen integration
  • 🎯 Effective envelope budgeting system

Room to improve

  • 🐛 Navigation bug: app loads wrong month's envelopes
  • 💾 Data loss when switching devices without backup
  • 🔄 Sync issues causing entries to disappear on network changes
  • 📱 Not available for Mac/desktop
  • 💳 Paywall appears frequently in free version

Bugs and requests

Account Tracker Pro

Reported bugs

2 issues
  • Loss of categories and details after update
  • Syncing issues between primary and secondary devices

Requested features

3 requests
  • Receipt image attachment feature
  • Dark mode option
  • Annual budgeting and rollover

Tracky

Reported bugs

8 issues
  • App opens to wrong month despite correct title display
  • Requires multiple swipes to navigate to current month
  • Entries disappear when switching networks
  • App doesn't always open to the correct page
  • Premium mode requires frequent reactivation
Show 3 more
  • Inability to create new expenses without premium after 5 entries
  • Ads require multiple views before input saves on poor connections
  • Transactions load incorrectly until envelope is clicked and exited

Requested features

17 requests
  • Monthly visual reset for progress bars while maintaining history
  • Mac/desktop application version
  • Ability to reset envelopes monthly without creating new budgets
  • Budget sharing feature for couples and shared accounts
  • Planned/future expense tracking with adjusted balance view
Show 12 more
  • Transfer functionality between envelopes
  • Direct income allocation without envelope requirement
  • More transaction icons (currently limited to ~20-30)
  • Additional color options
  • Due date functionality for envelopes
  • Quick-add expense widget
  • View all transactions under a budget organized by date
  • Ability to delete all expenses in an envelope at once
  • Custom initial budget amount display instead of net balance
  • Bank transaction reconciliation/check-off system
  • Toggle between spent and remaining amount display
  • Archive functionality for monthly expenses

In-app purchases

None

Account Tracker Pro

No in-app purchases

6 purchases

Tracky

Subscriptions4
  • Premium3 Days trial3 variants$1.991 Month
  • Premium$4.991 Month
  • Premium7 Days trial$19.991 Year
Show 1 more
  • Premium7 Days trial2 variants$29.991 Year
One-time2
  • Premium$4.99
  • Premium2 variants$49.99

Questions

Is Account Tracker Pro free?
Account Tracker Pro costs $4.99, with no in-app purchases.
Is Tracky free?
Tracky is free to download, with in-app purchases available.
Which has better reviews, Account Tracker Pro or Tracky?
Account Tracker Pro is rated higher. Account Tracker Pro averages 4.8 out of 5 from 98 ratings, while Tracky averages 4.6 from 124 ratings.
Do Account Tracker Pro or Tracky have ads?
Tracky shows ads; Account Tracker Pro does not.
Which is updated more often, Account Tracker Pro or Tracky?
Account Tracker Pro ships an update every 2 months, and Tracky every 2 weeks. Most recently, Account Tracker Pro was updated on November 6, 2026 and Tracky on November 7, 2026.

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