FBW Connect vs PayByPocket
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FBW Connect
Manage your finances on the go with this secure mobile banking application. Deposit checks, control your debit card, pay bills, and track your spending with budgeting tools. Access account activity, transfer funds, and receive important alerts.
- Mobile check deposit
- Enhanced card controls
- Bill Pay functionality
- Account balance and activity viewing
- Fund transfers
- Budgeting and savings goals
- Account alerts
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With The Farmers Bank of Willards’ enhanced Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: * Deposit checks using Mobile Deposit Capture * Enhanced card controls…YOU choose where to use your card! Continue to turn your card off and on…and more! * Sign up for and use Bill Pay * View balance and account activity * View check and deposit images * Transfer funds between accounts and to other FBW customers * Sign up for and view eStatements * FBW Money Manager…manage your money better by creating spending and savings goals and creating budgets * Locate a branch * Contact our Customer Service * Set alerts to receive notifications of user-defined account activity and profile changes Regardless of the device, experience the connection using ONE login! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us You can contact our Customer Care Partner at 410-835-8906 if you have any questions about the FBW Connect Mobile App or the self-service registration process.
PayByPocket
Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.
- Load funds with credit/debit cards
- Pay at participating Pocket locations
- Use wherever Discover is accepted
- In-store QR code payments
- Add to Apple Wallet/Google Pay
- Online and in-store purchases
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Simply enroll (for free), fill your pocket (load funds) by credit card or debit card, and pay. Use at any participating Pocket location or wherever Discover™ is accepted. Payment at participating Pocket locations is done in-store via QR code. Payment at Discover™ locations is done by adding your Pocket account to your Apple Wallet or Google Pay account, and making purchases in-store or online.
Screenshots
Verdict
The clearest difference is update cadence: PayByPocket at every 5 weeks against FBW Connect's every 20 months. PayByPocket also leads on review sentiment (75% vs 54%). FBW Connect's advantage is ratings volume (932 vs 38). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FBW Connect against 4.8 for PayByPocket. That said, the two scores are not equally well evidenced: FBW Connect has 932 ratings behind it against 38, so its average is the more settled of the two. Written reviews are what separate them: 54% of FBW Connect's written reviews are positive against 75% of PayByPocket's.
FBW Connect ships an update every 20 months, PayByPocket every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | FBW Connect | PayByPocket |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (932 ratings) — better | 4.8 (38 ratings) |
| Positive reviews | 53.8% of reviews | 75.0% of reviews — better |
| Number of ratings | 932 — better | 38 |
| Update frequency | Every 20 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 52 MB | 50 MB |
| Age rating | 4+ | 17+ |
| Developer | The Farmers Bank of Willards | Finaccept LLC |
Customer experience
FBW Connect
PayByPocket
Bugs and requests
FBW Connect
Reported bugs
2 issues- Login issues
- Compatibility problems with newer devices
Requested features
3 requests- View pending deposits
- Access all accounts in one app
- View monthly statements
PayByPocket
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FBW Connect
No in-app purchases
PayByPocket
No in-app purchases
Questions
Is FBW Connect free?
Is PayByPocket free?
Which has better reviews, FBW Connect or PayByPocket?
Do FBW Connect or PayByPocket have ads?
Which is updated more often, FBW Connect or PayByPocket?
Other comparisons
