Comparison

FideliPAY 2.0 vs CardPointe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FideliPAY 2.0

This mobile app serves as an e-commerce gateway and virtual terminal for businesses. It allows for quick credit card payment acceptance and includes a point-of-sale interface with inventory management, tax calculation, and order history.

Highlights
  • Accept credit card payments
  • Mobile point-of-sale interface
  • Inventory syncing
  • Cash payment support
  • Tax calculation
  • Order history
  • Bluetooth card swiper support
Features
Read full description

FideliPAY™ from Fidelity is a leading mobile e-commerce gateway and virtual terminal. It provides a quick and easy interface for accepting credit card payments. Also includes a mobile point of sale (cash register) interface that supports inventory syncing, cash payments, tax calculation, order history and more. Supports bluetooth card swiper for better rates and printer for receipts. Note: In order to use this app, you must have an active FideliPAY merchant account with Fidelity Payment Services. If you do not have an account yet, please visit www.fidelitypayment.com to set one up.

About

CardPointe

Process and manage all major credit card payments seamlessly. Accept card-present transactions on the go, manage products, and gain insights with a live reporting dashboard. Streamline your business operations with robust transaction management and customer profiles.

Highlights
  • Virtual Terminal for credit card processing
  • Mobile card reader for on-the-go payments
  • Product catalog management
  • Signature capture
  • Customer profile management
  • Live reporting dashboard
  • Transaction management (void, refund, reprocess)
Features
Read full description

The CardPointe app lets you process and manage payments with ease. With live transaction data at your fingertips, CardPointe will become a critical tool in running your business. Features • Virtual Terminal: Process payments for all major credit cards. • CardPointe Mobile Card Reader: Accept card-present payments on the go. • Accept Tips: Enable customers to select preset tip amounts. • Catalog: Organize and manage your products, pricing, and discounts. • Signature Capture: Allow customers to use their fingertip to sign for transactions. • Customer Profiles: Save customer profiles to run future transactions. • Reporting Dashboard: View your business data at a glance. • Transaction Management: Void, refund, reprocess, or resend receipts for existing transactions. • Notifications: Get alerts for important events, like chargebacks, refunds, and declined transactions. • Compatible Printer: Use a supported Bluetooth printer to print receipts or food orders. • Support for CardPointe Integrated Terminals: Connect to your countertop CardPointe Integrated Terminals to accept card-present payments with PCI-validated point-to-point encryption. CardPointe can also be accessed via any browser, complete with additional features including recurring billing and custom reporting.

Screenshots

FideliPAY 2.03 screens
CardPointe4 screens

Verdict

The call

The clearest difference is rating: FideliPAY 2.0 at 5.0 against CardPointe's 2.6. FideliPAY 2.0 also leads on update cadence (every 6 weeks vs every 5 months) and iOS requirement (9.0 vs 15.0). CardPointe's advantage is ratings volume (31 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FideliPAY 2.0 holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: CardPointe has 31 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

FideliPAY 2.0 ships an update every 6 weeks, CardPointe every 5 months. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
FideliPAY 2.0 versus CardPointe: the parameters behind the verdict, then further details
ParameterFideliPAY 2.0CardPointe
PriceFreeFree
Rating5.0 (4 ratings) — better2.6 (31 ratings)
Positive reviews—21.2% of reviews
Number of ratings431 — better
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size114 MB61 MB
Age rating4+4+
DeveloperNEW YORK MERCHANTS SERVICES, INCCardConnect, LLC

Customer experience

FideliPAY 2.0

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

CardPointe

All ratings31 ratings
Positive35.5%
Neutral6.5%
Negative58.1%
Written reviews33 reviews
Positive21.2%
Neutral3.0%
Negative75.8%

In-app purchases

None

FideliPAY 2.0

No in-app purchases

None

CardPointe

No in-app purchases

Questions

Is FideliPAY 2.0 free?
FideliPAY 2.0 is free to download, with no in-app purchases.
Is CardPointe free?
CardPointe is free to download, with no in-app purchases.
Which has better reviews, FideliPAY 2.0 or CardPointe?
FideliPAY 2.0 is rated higher. FideliPAY 2.0 averages 5.0 out of 5 from 4 ratings, while CardPointe averages 2.6 from 31 ratings.
Do FideliPAY 2.0 or CardPointe have ads?
Neither FideliPAY 2.0 nor CardPointe shows ads.
Which is updated more often, FideliPAY 2.0 or CardPointe?
FideliPAY 2.0 ships an update every 6 weeks, and CardPointe every 5 months. Most recently, FideliPAY 2.0 was updated on October 9, 2026 and CardPointe on October 24, 2026.

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